Kevin Helsper - Loan Consultant

Kevin Helsper - Loan Consultant A trustworthly and dependable Loan Originator looking to be your resource for all things Lending.

🏡 Mortgage Payment Options — made simple.Whether you’re looking for stability with a 30-year fixed or flexibility with a...
11/14/2025

🏡 Mortgage Payment Options — made simple.
Whether you’re looking for stability with a 30-year fixed or flexibility with a 7/6 ARM, I’ve got you covered.
Have questions? I’m just a call away. 📲 949-422-3630

💰 How much income do you need for an $800K loan?Here’s a quick look at the monthly principal & interest and estimated in...
09/20/2025

💰 How much income do you need for an $800K loan?
Here’s a quick look at the monthly principal & interest and estimated income needed at two interest rates (30-year fixed):

📌 6.875% → $5,255/mo (Min annual income: $225K)
📌 6.125% → $4,861/mo (Min annual income: $208K)

✨ A small drop in rates can save you 💸 thousands each year!

👉 Figures shown are for principal & interest only — taxes, insurance, & other costs not included.

💡 Thinking about refinancing? Here are 5 benefits that can put you ahead:1️⃣ Lower monthly payments 💸2️⃣ Shorter loan te...
09/09/2025

💡 Thinking about refinancing? Here are 5 benefits that can put you ahead:

1️⃣ Lower monthly payments 💸
2️⃣ Shorter loan terms ⏳
3️⃣ Cash-out options for big goals 💰
4️⃣ Potential increase in tax deductions 📝
5️⃣ Payment deferrals to create breathing room 🏡

📈 Home Prices vs. Income: The Gap is RealSince 1985:🏠 Home prices ⬆️ 400%+👨‍👩‍👧‍👦 Median income ⬆️ 252%📉 Interest rates ...
08/01/2025

📈 Home Prices vs. Income: The Gap is Real

Since 1985:
🏠 Home prices ⬆️ 400%+
👨‍👩‍👧‍👦 Median income ⬆️ 252%
📉 Interest rates dropped from 12.4% → 6.8%

Yet for many, homeownership feels further out of reach than ever.

So… is it still possible?

✅ Yes — but the game has changed.

It’s no longer just about saving for a down payment.
Today, it takes:
🔍 Clarity
📊 Strategy
🤝 The right support

Opportunities still exist — if you know where to look and who to walk with.

Thinking about what’s possible for you?
📩 Let’s talk.

📊 Source: Visual Capitalist

💼 PROFESSIONAL LOAN PERKS 💼Medical doctors, lawyers, and dentists — this one’s for YOU!✅ 0–5% Down✅ NO Private Mortgage ...
07/25/2025

💼 PROFESSIONAL LOAN PERKS 💼
Medical doctors, lawyers, and dentists — this one’s for YOU!

✅ 0–5% Down
✅ NO Private Mortgage Insurance
✅ First-Time Homebuyers ARE Allowed

Whether you’re just starting your career or ready to upgrade, we’ve got a smart solution tailored for professionals.

📲 Apply now or DM me to get started!

🔗 Kevin Helsper | NMLS 508510
🏦 First Bank | Equal Housing Lender | Member FDIC

The One Big Beautiful Bill Act was a big win for real estate: it extended and/or permanently enshrined many tax breaks f...
07/22/2025

The One Big Beautiful Bill Act was a big win for real estate: it extended and/or permanently enshrined many tax breaks for homeowners.

07/10/2025

🏡 Refinance with First Bank & Unlock These Benefits! 💰

Here’s what refinancing with First Bank can do for you:

✅ Lower Monthly Payments – More cash flow, less stress
✅ Shorter Loan Term – Own your home faster & save on interest
✅ Cash-Out Refinance – Use your equity for renovations, debt, or investments
✅ Increased Tax Deductions – Boost your potential write-offs
✅ Skip 1 Month of Payments – Breathe easy with a payment break

📞 Let First Bank help you make the most of your mortgage.
DM us or click the link in bio to get started today!

Dreaming of homeownership? 🏡 We're breaking down the down payment! Learn smart strategies to make your homeownership dre...
05/09/2025

Dreaming of homeownership? 🏡 We're breaking down the down payment! Learn smart strategies to make your homeownership dreams a reality. Check out our post for insider tips! "

First Bank is now offering NON QM financing. With licensing in 49 out of 50 states we are here to serve your residential...
04/30/2025

First Bank is now offering NON QM financing. With licensing in 49 out of 50 states we are here to serve your residential mortgage lending needs.

What if I told you that by using your mortgage to your advantage, you could eliminate your revolving debts and have more...
04/11/2025

What if I told you that by using your mortgage to your advantage, you could eliminate your revolving debts and have more money in your pocket every month? Use some or all of that extra cash to make additional principal payments, shorten the length of your mortgage, pay less in interest over time, and own your home sooner. Even with a higher interest rate, you could potentially shorten your term and build your wealth faster than you are right now. Send me a message and let’s chat!

There are fears that an impending recession may cause home values to drop. Although counterintuitive, this graph shows h...
04/04/2025

There are fears that an impending recession may cause home values to drop. Although counterintuitive, this graph shows how well home values have performed through the vast majority of recessions.

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Irvine, CA

Telephone

+19494223630

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