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MACC Benefit Solutions

Where Benefits Educated Becomes Benefits Appreciated

10/16/2026

There’s the official open enrollment brochure.

And then there’s the one we could write after sitting through a few hundred enrollment meetings. 😂

We thought we’d share a few things that somehow never make it into the printed materials.

Watch our unofficial guide to open enrollment.

Our team has seen a lot over the years. Thankfully, we still have a sense of humor about it.

10/15/2026

Insurance has a funny way of making intelligent adults feel like they missed a class everyone else took.

Someone will sit through an entire benefits presentation, and then quietly ask afterward, “Can you explain what that actually means?”

Absolutely. That’s why we’re here.

Somewhere along the way, insurance became an industry where people are expected to understand terminology they rarely encounter anywhere else, make decisions involving thousands of dollars, and somehow know which questions to ask.

We’d rather explain something five different ways than have someone leave an enrollment meeting pretending they understood the first explanation.

That’s what Education First means at MACC Benefit Solutions.

If you’ve ever left a benefits meeting with more questions than answers, we’d love to change that experience.

10/14/2026

“I’ll just take the cheapest one.”

We hear it every open enrollment season.

When you’re looking at several health insurance plans filled with unfamiliar terminology, the payroll deduction is usually the easiest number to understand. It’s right there in black and white, telling you exactly what will come out of your paycheck.

The rest gets a little more complicated.

What happens when you actually need care? How much could you be responsible for? What are you agreeing to beyond that paycheck deduction?

When someone points to the lowest number and says, “I’ll take that one,” we have a few more questions before they click submit.

Nobody wants to discover what they actually purchased while sitting in a hospital billing office.

If you’re comparing coverage options and aren’t sure what you’re looking at, we’re happy to walk through them with you before you decide.

10/13/2026

The most influential person at an enrollment meeting might be the one who isn’t there.

And yes, sometimes they’re on speakerphone!

We’ve had plenty of conversations where an employee is ready to make their elections until one question comes up:

“How does this compare to what my spouse has?”

Now we’re looking at two different employers, two sets of premiums, different deductibles and figuring out whether the family is better off together on one plan or splitting coverage between the two.

That decision can affect a lot more than which box gets checked on an enrollment form.

This is one of the reasons we take time to walk through the options with employees. The best choice for one household may look completely different for the next.

If we need to bring a spouse into the conversation to figure it out, we’re happy to make room for one more at the enrollment table.

Even if they’re joining by speakerphone.

10/12/2026

Your employees got a raise. Did their paycheck?

Imagine giving an employee a well-deserved pay increase, only for rising health insurance premiums to absorb a significant portion of it.

From the employer’s perspective, compensation went up. From the employee’s perspective, they’re wondering why their take-home pay barely changed.

That’s frustrating for everyone.

Employers are already navigating the cost of doing business, and health insurance is a significant part of that equation.

When insurance costs consume more of an employee’s paycheck, they can undermine the very compensation increases employers are working to provide.

At MACC Benefit Solutions, we’re exploring strategies that help employers manage benefits costs while keeping coverage affordable for their employees.

When you invest in your people, you want them to actually feel it.

10/09/2026

Open enrollment has its own cast of characters.

There’s the one who arrives knowing exactly what they want.

The one who needs to call their spouse.

The one who starts with, “This might be a weird question…”

The one who forgot their password. Again.

The one who reads Every. Single. Word.

And our personal favorite: the one who says, “I’ll come back later.”

We know you will. 😉

It wouldn’t be open enrollment without you.

Which one are you?

10/08/2026

“I thought…” gets expensive when insurance is involved.

An assumption about your coverage can go unnoticed until you need to use it.

Enrollment is the time to ask, double-check, and make sure what you think you have matches what you actually chose.

Watch the video for a few “I thought…” moments worth avoiding.

10/07/2026

Some expenses become permanent without ever becoming intentional.

They get built into the budget, renewed every year and eventually treated as a fixed cost of doing business.

Employee benefits can represent a significant piece of that spending, which is why we’re always interested in strategies that make those dollars work harder.

One of those strategies is wellness.

The right wellness plan can give employers another way to approach benefits spending, with potential savings for the business and additional resources employees can actually use.

That can change the conversation from “What can we afford to offer?” to “What could we do differently with the money we’re already spending?”

Wellness is one of those areas we’re spending more time exploring with employers at MACC Benefit Solutions.

Because sometimes there’s more room in the benefits budget than it appears.

10/06/2026

$200 on something you want? Add to cart.

$20 coming out of every paycheck for a benefit? Now we have questions.

That $20 has to compete with groceries, gas, childcare, subscriptions, and everything else already claiming part of someone’s paycheck. And unlike most expenses, the reason for paying it may not be obvious until something happens.

That makes “it’s only $20” a pretty terrible way to talk about a benefit.

$20 every paycheck adds up. Employees know that.

So give them a reason to decide whether the coverage is worth that spot in their paycheck. What could it actually pay for? What happens without it? Where could it save them from a much bigger expense?

If we’re asking employees to spend real money on benefits, they deserve more than a benefit name and price.

10/05/2026

Your health insurance renewal shouldn’t leave you wondering whether you can still afford to be insured.

For some people, changes to Marketplace subsidies and rising premiums have made coverage that worked before significantly more expensive.

And when that new number shows up, it can feel like there are only two choices: pay it or go without coverage.

There may be another option.

MACC Benefit Solutions works with individuals and families to explore health coverage outside of the Marketplace and understand what may be available based on their situation.

Before you accept a premium that no longer works for your budget, or decide health insurance isn’t affordable anymore, let us take a look.

You have more places to look than you realize.

Address

5226 S East Street
Indianapolis, IN
46227

Website

http://www.maccbenefitsolutions.com/

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