Steven Odom Aflac Small Business Benefits Advisor

Steven Odom Aflac Small Business Benefits Advisor Aflac is America's oldest, largest, and most respected voluntary benefits company.

We pay the policy holders, not doctors and hospitals, and our benefits pay whether you have major medical, thru a spouse, Medicare, or no insurance at all.

Have I mentioned lately in addition to offering Guarantee Issue Life insurance and Group Dental with as little as 3 empl...
04/29/2026

Have I mentioned lately in addition to offering Guarantee Issue Life insurance and Group Dental with as little as 3 employees, Aflac can help the business reduce their tax burden to Uncle Sam?

The majority of our small business clients do not make a contribution, making it completely employee funded, but the business still gets the pre tax benefits depending on what the employees pay for. Aflac sponsors the plan that allows that, again at no cost to the business.

If this interests you please reach out to me to expolre further.

If you’re a small business owner who wants to offer benefits but has hesitated because it seems too complicated or expen...
04/07/2026

If you’re a small business owner who wants to offer benefits but has hesitated because it seems too complicated or expensive—and you don’t want to deal with a high-pressure insurance salesperson—I’d love for you to join me at on 4/16 from 11:30–1:00. At this lunch-and-learn, I’ll explain how offering benefits can be possible with as few as three employees (W-2 and/or 1099), including the owner.

We’ll cover traditional policies like Cancer, Critical Illness (heart attack/stroke), Disability, and Accident, along with network Dental/Vision and guaranteed-issue Life Insurance.

Registration is required, and lunch will be provided by Lil' House of Pizza.

Join Steve Odom of Aflac for a brief, informative session on how small businesses of any size can begin offering employee benefits. Learn how options such as network dental, vision, and guaranteed-issue life insurance can be made available to your staff. This session will walk through how simple the...

I’ll let the included stat sheet tell you general info about Cancer, but I want to share some things you might not know ...
01/21/2026

I’ll let the included stat sheet tell you general info about Cancer, but I want to share some things you might not know about.

Aflac was founded roughly 70 years ago with a Cancer policy so it is very near and dear to our heart.

For the last 30+ years Aflac has donated almost $200 million to Aflac Cancer and Blood Disorders Center. See included stat sheet.

Any child fighting Cancer or Sickle Cell can request a free My Special Aflac Duck at https://www.aflacchildhoodcancer.org/my-special-aflac-duck. 41k given away so far.

About Aflac's Cancer policy...
1. Covers children under 26 at no additional cost AND one benefit is doubled for that of the parents.
2. Includes an annual screening benefit for all covered individuals.
3. Is the only policy with the same design and cost direct or thru a payroll account.
4. For about $8/wk for an individual +kids or about $14/wk for full family coverage you can get the last three pics of our mid-level policy.

Let me know if you have any questions and if I can help you, or your employees.

12/12/2025

If you are a business owner and have 3 employees (W2 or 1099) or more you can offer benefits and it not cost anything other than time, it can even potentially save you money.

These coverages include Network Dental/Vision, Guarantee issue life insurance, Cancer, Critical Illness (Heart Attack/Stroke), Short Term Disability, Accident, and Hospital.

If you would like to learn how easy it is please reach out to me.

Have a Merry Christmas and a Happpy New Year!

08/18/2025

Recently Aflac HQ announced for a limited time window it will offer Guarantee Issue Cancer Coverage for employers with 35-W2 employees or more.

That means if an employee, their spouse, and/or dependent children have been previously diagnosed, even if currently going thru treatment, there may be a coverage option.

If you are an employer or employee that might benefit from this offer please reach out to me at 803-920-8755 or [email protected] ASAP.

Again, this is for a limited time.

06/16/2025

In case you're one of the majority of the American public that see our numerous commercials and THINK you know what The Duck does, lets clarify.

Aflac is not Medical/Health insurance. We also do not insure cars, homes, boats, or motorcycles. We are supplemental insurance and we insure our policy holders. In the event of an approved claim our policy holder gets the $ directly, not Dr's and hospitals, body shops, etc.

The majority our business clients that offer Aflac to their employees make no contribution making it completely employee funded, your business gets to use the Aflac NIL in recruiting.

All it takes is 3 employees to get started and that gets discounted rates from direct policies. It also gives access to Disability and our Hospital policies that are not available thru direct. Five or more employees can get you Group Dental/Vision and Guarantee Issue Life Insurance.

Do you want to learn how to offer benefits without it costing your business anything other than time? If so I hope you'll reach out to me.

Do you or your employees have issues getting approved for life insurance?  Through payroll deductions Aflac has almost a...
04/29/2025

Do you or your employees have issues getting approved for life insurance? Through payroll deductions Aflac has almost and absolutely guaranteed issue term and whole life where you/they know exactly what the cost and benefits are from issue to the time of death or payment stops.

If you are interested in learning how it works pick a date/time on my calendar to discuss, https://calendly.com/steven-odom-aflac/aflac_meeting.

Are you a small business owner and have your employees asking for loans when they can't make it to work due to accident ...
04/17/2025

Are you a small business owner and have your employees asking for loans when they can't make it to work due to accident or illness? Would you like to put something in place where they don't have to ask you that? Or short-term disability policy can potentially do that for you.

If you would like to learn more I hope you'll reach out to me.

Address

Irmo, SC
29063

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