John Degenhardt - Sr. Mortgage Advisor, NMLS# 1752337

John Degenhardt - Sr. Mortgage Advisor, NMLS# 1752337 Equal Housing Opportunity. Personal NMLS 1752337

Closing Day 🏡 🎉 It’s always great helping first time homebuyers get to the closing table! A special thanks to Phil Klem ...
05/27/2026

Closing Day 🏡 🎉 It’s always great helping first time homebuyers get to the closing table!

A special thanks to Phil Klem Real Estate - F.C. Tucker Company & Toni Eads - Realtor for a smooth transaction from beginning to end.

Grateful for each and every client who trusts us with thier mortgage financing! 🏡
05/22/2026

Grateful for each and every client who trusts us with thier mortgage financing! 🏡

Before rates even come up, I hear these questions every single time 👇And honestly… they matter just as much (if not more...
02/11/2026

Before rates even come up, I hear these questions every single time 👇

And honestly… they matter just as much (if not more).

🟦Buying a home is bigger than just chasing the lowest rate.

🟦Does it even make sense to buy right now, or should I wait?

🟦How much cash do I really need upfront?

🟦Can I still compete without waiving everything?

🟦What’s my monthly payment going to feel like—not just qualify for?

These questions matter before the rate ever does. Strategy First. Rate Second.

February check-in: are you seeing more flexibility on terms — or more patience from sellers? This part of the year often...
02/03/2026

February check-in: are you seeing more flexibility on terms — or more patience from sellers? This part of the year often brings quieter movement and more thoughtful decisions. How buyers and sellers respond during that pause can shape the rest of the process more than people expect. Curious what that means for your own plans?

Huge win today 🎉🏡Closing day for a first-time homebuyer who finally crossed the finish line after almost two years of se...
01/27/2026

Huge win today 🎉🏡

Closing day for a first-time homebuyer who finally crossed the finish line after almost two years of searching. Couldn’t be happier for him!

This one’s a great reminder that Non-QM loan options can truly open up more possibilities for buyers—especially self-employed borrowers who don’t always fit the traditional lending box.

Different income, different paths… still the same goal: homeownership.

If you’ve been told “no” before, there may be more options than you think. 🔑🏡

The housing market isn’t broken — it’s noisy. 💥Headlines sell fear. Data tells the story.People don’t buy homes because ...
01/21/2026

The housing market isn’t broken — it’s noisy. 💥
Headlines sell fear. Data tells the story.

People don’t buy homes because the market is perfect.
They buy because life happens.

If you’re wondering how today’s market applies to you, let’s talk.

John Degenhardt, Sr. Mortgage Advisor, MJW Mortgage. NMLS #1752337 #199907

Pending Home Sales – signed contracts for existing homes – rose 4% from July to August and 3.8% year-over-year, as lower...
10/02/2025

Pending Home Sales – signed contracts for existing homes – rose 4% from July to August and 3.8% year-over-year, as lower mortgage rates help more buyers go under contract.

🚨 Today is Fed Day 🚨Mortgage rates are now sitting near 3-year lows.If you bought a home anytime in the last three years...
09/17/2025

🚨 Today is Fed Day 🚨
Mortgage rates are now sitting near 3-year lows.

If you bought a home anytime in the last three years, this could be your chance to lower your payment, free up cash through a refinance, or explore cash out refinance to consolidate debt.

Curious what refinancing might look like for you? Send me a message—I’d be happy to run the numbers and show you your options. 🏡📉

John Degenhardt, Sr. Loan Officer
MJW Mortgage NMLS #199907 #1752337
Equal Housing Lender

Mortgage rates just hit yearly lows — a welcome shift for buyers and homeowners alike! 👏➡️ If you’ve purchased a home re...
09/05/2025

Mortgage rates just hit yearly lows — a welcome shift for buyers and homeowners alike! 👏

➡️ If you’ve purchased a home recently and locked in at a higher rate (high 6.00% - 7.00% + range), this could be a great time to explore refinancing.

➡️ If you’ve been waiting to start the homebuying process, lower rates can open the door to new opportunities.

I’d love to be a resource for you (or anyone you know) to see how these changes could work in your favor. Shoot me a message anytime — I’m here to help! 🏡

John Degenhardt - Senior Loan Officer, NMLS # 1752337
MJW Mortgage NMLS # 199907

Address

Indianapolis, IN

Telephone

+13179080017

Website

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