The Valento Insurance Agency

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The Valento Insurance Agency Thank you for checking out my page. I have been an Insurance Broker since 2008 representing over 25 insurance carriers specializing in home and auto.

Have you looked at the list of covered events in your home policy lately? Many claims surprises happen when a loss comes...
10/17/2026

Have you looked at the list of covered events in your home policy lately? Many claims surprises happen when a loss comes from something outside that list, like a type of water damage or a storm detail people assumed was included. A quick checklist review with Valento Insurance Agency can help you spot gaps before a repair bill does.

A claim is usually more about paperwork and verification than most families expect. The insurer may confirm the policy i...
10/16/2026

A claim is usually more about paperwork and verification than most families expect. The insurer may confirm the policy is active, review the beneficiary designation, and ask for supporting documents before any decision is made. For policyholders, the practical takeaway is simple: keep beneficiary forms current after marriage, divorce, or a new child so your records match real life.

Review your commercial auto details before the next busy season. Start with the basics: vehicle list, driver roster, gar...
10/15/2026

Review your commercial auto details before the next busy season. Start with the basics: vehicle list, driver roster, garaging location, and any added equipment or towing use. Those items help determine how the policy is set up and whether it still matches day-to-day operations. If anything has changed, Valento Insurance Agency can help you update the file and talk through the next steps. https://bit.ly/4cRAIzp

Review your current policy with a fresh set of eyes. If your business has grown, added employees, or started working in ...
10/14/2026

Review your current policy with a fresh set of eyes. If your business has grown, added employees, or started working in new spaces, the risk picture may look different than it did at renewal time. Our agency can help you understand what your liability coverage is designed to respond to and where a gap might exist, so you can make informed updates before an issue shows up. https://bit.ly/4dr0hrh

Auto coverage should match the car you drive and the risks you face now, not just the day the policy was written. Small ...
10/13/2026

Auto coverage should match the car you drive and the risks you face now, not just the day the policy was written. Small details like rental reimbursement, comprehensive and collision deductibles, and liability limits can make a big difference after a loss. Reviewing those pieces with Valento Insurance Agency helps you understand what is in place and what may need updating. https://bit.ly/4rgRm1t

A pause in operations can create costs that keep moving even when sales stop. Business interruption coverage is meant to...
10/12/2026

A pause in operations can create costs that keep moving even when sales stop. Business interruption coverage is meant to address that gap, but many policies depend on specific triggers and documentation, such as proof of lost income and extra expenses. For business policyholders, it is smart to compare what your policy says now with how your operation actually runs today. https://bit.ly/4ri0eUg

A totaled car can turn into a financial surprise if the payoff on the loan is higher than the vehicle's actual value. Th...
10/11/2026

A totaled car can turn into a financial surprise if the payoff on the loan is higher than the vehicle's actual value. That is why this part of auto coverage matters for policyholders who financed recently, rolled over an old balance, or made a small down payment. Reviewing the details now can help you understand whether your current protection matches how you use and finance the vehicle.

A deductible can shape how a homeowners claim feels in real life. If the repair cost is close to your deductible, you ma...
10/10/2026

A deductible can shape how a homeowners claim feels in real life. If the repair cost is close to your deductible, you may handle more of it out of pocket; if the loss is larger, the deductible is still the portion you are responsible for first. That is why reviewing this detail matters after a remodel, new roof, or any change in your budget.

How much protection would your household need if a serious accident led to a lawsuit? For auto policyholders, liability ...
10/09/2026

How much protection would your household need if a serious accident led to a lawsuit? For auto policyholders, liability limits are the part of the policy that helps pay for injuries or damage you're responsible for, up to the amount shown on your declarations page. A quick review matters after a new car, teen driver, home purchase, or income change.

Many costly water losses start with a simple mistake: assuming a burst pipe, seepage, and outside flooding are all handl...
10/08/2026

Many costly water losses start with a simple mistake: assuming a burst pipe, seepage, and outside flooding are all handled the same way. They are not, and that difference matters when storm runoff or rising groundwater reaches your property. For homeowners with active policies, a quick coverage review can help you understand where the gaps may be before the next heavy rain. https://bit.ly/4j7eMEf

Address

9050 Buchanon Trl, Suite 121
Inver Grove Heights, MN
55076

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16514575444

Website

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