ST Fresh Start Financial Solutions NMLS 2541508

06/04/2026

DON’T LET THE KIDS STAY BORED THIS SUMMER!

Make memories. Stay active. Have fun!

☀️ June & July Family Activity Guide ☀️

06/04/2026

💼 Did you know? Telfar is a Black-owned luxury fashion brand founded by Liberian-American designer Telfar

Supporting Black-owned businesses isn’t just about history month—it’s about recognizing excellence, innovation, and entrepreneurship every day. ✨

06/04/2026

Good morning!

While you’re working on repairing your credit, don’t forget to focus on your finances too.

Take time to write out a monthly plan for your bills, savings, and financial goals. Look closely at what expenses can be reduced or eliminated. There’s power in putting your plan on paper and holding yourself accountable.

Everyone wants an excellent credit score, but the real test is whether you can maintain it once you get there. 🤔

A high credit score without financial discipline is only temporary. Financial education, budgeting, and consistency are what create long-term success.

The credit score is useless without the knowledge to maintain it!

06/04/2026

🚨 Focus on Your Bank Account! 🚨

The next wave of credit approvals won’t be based solely on your credit score. More lenders are looking at your banking habits, cash flow, deposits, overdrafts, savings patterns, and overall financial management.

A 750 credit score means very little if your bank account tells a different story.

✅ Avoid overdrafts
✅ Build your savings
✅ Maintain consistent deposits
✅ Keep your accounts in good standing
✅ Create and follow a monthly budget

Your credit profile and your banking profile should work together.

The future of lending is about your entire financial picture, not just your score.

06/04/2026

One extra payment could make a 7 year difference in paying off your mortgage 10 years sooner!

06/04/2026

06/04/2026

Things That Hurt Your Credit Score That Most People Don’t Think About

06/02/2026

Name something you didn’t realize was expensive until you became a homeowner?