Krystian Blackwell - Mortgage Loan Officer

05/09/2026

A ton of people come to me thinking they have to have 20% down and a 700 score to buy a home. This is misinformation. You can buy with little to no money down depending on the loan type, starting with just a 580 score!

If you are wanting to buy a home, and don’t know where to start-look no further. Contact me and my team today! We are here to help!
To apply:
Https://plus.preapp1003.com/Krystian-Blackwell
803-673-6419
Nmls #1745657

03/22/2026

✨ Thinking about buying a home… but not sure where to start? ✨
I talk to people every single day who say:
👉 “I think I need perfect credit”
👉 “I need a ton of money saved”
👉 “I should probably wait…”
And honestly… most of the time, that’s just not true.
Hi, I’m Krystian Blackwell with Alliance Mortgage Team 🤍
I like to think of myself as your mortgage guide (or servant in the process)—here to walk you through this step by step, without pressure or confusion.
🏡 I help with:
✔️ First-time homebuyers
✔️ Low or no down payment options (USDA, FHA, VA)
✔️ Credit improvement strategies
✔️ Buying + selling at the same time
✔️ Relocating to South Carolina
My goal isn’t to “sell” you anything… it’s to help you understand your options and make the best decision for YOU.
And yes—I’m answering calls and sending pre-approvals on nights and weekends, because life doesn’t just happen 9–5 💛
📲 If you’ve been curious about buying (even if you feel unsure), message me “INFO” or comment below.
I’ll walk you through everything in a simple, no-pressure way.
Let’s just start with a conversation 🤍
—
Krystian Blackwell
Alliance Mortgage Team
📞 (803) 673-6419
📧 [email protected]
🔗 Apply here: https://plus.preapp1003.com/Krystian-Blackwell⁠�

08/07/2025

🚜🌾 Mortgage Tip Time: Let’s Talk USDA Loans! 🏡🐄

Did you know you could buy a home with zero down payment thanks to the USDA loan program? That’s right — you don’t need a barn, a tractor, or even a chicken to qualify. Just a little credit responsibility and the dream of homeownership! 🙌

Here’s the lowdown on the USDA loan requirements:

✅ Minimum credit score: 560
✅ No late payments in the past 12 months
✅ No active collections in last 12 months
✅ Must buy in an eligible rural or suburban area (spoiler alert: it’s probably more places than you think!)

💡 Pro tip: This program is perfect for first-time buyers, relocators, or folks who are just ready to trade in rent for roots. 🌳

And here’s the best part: I’m a mortgage broker, which means I can shop around to find you the BEST deal — not just one option from one bank. More options = better rates. 🛍️💰

🎯 Ready to see if your dream home is in USDA territory? Or wondering if you qualify? Let’s find out together.

📲 Call/Text: (803) 673-6419
📧 Email: [email protected]
💻 Apply now: https://plus.preapp1003.com/Krystian-Blackwell

Let’s make that front porch swing a reality 🪑✨

11/19/2024

🌟 **Why Wait? Make Your Move Now!** 🌟

The perfect time to buy your dream home is NOW, not later! Don’t delay your dreams of homeownership. Here’s why taking action today is a smart move:

🏡 **Market Momentum:** Interest rates are still favorable, and inventory moving fast. Waiting might mean higher prices or fewer options!

🤝Expert Guidance:** With my extensive knowledge and experience in lending, I’ll help you navigate every step of the process with ease.

💰 **Financial Benefits:** Lock in lower rates now and maximize your purchasing power—especially with FHA loans offering flexible terms.

✨ **Personalized Service:** I’m dedicated to understanding your unique needs and will work tirelessly to find the right property for you.

Don’t sit on the sidelines while others make their dreams a reality! 💪 Let’s get you new home before the year ends. Contact me today to get started!

📞 [803-673-6419 | 💬 DM for a free consultation!

11/11/2024

08/30/2024

Stop renting!! Rent is only going up. Let me and my team help you become a homeowner this year! 580 score and 2 year job history will get you started (doesn’t have to be same job) For more info,comment below, send me a pm or message to 33655 to apply. Nmls #1745657

08/12/2024

Are you tired of throwing away money on rent every month? Stop wasting your hard-earned cash and start investing in your future! 🏠💸

I'm currently accepting applications for our Renters to Homeowners Program! Minimum requirements include 2 years of employment (doesn't have to be at the same job), making a minimum of $3000 per month, and a credit score of at least 580.

Comment below if you're interested in more information. It's time to stop renting and start owning your own home! 🏡💪

03/12/2024

Good afternoon all! I wanted to reach out and remind everyone that if you are in the market to buy a home, or need to consolidate debt, that I am a lender, and would be honored to work with you!

A ton of people come to me thinking they have to have 20% down and a 700 score to buy a home. This is misinformation. You can buy with little to no money down depending on the loan type, starting with just a 580 score!

If you know someone who is looking to buy, please tag them or share!

Contact me and my team today! We are here to help!
To apply:
Https://plus.preapp1003.com/Krystian-Blackwell
803-673-6419
Nmls #1745657

01/04/2024

Hey there! 💡 Time for some mortgage wisdom on this fine Thursday ! 🏠✨

Today, let's dive into the topic of bank statements. 💰 Did you know that having overdrafts in your account can actually affect your chances of getting approved during the home buying process? 😮 And it's not just about the 60 days leading up to your home purchase, but your entire year-to-date bank history!

When it comes to qualifying for a mortgage, investors thoroughly assess your ability to repay the loan. That's why having a solid bank history is crucial in showing them that you're a reliable candidate. 💪 So, it's important to keep those bank statements in check and maintain a positive financial record.

If you're looking to buy a home, let's make sure you're putting your best foot forward and avoiding any hiccups along the way. 🚀 Remember, a little financial discipline can go a long way in securing your dream home. 🌟

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