Retiring SHARP

06/08/2025

This is where the magic happens at Retiring SHARP with Doug Jolley in IRMO, SC! 🙏🇺🇸🙌

Doug is passionate about helping Patriots of all ages with finances. He was one of the first members of Businesses for Liberty with Retiring Sharp and he is excited to see how he can help you! 👏👏

Phone: 803-318 3684
Website: https://sharp.sc/
Email: [email protected]
Location: 1186 Columbia Ave, Suite 102 Irmo, SC 29063

05/03/2025

shaking things up a little can keep things fresh—and it may even help your brain to stay healthy.

The trick is surprisingly simple.

05/03/2025

…their approach to retirement withdrawals offers valuable lessons that anyone can apply, regardless of income.

These exclusive retirement strategies used by the top 1% can help the average retiree maximize wealth, minimize taxes, and ensure long-term financial security.

06/17/2024

Kudos to Gen Z!

03/13/2024

It’s a beautiful 76 degree spring day in Irmo SC at the Retiring Sharp offices. If you want a bright and sunny stress free retirement, come see us and let’s put a plan together for you!

03/12/2024

The rules guiding the inheritance of an individual retirement account (IRA) when the IRA owner dies are complicated, but at least one aspect is straightforward: Whether a spouse or non-spouse is named the beneficiary of the account when the IRA owner dies, the current tax law allows the inheritance, or the total sum in the account, to be accepted tax-free.

You can inherit an IRA tax-free but you could be hit with a 50% penalty if you don't follow the rules for required minimum distributions (RMDs).

03/12/2024

Raising Social Security’s NRA would have another detrimental impact on retirement planning—that’s the age when Social Security no longer applies the earnings test, which imposes a penalty for working at the same time as collecting benefits. Once you attain the NRA, there’s no longer a penalty for working while receiving benefits. Raising the NRA would make it more difficult for lower-income workers to supplement their Social Security benefits with earnings from working.

Discover the impacts and debates surrounding raising the retirement age. Understand how increasing Social Security's retirement age can affect your retirement plan.

03/02/2024

The income needed to afford a typical home has increased by a staggering 80% in the past four years, highlighting just how much current home prices and mortgage rates are straining buyers' budgets.

Last month, homebuyers needed to make about $106,500 to afford the monthly mortgage payments for a typical home. That’s up from about $59,000 in January 2020, according to a new report from Zillow.

The typical monthly mortgage payment is up to $2,188, according to Zillow.

02/16/2024

"Most Americans loved their pension plan, it’s just most of us don't have a pension plan anymore," Blunt says. Annuities, though, can provide a similar peace of mind that you won't outlive your savings.

"That can be game-changing in an overall financial plan…”

Sales of one type of annuity in particular have more than tripled in the last two years.

02/16/2024

An alarming proposal to fix Social Security funding woes:

Workers would lose a key retirement planning benefit as a tradeoff for funding Social Security.