Silverton Mortgage - Mungo Homes

Silverton Mortgage - Mungo Homes Silverton Mortage is proud to partner with Mungo Homes. Government. All trademarks are property of their respective owners.

This means that there is a team of processors and underwriters specifically for Mungo Homesโ€™ buyers, who are available for pre-approval and to answer questions seven days a week. Silverton Mortgage NMLS 1516

Licensing: https://silvertonmortgage.com/licensing/
Apply here: https://silvertonmortgage.com/buildwithmungo/

Silverton Mortgage is authorized to originate FHA, VA, and USDA loans, but it is not an agent of, or affiliated with, the U.S.

Pretty & Pre-approved! Kelley Hunt, Loan Originator, and Kristen Woods, New Home Advisor, hosted a first-time homebuyer ...
09/01/2026

Pretty & Pre-approved! Kelley Hunt, Loan Originator, and Kristen Woods, New Home Advisor, hosted a first-time homebuyer workshop at the Mungo Homes model in Dasher Creek. The event was all about making the homebuying process feel a little more approachable, with plenty of questions, helpful conversations, and lots of pink! ๐ŸŽ€๐Ÿ’—

We love getting to connect with first-time homebuyers and help them better understand what it takes to get pre-approved and ready to buy.

WTG, Kelley Hunt - Silverton Mortgage!

A house is just the beginning. Home is the place where life unfolds. The hard days, the celebrations, the quiet moments,...
08/31/2026

A house is just the beginning. Home is the place where life unfolds. The hard days, the celebrations, the quiet moments, and the memories youโ€™ll carry forever.

Want to learn what it takes to get there? Letโ€™s start the conversation. Send me a message!

www.silvertonmortgage.com

08/27/2026

This one's a little trickier!

PITI stands for:

โ€ข Principal โ€“ Pays down the loan balance.
โ€ข Interest โ€“ The cost of borrowing money.
โ€ข Taxes โ€“ Property taxes that may be included in the monthly payment.
โ€ข Insurance โ€“ Homeowners insurance, and sometimes other required insurance.

When people talk about a monthly mortgage payment, they're often referring to the full PITI payment, not just the principal and interest.

www.silvertonmortgage.com

Coffee. Calls. Contracts. Closings. Repeat. โ˜•๐Ÿ“ž๐Ÿ“„๐Ÿ”‘  Take a peek at what a day in the life of a Mortgage Loan Originator lo...
08/24/2026

Coffee. Calls. Contracts. Closings. Repeat. โ˜•๐Ÿ“ž๐Ÿ“„๐Ÿ”‘

Take a peek at what a day in the life of a Mortgage Loan Originator looks like... one emoji at a time! Swipe through and let me know what slide is relatable to you.

www.silvertonmortgage.com

08/20/2026

Did you know this one?

PMI stands for Private Mortgage Insurance.

PMI is typically required on many conventional loans when the down payment is less than 20%.

It helps protect the lender if the loan goes into default, allowing many buyers to purchase a home sooner without waiting to save a full 20% down payment.

Depending on the loan and payment history, PMI may be removed later once certain equity requirements are met.

If this raises any questions, letโ€™s chat! Send me a message.

www.silvertonmortgage.com

08/19/2026

Whether a homebuyer is saving for their next step, looking for stability, or ready to make homeownership a reality, Silverton Mortgage is here to help guide the way. And of course, Sibby is always along for the ride. ๐Ÿ˜‰

Start with S. Start with Silverton! โžก๏ธ www.silvertonmortgage.com

08/17/2026

Leveling up isn't just for video games. Every great game rewards progress, and homeownership is no different.

One of the long-term rewards of homeownership is building equity. Equity is the difference between a home's value and the amount still owed on the mortgage. As mortgage payments reduce the loan balance, that ownership stake can grow over time.

It's not an instant power-up, but every payment can be another step toward building long-term value.

www.silvertonmortgage.com

08/13/2026

How'd you do?

LTV stands for Loan-to-Value Ratio.

It compares the amount being borrowed on the loan to the home's value.

For example, buying a $300,000 home with a $30,000 down payment means borrowing $270,000, resulting in a 90% LTV.

LTV helps lenders evaluate risk and can affect loan options, mortgage insurance requirements, and available financing programs.

Comment below if you got this one right!

www.silvertonmortgage.com

Busy doesn't always mean productive. If you're a real estate professional constantly juggling leads, client communicatio...
08/10/2026

Busy doesn't always mean productive. If you're a real estate professional constantly juggling leads, client communication, transactions, marketing, and business development, this webinar is for you.

Join Corey Knight for the next The Selling Point webinar and discover how identifying your highest-priority activity can help you eliminate distractions, improve your time management, make better decisions, and focus on the work that drives the biggest results.

Don't miss this opportunity to sharpen your focus and grow your business with intention.

๐Ÿ“…August 18th at 10 AM

Register now to save your spot: https://bit.ly/3TdbyV1

08/06/2026

Did you guess correctly? ๐Ÿ‘

DTI stands for Debt-to-Income Ratio.

It's a number lenders use to compare monthly debt payments to gross monthly income. This helps determine whether a buyer can comfortably take on a mortgage payment.

A lower DTI generally means more room in the budget, but ratios vary depending on the loan program. Even if DTI seems high, there may be options worth exploring. I can help identify programs that may fit.

Send me a message and letโ€™s calculate your DTI!

www.silvertonmortgage.com

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441 Western Lane
Irmo, SC
29063

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