Hometown Insurance

10/29/2025

We have now partnered with Geico to offer coverage for personal auto, commercial auto, motorcycles, ATV's and off-road vehicles.

Reach out today for a no-obligation quote and see if you can save any money before the holidays!

06/18/2025

Did you know your credit score can directly impact your insurance rates? 🧐💸

That’s right — many insurance companies use your credit score (or a credit-based insurance score) to help determine your premiums. A lower score might mean you’re paying more than you should for auto, home, or even renter's insurance — sometimes hundreds more each year! 🚗🏠📉

Improving your credit score can potentially lower your insurance costs — but first, you need to know where you stand.

👉 Get access to all 3 of your credit reports for just $1 and see what insurers might be seeing below.

Knowledge is power. Take control of your credit and your premiums today! 💪📊

11/18/2024

Did you know that 9 out of 10 Americans overestimate the cost of life insurance, often believing it’s 2 to 3 times more expensive than it actually is?

The truth might surprise you—a policy to protect your loved ones could be more affordable than you think. Let’s explore your options and find the right coverage for you. Contact us today to get started!

11/13/2024

🪂 Extreme hobbies require a little bit more digging while we talk about what coverage is right for you.

Have you made any "big jumps" in your life lately? We will be sure to find the policy that fits your lifestyle best.

11/02/2024

With life insurance, protecting the future of your loved ones is possible.

11/25/2023

🌟 Exciting News! Hometown Insurance and United Financial Freedom Join Forces! 🌟

Dear Friends and Valued Clients,

In these trying times as we approach the close of 2023, the financial landscape has presented numerous challenges. Rising living expenses, increasing insurance rates, and other financial hurdles have become all too familiar.

Understanding these hardships, Hometown Insurance is thrilled to announce our partnership with United Financial Freedom! 🤝

Together, we're here to tackle these challenges head-on. Amidst this hard market, where costs escalate and financial stress looms, our joint program aims to be the beacon of hope you need.

Our goal? To assist you in not just navigating these difficulties but thriving despite them. We're committed to helping you save time and interest on your mortgage and other debts without requiring any drastic changes to your lifestyle. 🏡💸

Eager to explore how we can help alleviate your financial burden? Visit www.moneymaxaccount.com/hometown for further details and embark on the journey towards financial empowerment!

We recognize the multifaceted financial challenges you may be facing, and our partnership is geared towards offering comprehensive solutions to these issues.

Stay tuned for more details on how this partnership will specifically address the hurdles of 2023.

Your financial freedom and peace of mind remain our unwavering priority.

Cancel years of mortgage payments, save tens of thousands of dollars in interest, and turn your debt into wealth. United Financial Freedom’s Money Max Account is your roadmap to a debt-free life.

03/21/2023

How the economy affects insurance rates:

Rising costs are a concern for both insurance companies, and consumers. Inflation, higher interest rates, increased costs, and
weather and climate events all affect the cost of insurance coverage.

Here’s a look at some of the factors that may be influencing what you pay.

Auto
1. Supply chain shortages have made it difficult to repair vehicles efficiently and at a low cost.
2. Nearly 80% of collision repair shops are scheduling appointments 2 weeks or more into the future.
3. Driven by rising prices, the amount insurers paid to cover claims increased by $30 billion in 2021.

Costs have increased:
19.5% for motor vehicle repairs
9.9% for motor vehicle parts and equipment

Home
Prices for materials continue to rise:
12.5% Floor coverings
18% Drywall
14.8% Concrete products

There are more frequent and severe weather and climate events, including wildfires and hurricanes.
The annual cost of natural catastrophes around the world is estimated at $123 billion.
There has also been a surge in nonweather-related water damage, such as plumbing leaks.

Each year, there’s approximately:
$8.24 billion in these types of homeowner's losses.
1 in 60 insured homes has a claim caused by water damage or freezing.

02/02/2023

We’re sure you’re all tired of hearing about how inflation is affecting every aspect of the economy. We are, too.

Unfortunately, we are seeing that these increases are affecting the entire auto insurance industry, too.

One of our carrier partners, shared these statistics on how inflation if impacting auto insurance.

12/09/2022

Our office in Centerville is hiring a qualified Customer Service Representative to assist our agent, Joshua D Weitzel. Qualifications are listed below. If you or someone you know is interested in this position, please reach out!

05/25/2022

The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.

The tax rules governing profits you realize from the sale of your home have changed in recent years.

05/24/2022

Could you find acres of diamonds in your own backyard? Watch this video.

In life it often happens that the answers to our most pressing questions are right in our own backyards.