The Valento Insurance Agency

The Valento Insurance Agency Thank you for checking out my page. I have been an Insurance Broker since 2008 representing over 25 insurance carriers specializing in home and auto.

Review your liability limits before a claim exposes a gap. An umbrella policy is designed to sit above certain policies,...
09/02/2026

Review your liability limits before a claim exposes a gap. An umbrella policy is designed to sit above certain policies, but the details depend on what those base policies include and how much protection they carry. If your household, vehicles, or property have changed since your last update, Valento Insurance Agency can help you look at the full picture and spot any weak points.

Check your policy details before the next surprise happens. A spilled appliance hose, a break-in, or a guest injury can ...
09/01/2026

Check your policy details before the next surprise happens. A spilled appliance hose, a break-in, or a guest injury can involve different parts of your renters coverage, and many people do not realize how deductibles and liability limits work until then. If your belongings or living situation have changed, ask Valento Insurance Agency for a quick review of your current coverage. https://bit.ly/4hI5kGT

Peace of mind starts with knowing what is actually in your file. Many policyholders only think about coverage after a li...
08/31/2026

Peace of mind starts with knowing what is actually in your file. Many policyholders only think about coverage after a life event, but a short check-in can catch outdated addresses, changed valuables, or new household members before they matter. At Valento Insurance Agency, we help clients review the details that support the protection they already have.

What happens when a small accident turns into a repair bill? In renters insurance, the details matter: some damage may b...
08/30/2026

What happens when a small accident turns into a repair bill? In renters insurance, the details matter: some damage may be handled differently depending on how it happened, who caused it, and what your lease says. If you've had a recent move, guests over often, or a pet in the home, it's a good time to review your policy notes with Valento Insurance Agency.

What would happen if a freezer failed, a laptop was stolen, or shelving was damaged after a storm? Business property cov...
08/29/2026

What would happen if a freezer failed, a laptop was stolen, or shelving was damaged after a storm? Business property coverage is designed to help with those kinds of interruptions, but the details depend on your policy terms and limits. It can be smart to review whether your inventory, tools, and tenant improvements are listed correctly, especially if your space or operations have changed.

Mold issues are often tied to the water event behind them, not the mold itself. If a supply line burst, an appliance ove...
08/28/2026

Mold issues are often tied to the water event behind them, not the mold itself. If a supply line burst, an appliance overflowed, or a roof leak let water in, the timing of the report and the cleanup steps can matter a lot. Homeowners with active policies should keep records of photos, repairs, and any mitigation work, since those details help clarify what happened.

If you file a claim after a parking-lot bump or hail damage, the deductible usually comes off the top before the insurer...
08/27/2026

If you file a claim after a parking-lot bump or hail damage, the deductible usually comes off the top before the insurer pays the rest. That means a small repair may fall close to your out-of-pocket amount, while a larger loss may leave you paying only the deductible first. Reviewing your current limit with Valento Insurance Agency can help you understand what to expect before a surprise repair.

Growth changes the way coverage should be reviewed. When a business adds employees, expands into new work, or starts sto...
08/26/2026

Growth changes the way coverage should be reviewed. When a business adds employees, expands into new work, or starts storing more inventory, the policy details that once fit may need a fresh look so the limits, exclusions, and endorsements still match day-to-day operations. That kind of review helps keep the protection aligned with the business you run now, not the one you started with.

Have you checked whether your homeowners policy treats your most valuable items differently? Standard personal property ...
08/25/2026

Have you checked whether your homeowners policy treats your most valuable items differently? Standard personal property limits can leave a gap for pieces like engagement rings, fine art, or inherited collectibles, especially if one item is worth more than the category limit. A quick checklist review with Valento Insurance Agency can help you see what is listed, what is missing, and whether appraisals or receipts should be kept on file.

Review your policies before the next life change catches you off guard. If you moved, bought something valuable, or chan...
08/24/2026

Review your policies before the next life change catches you off guard. If you moved, bought something valuable, or changed how you use a vehicle or home, those updates belong on the policy, not in a memory bank. Valento Insurance Agency can walk through the details with you and point out items worth revisiting.

Address

9050 Buchanon Trl, Suite 121
Inver Grove Heights, MN
55076

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16514575444

Website

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