10/10/2026
🛑 Utilization Matters!
Running your cards up to the limit is a red flag to lenders and can drag your score down quickly. Aim to keep your balances well below your limits—ideally under 30%—to show you’re in control of your spending.
Space on your cards means space for your credit score to grow. 📏📈
Richard Button
Realtor | Loan Officer
DRE # 01300896 | NMLS #2145858
📞 562-843-6462
📧 [email protected]