Creative Financial Group

09/01/2026

So the few who do have money? They’re not heartless.

They’re terrified.

40 years of “SAVE.” Nobody ever told them when it’s safe to give.

So they sit on it. The kid struggles. Everyone loses.

But here’s the part that flips it:

If you’re ahead of plan, helping your kid with a down payment barely dents your retirement.

You just have to know your number.

The money was never the problem.

Not knowing if you can spare it is. 👇

08/27/2026

Chaos on the outside. ‘We got it’ on the inside.
Tag the coworker who keeps you calm. 👇

08/25/2026

📋 One spouse handles the money. The other has no idea where it is.

Fix it in 5 steps 👇

1️⃣ One-page list of every account
2️⃣ Meet the planner and CPA together
3️⃣ Income on autopilot
4️⃣ 20-minute annual walkthrough
5️⃣ Sign nothing on the spot

You built the system. Don’t let one bad day break it. 💚

Save this. Send it to them.

🔗 creativefinancialgrp.com/cfg-start-here/

08/25/2026

📋 One spouse handles the money. The other has no idea where it is.

Fix it in 5 steps 👇

1️⃣ One-page list of every account
2️⃣ Meet the planner and CPA together
3️⃣ Income on autopilot
4️⃣ 20-minute annual walkthrough
5️⃣ Sign nothing on the spot

You built the system. Don’t let one bad day break it. 💚

Save this. Send it to them.

🔗 creativefinancialgrp.com/cfg-start-here/

08/23/2026

The right age to take Social Security depends on your health, marital status, other income sources, and tax situation, which is why this decision is best made as part of a year by year retirement income plan rather than in isolation. For most healthy retirees with savings, claiming at 62 reduces lifetime benefits significantly. For the higher-earning spouse in a couple, waitinguntil age 70 typically maximizes the household’s total lifetime benefits and protects the surviving spouse. The maximum 2026 Social Security benefit at full retirement age is $4,152 per month, versus $2,969 at age 62 and $5,181 at age 70.
Read more @

Learn when to take Social Security by comparing early, full, and delayed benefits. Make a smarter retirement decision based on your goals.

08/22/2026

Happy 5️⃣ Year Workiversary, Kiley! 🎉

We’re so grateful to have you as part of the CFG team! When asked what has kept her at CFG, Kiley said it’s been the opportunity to grow. Her role has evolved significantly over the past 5 years, allowing her to take on new responsibilities and continue contributing in new ways. She’s proud of how her role has evolved, and we’re just as proud to have her as such an important part of CFG.

One of the things Kiley has loved seeing develop is our tradition of “ducking” the office. Kiley started it by hiding little yellow ducks around the office, and the team quickly joined in, evolving it into all kinds of mini animals and plenty of fun!

Here’s to five amazing years and all that’s still to come! 💚

08/21/2026

Retirement looks a little different for everyone… and apparently, our team has some pretty big predictions for each other. 😂

From hunting Bigfoot to becoming way too serious about pickleball, we had some fun guessing what might be on everyone’s future retirement bucket list.

The fun part is dreaming about it. The important part is having a plan that helps you get there. 💚

What’s one thing you’re saving for retirement?

08/18/2026

When the social media girly needs you for a video 😂

They won’t ever escape me!! ☺️☺️

08/17/2026

A stock market crash in the first few years of retirement can cause permanent damage to a retirement plan even if the crash is the same size as one later. This is called sequence of returns risk. The mechanic is simple: withdrawing money from a portfolio that’s already down locks in losses that cannot recover. The same percentage decline 20 years later, on a smaller balance, causes far less damage. The four main protections are a cash buffer of one to three years of expenses, flexible spending, a tax-efficient withdrawal order, and delayed Social Security claiming. Read more @

Learn what happens if the stock market crashes the year you retire and discover practical strategies to protect your savings and retirement income.

08/13/2026

Happy Birthday, Andrew! 🎉

Andrew says in this new year of his life he’s looking forward to living every day to the fullest.

He loves making a difference in our clients’ lives and working alongside an amazing team here at Creative Financial Group. Please join us in wishing him a very happy birthday! 🎂