ST Fresh Start Financial Solutions

ST Fresh Start Financial Solutions I help everyday people qualify for homes, cars & funding—even after credit mistakes.
✔️ Late payments • Collections • Charge-offs
✔️ Real strategy.
(2)

No gimmicks.
📩 Comment READY to start mycreditfreshstart.com
Call today 205-441-7833

08/18/2026

If you could fix your credit today? How much would you be willing to pay for a better credit score?

08/18/2026

Stop trying to fit in places you’ve already outgrown. 💯 Your next level requires a different environment, different mindset, and sometimes different people. 👑✨

08/16/2026

🚗💰 Did you buy your car when your credit wasn’t at its best?

That high car payment doesn’t necessarily have to follow you for the life of the loan!

If your credit has improved since you purchased your vehicle, refinancing may help you qualify for a better interest rate and lower monthly payment. 🙌🏾

Let me help you get your credit profile in position to explore better refinancing options.

📲 Ready to see what’s possible? Text credit 205-441-7833

08/16/2026

I dont know who needs to hear this... but...

Nothing... 💯 NOTHING that credit karma recommends to you is for your benefit. They get PAID when you apply. Even for declines so they give no *you know whats* about you or ur scores.

Also a reminder that credit karma are not ur fico scores banks use for approvals. They are vantage scores.
If you know you TRUE fico 8 Bankcard scores... use the following as a guide.

If ur under 640, should only used secured cards from a big bank.
If ur not a student, discover it, citi is NOT to be ur first stop. Using the subprime cards will hold you trapped in the box by reducing ur prime lender approval amounts in the future, or can trigger declines.

660 - The only card I'd recommend is capital one walmart if** you haven't messed up with Cap One.

680** Amex begins to have options... And the quicksilver on capital one. The platinum is also there but it has no benefits.

690** Amex Blue options available..
DISCOVER IT UNSECURED also an option, but should wait until 700 which won't take long.

720** Citi double cash available if you have lengthy credit history. Chase freedom if you haven't been credit thirsty. (5/24 rule applies on chase)

For those on navy federal... to skip the secured route with them have 2 cards from other prime lenders for 6 months. If cards are secured move them over 500 to increase odds. For citi or discover it secured must have another card preferably from local bank or CU for 6 months to increase chance of approval. And also important detail.. Navy Federal checks ur FICO **9** trans union score.

08/16/2026

🏡🔑 START PACKING YOUR BAGS… YOUR ADDRESS IS ABOUT TO CHANGE!

That apartment isn’t your forever.
That rental isn’t your final destination.
HOMEOWNERSHIP could be closer than you think! 🙌🏾

Stop counting yourself out before you know your options. Let’s see what it takes to get you PRE-APPROVED and on the road to your new address! 🏠✨

2026 could be the year you get the KEYS! 🔑text credit to 205-441-7833 for better credit.

🔥 0 HARD INQUIRIES!One thing I tell my clients all the time: STOP applying for everything! 👏🏾Every application doesn’t n...
08/16/2026

🔥 0 HARD INQUIRIES!

One thing I tell my clients all the time: STOP applying for everything! 👏🏾

Every application doesn’t need your Social Security number. Protect your credit profile like you protect your money. 💳

✅ Fewer inquiries
✅ Stronger credit profile
✅ Better position for approvals

Sometimes the best thing you can do for your credit is STOP PULLING IT and let your profile build! 💯

ST Fresh Start Financial Solutions
📲 205-441-7833

💯 100% PAYMENT HISTORY — NO LATE PAYMENTS!Your payment history is one of the MOST important parts of your credit profile...
08/16/2026

💯 100% PAYMENT HISTORY — NO LATE PAYMENTS!

Your payment history is one of the MOST important parts of your credit profile. One late payment can do serious damage to a score you worked hard to build.

✅ Pay on time
✅ Protect your credit profile
✅ Set up autopay when possible
✅ Don’t wait until the due date to figure it out

Good credit isn’t just about getting things deleted—it’s about building habits that KEEP your score strong. 💳📈

Protect that 100%! 🔥

08/16/2026

When you stop playing about YOU, your life starts changing. Your mindset shifts, your standards rise, and everything starts falling into place. 💯

08/15/2026

You can have a 700 and still get DENIED, while someone with a lower score and a stronger overall profile may get approved.

The goal isn’t just a higher score — it’s a stronger, approval-ready credit profile.

Address

2408 CARSON Road
Irondale, AL

Opening Hours

Monday 10am - 5pm
Tuesday 10am - 5:30pm
Wednesday 10am - 5pm
Thursday 10am - 5pm
Friday 10am - 5pm

Telephone

+12054417833

Website

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