National Pacific Lending

National Pacific Lending Mortgage Broker over 26 years in business, with over 90 plus 5 STAR Reviews! We Specialize in Purchases and refinances for Conventional and Government programs.

Specialize is refinancing, purchases, home equity, REVERSE mortgage, No income Loans, DSCR, First Time Homebuyers, VA Loans, FHA Loans, Jumbo, Down Payment Assistant Programs We Do Reverse Mortgages, Line of Credit, and Stated income. I have been in the same area for 23 years and in Southern Orange County since 1986, when I started in the business. Our rating is A+ with Better Business Bureau (BBB

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We at National Pacific Lending strive to make this process as easy as possible for you. Our company mission is to offer highly competitive pricing, unsurpassed customer service and protection of your privacy. We pledge that all our recommendations are based on what is best for our borrowers. Our lending resources combined with over 30 years of experience will translate into a better deal for you. We focus on your needs and nothing else. What we do begins and ends with your success.

09/02/2026

Clarity comes from motion, not meditation.

You get enough info to make the call

Then you get the rest along the way.

https://myoc.io/reemm

08/31/2026

You can renovate a kitchen, but you cannot renovate a neighborhood. Before putting an offer on a home, drive down the street at 7 AM, 3 PM, and 9 PM. This quick test helps you check parking, rush hour traffic, and nighttime safety. Getting the full picture of the location ensures you will love living there long after closing day. 🏡 Finding the right home is just the first step, and securing the right mortgage strategy is the next. Send me a message today to get pre approved and make your next offer with confidence.

https://myoc.io/reemm

08/28/2026

Getting the keys to your new home is an unforgettable moment. Before you unload those moving boxes, you get one shot at a completely empty house. Taking care of lock rekeying and locating your main water shutoff on day one saves you massive stress down the road. As your trusted loan officer, I am here to guide you through every step from pre-approval to move-in day. Are you ready to buy your dream home? Send me a message today to get started. 🗝️

https://myoc.io/reemm

08/26/2026

The median age for first time home buyers jumped from 33 to 40 in just five years. Too many people are putting their lives on pause while waiting for perfect math.

It is easy to get comfortable in trial mode while waiting for the right moment. Buying a home is about finally putting down roots and building your future.

You do not need flawless timing to make real progress. An honest look at your finances might show that you are closer than you think.

Are you ready to see where you actually stand? Send me a message today to review your options together. 🏡

https://myoc.io/reemm

08/24/2026

Are you delaying your home buying journey because of a number you saw on a free credit app? Many prospective buyers spend months trying to boost the wrong credit score. Mortgage lenders use a completely different scoring model than popular consumer apps. You might actually be in a much better position to buy right now than you think. Wasting months on the sidelines based on consumer app numbers keeps you from reaching your goals. What credit score do you think you need to buy a home? Comment SCORE below to see where you really stand and let us build your plan today. 🏡

https://myoc.io/reemm

08/21/2026

Are you feeling the pressure to find your forever home on your very first try? Many buyers feel they need to get it perfect immediately due to market uncertainty. Trying to buy your dream house right away often leads to higher payments and unnecessary stress. Starting smaller allows you to build equity and keep your options flexible for the future. 🏠 Neither path is wrong, but one will fit your lifestyle and financial goals better. Would you rather buy a starter home sooner or wait for a forever home? Comment starter or forever below, and let us map out which option makes the most sense for you.

https://myoc.io/reemm

08/19/2026

Did you know that buying a brand-new home might actually cost less than buying an existing one right now?
In several major states, builders are actively lowering prices to compete, completely flipping the usual market trends. If you feel priced out, exploring new construction could be your best path forward. Working with the right loan officer helps you leverage builder incentives and personalized financing options.

You might be closer to owning a home than you realize. Comment your state below or send me a message to see what options look like in your area today. 🏡

https://myoc.io/reemm

08/17/2026

Did you know buying a home earlier in life can result in a significantly higher net worth by age 50? The average first time home buyer age reached 40 last year. While waiting to save a larger down payment seems smart, the missed compounding wealth can be almost impossible to recover later. Most people calculate what it costs to buy, but very few calculate what it costs to wait. Message me the word WAIT today to get a personalized cost of waiting breakdown for your situation. 🏡

https://myoc.io/reemm

08/12/2026

What caught you completely off guard after buying your first home? It is rarely the monthly mortgage payment that stresses new homeowners. Instead, hidden surprises like adjusting property taxes, rising insurance costs, and unexplained HOA fees cause the real strain. I believe in showing you the complete financial picture before you ever make an offer. My goal is to make sure you buy the right home with total financial peace of mind. Are you planning to buy a home soon? Send me a direct message today or click the link in my bio to set up a free strategy call. 🏠

https://myoc.io/reemm

08/10/2026

Thinking about buying a home in the next 12 months? 🏡 Most people spend hours scrolling real estate apps or waiting for perfect market conditions. In reality, taking just 20 minutes to understand your actual numbers changes everything. You might be much closer to homeownership than you think, or you might just need a clear strategy to get there. True confidence comes from accurate information rather than guesswork. Comment PLAN below or send me a direct message today. 📩 Let us review where you stand and map out your best next steps together.

https://myoc.io/reemm

Address

9891 Irvine Center Drive, Suite 150
Irvine, CA
92618

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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