MDJ Insurance Services

MDJ Insurance Services Family owned business in the city of Inglewood , California. In operation since 1973.

09/03/2026

Protect Your Home in Growing Inglewood: Review Your Insurance Regularly
Let’s connect and talk about the latest insights in the industry!

09/02/2026

America: Coverage Checks for College Drivers

08/31/2026

U.S. Homeowners Insurance: Pressure Builds

08/30/2026

Insurance Tips to Protect Your Home From Rainfall
As someone who’s worked in property and casualty insurance for decades, I’ve seen firsthand the difference a few simple steps can make when it comes to protecting your home from heavy rainfall. Clearing drains and redirecting downspouts, testing sump pumps, and moving valuables upstairs can go a long way toward minimizing flood damage. During downpours, limiting water use, using sandbags or flood shields, and shutting off electricity if flooding threatens are smart precautions. It’s important to remember that while wind damage is usually covered, optional insurance is required for sewer backup and overland flooding—coastal flooding and storm surge are often excluded. Reviewing your coverage before the next storm rolls in can make all the difference.

Do You Need Renters Insurance?Renters insurance is an essential layer of protection many overlook. For around $12 a mont...
08/28/2026

Do You Need Renters Insurance?
Renters insurance is an essential layer of protection many overlook. For around $12 a month, it covers your personal belongings, provides liability coverage, and helps with living expenses if your apartment is ever damaged. There are also savings to be found through bundling policies or having safety devices in place. With my background in property and casualty insurance, I’ve seen firsthand how valuable this coverage can be for peace of mind and financial security.


https://www.vusocial.com/agent-news/ruben-davis/843152-Do-You-Need-Renters-Insurance%3F

08/27/2026

Busting Home Insurance Myths in Inglewood: Protect What Matters Most
Let’s connect and talk about the latest insights in the industry!

08/26/2026

4 Smart Tips to Cut Home Insurance Costs
Flood zones are often misunderstood when it comes to insurance. As someone with decades of experience in property and casualty coverage, I can tell you that your flood insurance costs are determined by the specific features of your home—think elevation, proximity to water, and any protective measures in place. It’s not just about your neighborhood’s flood zone label. If your property is mortgaged and located in a high- or moderate-risk area, lenders almost always require you to carry flood insurance in addition to your standard homeowners policy. Properties in zones starting with A or V typically fall under these requirements. A 100-year floodplain, for example, signals about a 1% annual chance of flooding. While flood zones give a general sense of risk, insurance premiums are based on the details: distance to water, type and frequency of flooding, your home’s elevation, how much it would cost to rebuild, your chosen coverage, and your state’s regulations. Even if you’re in zone X, your lender might still require a policy, and renters should know that standard renters insurance doesn’t cover flood damage—you’ll need a separate flood policy for that.

Address

2439 W MANCHESTER Boulevard
Inglewood, CA
90305

Opening Hours

Monday 9:30am - 6pm
Tuesday 9:30am - 6pm
Wednesday 9:30am - 6pm
Thursday 9:30am - 6pm
Friday 9:30am - 6pm

Telephone

+13237531161

Website

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