Teach Plan Retire

09/02/2026

Many people know they need life insurance, but figuring out how much coverage is enough can feel overwhelming. 🤔

A good starting point is to think about the financial impact your family would face if you were no longer here. Consider things like outstanding debts, mortgage payments, everyday living expenses, future college costs, and final expenses. Then factor in any savings, investments, or existing life insurance that could help cover those needs.

The right amount of coverage is different for everyone, and it's worth reviewing whenever life changes, such as getting married, buying a home, or welcoming a child. 👨‍👩‍👧‍👦🏡

Life insurance is more than a policy. It's a way to help protect the people who depend on you.

🔗 Article Link: https://www.wsj.com/buyside/personal-finance/life-insurance/how-much-life-insurance-do-i-need

Learn how to calculate how much life insurance to buy.

08/29/2026

Your Social Security Statement is one of the most important retirement planning tools available, and it's free! 💡

By creating a secure "my Social Security" account, you can review your earnings history, estimate future retirement benefits, and make sure your earnings record is accurate. Even small errors can impact your future benefits, so it's worth taking a few minutes to review each year.

Knowing where you stand today can help you make more informed decisions about your retirement tomorrow.💼

🔗 Learn more here: http://ssa.gov/myaccount/statement.html

Check out what the Social Security Statement should look like based on your age.

08/26/2026

If you're counting on both a pension and Social Security in retirement, it's worth understanding how the rules have changed. 📖

Recent updates to the law mean that many retirees who were previously affected by reductions to their Social Security benefits may now receive more of the benefits they've earned. For some public sector employees, this could have a meaningful impact on household retirement income. 💰📈

Retirement income planning can be complex, but knowing how your pension and Social Security work together is an important part of building confidence for retirement. ✅

🔗 Learn more with this article: https://investor.vanguard.com/investor-resources-education/social-security/pension-and-social-security

Learn how retiring with a pension could affect your Social Security benefits and overall retirement planning strategy.

08/24/2026

We're excited to welcome Demi to the team as our newest Associate Financial Planner! 🎉

When she's not helping clients work toward their financial goals, she enjoys spending time her husband, family and friends, and her beloved pup. 🐶❤️

We're thrilled to have her on board and look forward to the positive impact she'll make. Welcome, Demi!

08/22/2026

Planning for retirement starts with knowing what your future income may look like. If you're a member of Indiana Public Retirement System (INPRS), the TRF and PERF Retirement Benefit Calculators can help estimate your retirement benefit and compare different retirement dates. 🏫💰

Whether retirement is right around the corner or still years away, running projected numbers can be a valuable step in building confidence in your retirement plan. ✅

🔗 For TRF members: https://myinprsretirement.org/calculators/retirement-benefit/trf/
🔗 For PERF members: https://myinprsretirement.org/calculators/retirement-benefit/perf/

08/19/2026

The Indiana Public Retirement System (INPRS) recently launched a new database to help Hoosiers find unclaimed retirement benefits.

More than 6,000 people may have retirement funds waiting for them due to outdated contact information, uncashed checks, or benefits they didn't realize they had earned.

If you or someone you know worked in Indiana's public sector, it may be worth a quick search!

💰 A few minutes of searching could uncover money that's rightfully yours or help a friend or family member do the same.

🔗 Read more here: https://indianacapitalchronicle.com/briefs/indiana-pension-system-launches-database-to-help-hoosiers-nab-unclaimed-retirement-benefits/

More than 6,000 members of the Indiana Public Retirement System have collectively left behind millions of dollars in benefits. A new database aims to connect them to their cash.

08/15/2026

Believe it or not, tax planning isn't just a springtime activity! 📋💰

A midyear review can help you identify opportunities to reduce your future tax bill, smooth out cashflow, and avoid surprises next April.

The earlier you plan, the more options you may have. A few proactive steps now could make tax season much smoother later. 😊

🔗 Read more: https://www.fidelity.com/learning-center/personal-finance/tax-strategies

Giving your taxes a midyear tune-up could bring future savings. Consider implementing one of these 6 tax-planning strategies.

08/12/2026

Want to take control of your money but not sure where to start? The good news is there are several methods to choose from! 🙌

Whether you prefer the 50/30/20 rule, zero-based budgeting, or the envelope system, the best budget is the one you’ll stick with.

A good budget can help you understand where your money is going, reduce financial stress, and make steady progress toward your savings goals. 🎯

The key? Find a system that fits your lifestyle and adjust it as your needs change.

🔗 Read more: https://www.sofi.com/learn/content/types-of-budgeting-methods/

There are many different budgeting strategies and budgeting methods. With some research, you can find the one that works best for you.

08/08/2026

When people hear the word "budget," they often think restrictions. In reality, a good budget is about clarity.💰

Knowing where your money goes each month can help you make more intentional decisions, reduce financial stress, and feel more confident about reaching your goals.

Whether you track every category or simply automate your savings, the best budgeting system is the one you'll actually stick with. 🎯📈

🔗 Learn more here: https://www.letsmakeaplan.org/financial-topics/articles/budgeting/build-cash-flow-clarity-and-confidence

Budgeting helps clarify cash flow, align spending with priorities, and choose a practical system for saving and everyday decisions.

08/05/2026

Saving more money doesn’t always mean making major sacrifices. 💵

Often, the biggest wins come from small changes like reviewing monthly expenses, cutting spending that doesn’t add much value, or finding ways to increase income.

Sometimes, though, taking a closer look at what truly matters to you can lead to bigger life changes.

No matter the approach, being intentional with your money is what counts. A clear plan can help you build savings, pay down debt, and make steady progress toward your goals. ✅

🔗 Article Link: https://www.fidelity.com/learning-center/smart-money/how-to-save-thousands

Saving a large amount of money takes planning. These 9 realistic tips can help you cut your spending and stay motivated until you hit your goal.