Richard Button Home Loans

Richard Button Home Loans Welcome! I'm Richard Button, CA Loan Officer (NMLS #2145858), here to help you with home loans, refinancing & more. Message me to get started today!

Let’s make your mortgage process simple, fast, and stress-free. 🏡 Welcome to the Official Page of Richard Button - Loan Officer | NMLS #2145858 🏡
📍 Serving California Homebuyers with Trusted Mortgage Solutions

Hi there! I’m Richard Button, your local Loan Officer proudly serving all of California. Whether you're a first-time homebuyer, refinancing, or looking for the right loan to match your next

move — I’m here to guide you every step of the way.

🔹 Personalized Mortgage Solutions
🔹 Transparent & Reliable Service
🔹 Fast Pre-Approvals
🔹 Expert Guidance from Start to Close

Let’s make homeownership simple and stress-free. Feel free to send a message, book a consultation, or explore helpful tips and updates right here on my page.

📞 Ready to get started? I’m just a message away!

✅ Licensed in California | NMLS #2145858
📆 Let’s turn your home goals into a reality!

✨ Don’t let a down payment hold you back from owning a home.There may be assistance programs designed to help qualified ...
09/02/2026

✨ Don’t let a down payment hold you back from owning a home.
There may be assistance programs designed to help qualified buyers achieve their goals faster. 🏠💙

Your future home is waiting!
Richared Button
Realtor: DRE # 01300896
Loan Officer: NMLS #2145858
📞 562-843-6462
📧 [email protected]
www.richardthelender.com

09/02/2026

🤔 Getting ready to buy a home? Here are some of the key things lenders look at when reviewing your mortgage application:
💳 Credit Score & History — Your credit profile can affect your loan options and interest rate.
💼 Income & Employment — Lenders verify your income and employment history to determine your ability to repay the loan.
📊 Debt-to-Income Ratio (DTI) — Your monthly debts compared with your gross income help determine how much you may qualify to borrow.
💰 Savings & Assets — Lenders may review your funds for the down payment, closing costs, reserves, and other expenses.
🏡 Property Appraisal — The property’s value and condition are evaluated to help ensure it supports the loan amount.

🔑 The good news? You don't have to figure it all out alone!
Let’s review your situation and create a plan to get you mortgage-ready. 📲

Richard Button
Realtor | Loan Officer
DRE # 01300896 | NMLS #2145858
📞 562-843-6462
📧 [email protected]

🧱 Build On Your Credit History!Your credit age matters. Closing older accounts can shorten your average credit history a...
09/01/2026

🧱 Build On Your Credit History!
Your credit age matters. Closing older accounts can shorten your average credit history and reduce your total available credit—both can negatively affect your score.

If there’s no annual fee, consider keeping old accounts open and using them lightly so your history keeps working in your favor. 🙌

Richard Button
Realtor | Loan Officer
DRE # 01300896 | NMLS #2145858
📞 562-843-6462
📧 [email protected]

FHA Mortgage Programs🏠 Making Homeownership Affordable Since 1934!💡 Let’s Make Your Dream Home a Reality! Richard Button...
09/01/2026

FHA Mortgage Programs
🏠 Making Homeownership Affordable Since 1934!

💡 Let’s Make Your Dream Home a Reality!
Richard Button
Realtor: DRE # 01300896
Loan Officer: NMLS #2145858
📞 562-843-6462
📧 [email protected]

The answer: 89%! 📊 Nearly 9 in 10 buyers say they'd work with their agent again — but only 1 in 4 actually do because th...
08/31/2026

The answer: 89%! 📊 Nearly 9 in 10 buyers say they'd work with their agent again — but only 1 in 4 actually do because they lose touch. That's exactly why staying connected matters. 🤝 Are you one of the 89%?

Wondering how much income you really need to buy a home in California? 💰 Let’s break down the numbers and create a plan ...
08/31/2026

Wondering how much income you really need to buy a home in California? 💰 Let’s break down the numbers and create a plan for you!

Richard Button
Realtor | Loan Officer
DRE # 01300896 | NMLS #2145858
📞 562-843-6462
📧 [email protected]
🌐 www.richardthelender.com

Elevate your spaces with the magic of original art. Check out these tips to turn your home into a stylish gallery featur...
08/30/2026

Elevate your spaces with the magic of original art. Check out these tips to turn your home into a stylish gallery featuring unique masterpieces:

Seek talented artists in your area to find one-of-a-kind items.
Create a dynamic atmosphere by blending various art styles and color schemes.
Invest in a few standout pieces that truly make a bold statement.
Commission a custom piece, or select art that reflects your personality and passions.

Transform every room with the power of art, and your home will look curated to perfection. For more home-design tips you’ll adore, send a message today!

💡 Credit Utilization Hack!Instead of waiting for one big payment on your credit card, try making smaller payments throug...
08/29/2026

💡 Credit Utilization Hack!
Instead of waiting for one big payment on your credit card, try making smaller payments throughout the month. This keeps your balance lower more often, which can improve your credit utilization ratio—a major factor in your score.

Lower utilization = you look more responsible to lenders, and that can mean better rates when you’re ready to buy a home. 🏠📈

Richard Button
Realtor | Loan Officer
DRE # 01300896 | NMLS #2145858
📞 562-843-6462
📧 [email protected]

💰 Buying a home doesn’t always require a huge down payment!There may be programs available to help qualified buyers get ...
08/29/2026

💰 Buying a home doesn’t always require a huge down payment!
There may be programs available to help qualified buyers get into their dream home faster. 🏡

Let’s talk about your options today!
Richard Button
Realtor: DRE # 01300896
Loan Officer: NMLS #2145858
📞 562-843-6462
📧 [email protected]
www.richardthelender.com

Fannie Mae - 95% LTV for 2-4 Units!🚀 Own multiple units with minimal down payment! Start investing today!Contact: Richar...
08/29/2026

Fannie Mae - 95% LTV for 2-4 Units!
🚀 Own multiple units with minimal down payment! Start investing today!

Contact:
Richard Button
📞562-843-6462
Realtor: DRE # 01300896
Loan Officer: NMLS #2145858
📧 [email protected]

Address

2600 Michelson Drive #1450
Irvine, CA
92612

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm

Telephone

+15628436462

Website

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