Prosperity Lending

11/04/2024

One of our favorite podcast episodes was when Alejandro was on the FundLoans podcast "The Million Dollar Mortgage Experience." An interview with Fundloans CEO Jon Maddux:

Alejandro Szita is a mortgage broker who’s been involved with real estate and loans since 2006. He specializes in serving artists and entrepreneurs as he exp...

08/15/2024

Another happy client:
"Alejandro was great. He pulled it off. It was like Moses parting the seas. At first, it looked like it was totally impossible. But we had a pillar of fire behind us, and we held off the army.
"Probably the most important is that he stuck it out until it was done. I have an artist studio that is a live-work space. I had a commercial loan, and we were able to get it financed into a residential loan. It was a difficult situation, but he got it done. He literally changed the status of the whole building where I live, so now all the other tenants in my building can also get a residential loan for their refinancing.
"Alejandro had eternal patience, and I would highly recommend him just for that. He is patient and perseverant with massive intention.
"He lets you know about everything that is going on, so that you know exactly what is happening financially. He is totally transparent, and that was very different compared to a previous refinance I had done years ago. I felt like this time I knew where every penny went.
"This transaction was monumental; it made it so that I didn’t have to worry about my space anymore. In my work as an artist I need to get a whole lot of stuff done, and I need my full focus on that. Now everything is squared away with my place, it's a great relief; I feel like I can go back to creating.
"I live for sitting down and tuning into the cosmic art consciousness. I live for making art, and this loan has put me in a position to focus on being a creator again.”

— Roark Gourley, Professional Artist & Sculptor

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05/25/2024

When is the Right Time to Buy a Home?

Is it when interest rates are at the lowest? When there is a real estate crash? in a recession? When you are making more money? When the market is booming?
These are questions we all have, the answer however might surprise you, as it surprised me!
Think about it. A bunch of factors need to align:

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Is it when interest rates are at the lowest? When there is a real estate crash? in a recession? When you are making more money? When the market is booming? These are questions we all have, the answer however might surprise you, as it surprised me!

05/15/2024

Client testimonial:

"Alejandro is extremely prompt, knowledgeable, very kind and very patient. Going in, I didn’t know everything there is to know about mortgages, but there was no question I felt stupid asking.

“What’s more, he had solutions for all the things that came up, and the process felt seamless. He gives you options and is very easy to work with. He took the time to investigate my credit and help me with that. He was always very positive about getting the loan done, and I felt like he really had my back.

“It was a blessing to work with Alejandro, and I can’t thank him enough. My real estate dream came true and I am beyond thrilled.

“I will be using him again in the future, and I will be recommending him to my friends."

—Gina, Beauty & Wellness Entrepreneur

01/12/2024

The Zero Down Payment Option for Family Members

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If you ever thought about purchasing a home as your primary residence from your parents or grandparents, cousins or in-laws, did you know that they could sell you the property for less than its Fair Market Value? If you own a home, did you ever wish you could sell it to a family member and help the

01/10/2024

Tune in to this episode of How Did They Do It? Real Estate Podcast, where we explored the strategic use of the debt service coverage ratio to help you achieve success in all your property ventures.

‎Show How Did They Do It? Real Estate, Ep SA763 | Close More Deals When You Utilize Commercial Loans with Alejandro Szita - Aug 18, 2023

01/08/2024

A Drop in Mortgage Rates

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In the last few days, interest rates for mortgages have fallen considerably. By way of example, a few weeks ago I was quoting 7.5% to our best borrowers with high credit scores and ample income. As I type this e-mail, this same borrower could now qualify for 5.875%.

01/06/2024

Client Testimonial:
“Hi Alejandro, my thank you text message yesterday was not good enough for me to show my excitement. I am extremely excited.
"I made the best choice, my broker is wonderful. You made it so easy for me. Every time I call you, you always answer the phone and your processing team is amazing. You are excellent. Let's do more deals in the future. Prosperity is the best."
—Jean-Thony, Audio-Visual Professional

12/26/2023

Merry Christmas!

"It Must Be Christmas Time", from the album "A Jazzy Christmas" (2015). As heard on Sirius XM, The Real Jazz Channel 67. iTunes: https://music.apple.com/us/a...

12/20/2023

Company Christmas cards all sealed up and sent out! Did we miss you? Send me a DM with your address, and I'll send you one :)

10/05/2023

Client Testimonial:
“Thanks to the loan I got, I am expanding my business, and the future looks promising in ways I didn’t think possible.”

“Alejandro is such a humble person. He helped me through every step of the loan process without making me feel like an incompetent person. I really liked that he didn’t put me down in any way. He made me feel comfortable with the process, and he was very informative. He kept me up-to-date on everything, and he solved any little glitches that came up.

“I had some issues with my credit report that stood in the way of getting the loan, and Alejandro worked with me every step of the way to resolve each and every one of them. I know it was time-consuming, but he put in the effort, and he resolved each one and got my loan processed.

“I also appreciated the Zoom calls and the visual of all the spreadsheets of how the numbers work and what I needed to do on my credit report to bring up my score. I’m a visual person so it helped a lot to see the numbers.

“Alejandro is a very nice guy, and it’s very rare to have someone like that. He works all kinds of hours, was very approachable, and it was easy to have access to him. I have never experienced something so well-greased.

“Thanks to the loan I got, I am expanding my business, and the future looks promising in ways I didn’t think possible. Alejandro is now helping to fix my husband’s credit report, and we will be doing more loans with him soon."

— Merilyn, Health Care Entrepreneur

09/27/2023

Interview on The Wealth Matters Podcast: "You can learn how to build generational wealth and generate passive cash flow."

I had a great time talking about mortgage tips for people who work for themselves with Alpesh Parmar, the podcast host.

As a mortgage broker in California and Florida, Alejandro Szita caters to business owners and self-employed professionals.