Keystone Home Lending

Keystone Home Lending Providing competitive rates and great service. Guiding you home, step by step. NMLS # 2326913

Don't miss out on your dream home, get preapproved with us today!🏠✨317.590.1085kameron@keystonehomelending.comCompany NM...
06/01/2026

Don't miss out on your dream home, get preapproved with us today!🏠✨

317.590.1085
[email protected]
Company NMLS: 2326913
Kameron's NMLS: 182953

05/28/2026

What's the difference between a lender and a broker?

A lender is the one actually giving you the loan. A broker is someone who takes your info and looks at multiple lenders to see which one fits best.

The easiest way I’ve heard it explained is this:

Going to a lender is like going straight to one store. Working with a broker is more like comparing options across a few stores, except you don’t have to do all the legwork yourself.

It’s a small difference, but it can change your options quite a bit.

Keystone Home Lending NMLS # 2326913
Makayla NMLS # 2733272

05/26/2026

It may be worth thinking twice before putting in an offer without pre-approval.

Getting pre-approved gives you clarity before you even start shopping.

Instead of guessing, you can see what’s possible and make confident decisions when the right opportunity comes along.

Message us today to get started!

Keystone Home Lending NMLS # 2326913
Kameron NMLS # 182953
Makayla NMLS # 2733272

05/21/2026

"So… the mechanic just texted me.”

That’s never a sentence you want to hear.

Instead of draining savings or scrambling to figure something out when a big, unexpected expense arises, you can start asking about things like a home equity refinance. You can use the equity you've built in your house to pay for that repair.

It’s not something you do casually, and it’s not free money. But in the right situation, it can take a lot of pressure off.

Still… definitely not the text you want to receive.

Company NMLS: 2326913
Kameron's NMLS: 182953
Makayla's NMLS: 2733272

05/18/2026

“The bank won’t call you back?”

We had someone come to us recently in a tough spot.

They were already under contract, had put down earnest money, and thought everything was moving forward. Then suddenly… nothing. The lender stopped responding, and they found out the loan wasn’t actually going to go through, so they reached out to us.

After looking everything over, it was pretty clear that the way it was originally set up wasn’t going to work. So instead of trying to force it, we backed up and looked at a different approach.

In their case, bringing in a co-borrower made it possible.

We worked through it and got them closed in about 11 days.

It doesn’t always go that fast, but no one should be left in the dark in the middle of something this big.

Keystone Home Lending NMLS # 2326913
Kameron NMLS # 182953

05/14/2026

It happens more than you’d think: someone’s in the middle of buying a house, and then a new car shows up. And all of a sudden, everything has to be reworked.

That new payment changes what you qualify for. Sometimes it’s small, but sometimes it’s enough to affect the whole deal.

Sure, it’s confusing.

You can go get a car in a day with barely any hassle. Buying a house is a completely different process. Cars lose value. Houses usually gain value. So lenders are a lot more careful when it comes to mortgages.

It might feel frustrating in the moment, but it’s there for a reason.

Still… that’s probably not a fun conversation to have afterward.

Keystone Home Lending NMLS # 2326913
Makayla NMLS # 2733272

Thinking about a refi? It isn’t always just about chasing a lower rate. Here are three moves you can make with a refinan...
05/12/2026

Thinking about a refi? It isn’t always just about chasing a lower rate. Here are three moves you can make with a refinance.

Every financial situation is unique. Let’s look at the numbers to see if a refinance aligns with your goals.

Company NMLS: 2326913
Kameron's NMLS: 182953

05/11/2026

If I could go back and give myself one piece of advice, it’d be this: be careful who you trust to help you buy a home.

At some point, most people are going to go through this process. And when you do, you’re relying on someone to help you make a pretty big financial decision.

I’ve talked before about how brokers can give you more options than going straight to one lender. But options only matter if the person helping you actually cares about what’s best for you.

Not everyone does.

Some people just push things through. Some take the time to really look at your situation and help you make a decision that makes sense.

That part matters more than people think.

Keystone Home Lending NMLS # 2326913
Kameron NMLS # 182953

05/06/2026

It can be hard to believe the lending process can take a few months and that you may have to look at multiple houses before you find the right one.

But that’s honestly pretty normal.

It might take time to find the home that actually feels right. Then again, you might find it and then someone else gets their offer in first. That happens a lot more in the spring and summer when things pick up.

That’s why I always tell people to start earlier than they think.

If you’re saying, “We’ll probably buy later this year,” that usually means it’s time to start the pre-approval process now so you’re ready when something good comes up.

It can feel a little like a race sometimes, but having the right team behind you makes a big difference. I’m really grateful for the partners I get to work with who help make that happen for my clients.

Company NMLS: 2326913
Kameron's NMLS: 182953

05/04/2026

I think Makayla guessed based on team colors.

We had a lot of fun with our March Madness pool this year. Our customers show every year they are better at picking than we are.

My favorite part of doing this every year is the chance to reconnect and have a little fun with people we’ve worked with before.

Congrats again to everyone who played. Especially the winners!

Company NMLS: 2326913
Kameron's NMLS: 182953
Makayla's NMLS: 2733272

Address

8555 River Road, Suite 200
Indianapolis, IN
46240

Telephone

+13175901085

Website

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