ST Fresh Start Financial Solutions

06/17/2026

🔥 777 • 725 • 777 🔥

These scores didn’t happen by accident.

They happened because someone made a decision to stop putting it off and start taking control of their credit.

Whether you’re trying to:
🏡 Buy a home
🚗 Purchase a vehicle
💳 Qualify for better credit cards
💰 Build wealth and financial freedom

Your credit matters.

The best time to start was yesterday. The second-best time is TODAY.

✨ Get Started Today for ONLY $199
✨ Pay In 4 Available Through Zip, Klarna & Affirm

📱 TEXT CREDIT TO 205-441-7833

Let’s create a plan and get your credit moving in the right direction.

I help everyday people qualify for homes, cars & funding—even after credit mistakes.
✔️ Late payments • Collections • Charge-offs
✔️ Real strategy. No gimmicks.
📩 Comment READY to start mycreditfreshstart.com
Call today 205-441-7833

06/17/2026

It may form, but it won’t prosper! 🙏🏾

06/17/2026

🔥 IN JUST 60 DAYS! 🔥

Some people think improving your credit takes years. Not always.

In just 60 days, this client achieved:

✅ Equifax: 646 → 777 (+131 points)
✅ Experian: 628 → 725 (+97 points)
✅ TransUnion: 668 → 777 (+109 points)

That’s what happens when you follow the plan, stay consistent, and trust the process.

🏡 Better home loan opportunities
🚗 Better financing options
💳 Stronger credit profile
💰 More financial flexibility

If you’re tired of being held back by your credit, let’s discuss your options.

📞 Shuntel Threatt
205-441-7833

🔥💯

06/17/2026

🏡✨ FROM CREDIT REPAIR IN MARCH TO HOUSE HUNTING IN JUNE! ✨🏡

In March, she came to me because she wanted to improve her credit and put herself in a better position for homeownership.

Fast forward to June…

✅ 741 Mortgage FICO Score
✅ Actively shopping for a home
✅ Closer to achieving her dream of homeownership

Sometimes people think they have to wait years to see results.

The best time to start working on your credit was yesterday. The second-best time is today.

🏡 Don’t let your current score convince you that homeownership isn’t possible.

📞 Shuntel Threatt
205-441-7833

Helping people turn “one day” into moving day. 🔑❤️

# 🏡🔑✨

06/17/2026

Being an authorized user is only beneficial when:
✅ The primary cardholder pays on time
✅ The card has low utilization (preferably under 10%)
✅ The account has a strong history
✅ The cardholder manages credit responsibly

Not all authorized user accounts are good accounts. Before adding yourself to someone’s card, make sure you’re inheriting good credit habits—not their debt.

06/17/2026

06/16/2026

I know some people are scared to open credit cards and lines of credit, but the truth is you need credit to build credit.

A strong credit profile isn’t built by avoiding credit—it’s built by learning how to use it responsibly.

✅ Make your payments on time
✅ Keep balances low
✅ Don’t max out your cards
✅ Only apply for credit when needed
✅ Build a mix of revolving and installment accounts

When managed correctly, credit cards and lines of credit can help you qualify for better interest rates, higher credit limits, vehicle financing, business funding, and even homeownership.

The goal isn’t to get into debt. The goal is to build a strong credit profile that works for you when you need it.