Design Home Loans Inc

06/14/2026

VantageScore® can generate a score with as little as 1 month of credit history. Your on-time rent, utility and even phone bill payments could help build your score. Call me to learn more

05/26/2026

🏡 Your home’s equity could be the key to your next move.

Whether you’re planning renovations, consolidating debt, investing in your business, helping with college expenses, or simply creating financial flexibility — a Home Equity Line of Credit (HELOC) may be the solution.

✔ Home Equity Loans & HELOCs up to $500,000
✔ Competitive rates
✔ Fast approvals & quick closings
✔ Flexible access to your equity
✔ Personalized guidance from a local mortgage expert

As Broker Owner of Design Home Loans Inc., I help homeowners explore smart lending solutions tailored to their goals — with the experience and service you deserve. Proudly A+ Rated with the Better Business Bureau.

📞 Call today for a personalized quote:
Patty Carpenter
Broker Owner | Design Home Loans Inc.
949-307-2082

05/26/2026

If you know someone sitting on the fence, instead of moving into their new home— I have Good News! Did you know I offer interest rates based on Vantage Scores, which many times are higher than FICO scores and can help first time homebuyers with lower monthly payments? Not only that, but thru the month of June, I am offering a FREE 1-0 Rate Buydown on any Conventional, FHA or VA purchase. Too Good to not share. Call or Text with any questions. I am here to help! 949-307-2082

03/09/2026

✨ Breakfast at Tiffany’s is coming to Orange County! ✨

Join the Women’s Council of REALTORS® Orange County for a stylish morning of brunch, fashion, and networking at our Breakfast at Tiffany’s Fashion Show & Brunch. 💎

📅 Thursday, May 14
🕚 11:00 AM – 2:00 PM
📍 The Colony House, Anaheim

👗 Runway Fashion Show

💙 Purchase VIP Experience -From 10:00am to 11:00am and enjoy the following:
🎁 Tiffany-inspired Swag Bag
🥂 Tiffany Champagne Drink and light refreshments

🎟 Early Bird VIP Tickets are $125 (Save $25)
⏰ Ends March 31 at 5 PM

Grab your friends and reserve your seats now!

03/08/2026

And this~

We’re introducing two new incentives to provide your borrowers with significant savings, whether they’re purchasing a home or refinancing their loan.

• Up to a $600 appraisal credit on eligible conventional and government purchase loans in March and April

• 75bps pricing incentive on eligible conventional and government refi loans for borrowers with a FICO of 680 or higher. Available to all UWM partners in March and can be extended to April by achieving PRO Elite 100+ in January, February or March

>>https://bit.ly/4rPk60w

02/11/2026

When you partner with the #1 lender in the U.S. anything is possible!

01/22/2026

Rates are skimming high 5’s with good credit.

Mortgage rates hovering near 6% are pulling buyers back into the market, and January can give your clients a meaningful edge. Buyers who purchase a 1,500-square-foot home this month could save an average of $23,000 compared with buying in May, according to LendingTree.

"I've tracked markets for that past 15 years and my clients who get the best prices have purchased in December or January," Matt van Winkle, real estate agent with Compass, tells Realtor.com. "During those months, sellers who are still on the market are more motivated and usually there is less competition."

LendingTree analyzed 2024 home prices throughout all 12 months, and found that May was the priciest month for homebuyers—at a median of $194.20 per square foot. January’s median was 8% lower at $178.60, while February’s was 5.4% lower at $183.70.

Read: https://rltor.cm/Q7R3p1

01/22/2026

Good news for homeowners and first time home buyers!

01/21/2026

So excited to share that my company and services have been rated A+ from the Better Business Bureau!

BBB Accredited since 10/31/2025. Real ECA Broker in Irvine, CA. See BBB rating, reviews, complaints, get a quote and more.