Veronica Hamilton, Mortgage Loan Originator, NMLS 1713574

02/26/2026

Merchants Bank will help you soar into homeownership with our LEAP grant! Qualified first-time homebuyers can get a grant of $12,000 to help with down payment and closing costs. The best part is this program is not limited to specific neighborhoods. You have the freedom to choose the neighborhood you want to live in within our designated Indiana counties: Marion, Hamilton, Randolph or Wayne.

02/18/2026

Here is a fun homebuyer workshop to check out! Drinks and snacks will be provided. Merchants will be there to raffle a door prize. :)

08/25/2025

“As this partnership marks a new chapter with Indiana University, Merchants Bank takes great pride in supporting IU Football and the student athletes across programs that represent the Cream and Crimson. Our team is ready and thrilled to provide these athletes with the financial tools and support necessary in planning and building for their future beyond the Sample Gates. This is not only a major milestone for our bank as we continue to evolve further on a national scale, but a personal milestone for me, as an IU alum and lifelong fan.” - Michael Petrie, Chairman of Merchants Bank IN

The Indiana Hoosiers football team is entering a new era of optimism after appearing in the College Football Playoff last year. Their new chapter will come with a new name for their home turf.

04/14/2025

Congrats to my client Ana. We had a great closing on her first home on the near east side with Atproperties Indy and Intend Indiana

03/18/2025

You're invited to attend a free Homebuyer Workshop on Saturday, April 26, from 10am-2pm.

Breakfast and door prizes will be provided.

RSVP to secure your spot in class: https://merchantsbankofindiana.com/homebuyers-workshop-series/

10/31/2024

The ghosties are working hard. They ought to get a break, don't you think?

10/29/2024

"A recent survey from LendingTree found that more than half of renters fear the dream of home ownership is out of reach, with 62% saying they worry they’ll never be able to own a home.
Among renters who say they would prefer to own, cost is the biggest barrier. Of this group, 65% say the cost of a down payment is holding them back from purchasing.
As well, 52% say home prices are too high in the areas where they live, and 39% say their credit score makes it hard to qualify for a mortgage."

A good lender will help you address these concerns:
*Offering a multitude of down payment assistance options
*Working with builders and community groups who are developing affordable housing
*Assisting you with credit barriers and making sure you understand the actions necessary to improve your credit

If you fall into the category of the 62% of renters who are worried they'll never be able to own a home, let's chat! There is no cost to you to check your qualification now. If you're not ready, we can make a plan to get there.

The number of homes for sale for each renter household in the U.S. remains near record lows, highlighting the housing supply crunch.

10/23/2024

Despite the Federal Reserve cutting interest rates by a half-point last month, mortgage rates have continued to tick upwards. According to the latest data from the Federal Home Loan Mortgage Corporation (Freddie Mac), the average 30-year mortgage rate has increased to 6.4%. Let's examine why this is happening and what it means for potential homebuyers.
🏠 The Fed can influence mortgage rates, but it doesn’t set them.
🏠 Mortgage rates mainly follow the yield on 10-year Treasury bonds, which has increased recently.
🏠 People should not try to time the market when deciding to buy a home. If mortgage rates fall after your purchase, you can refinance and take advantage of the lower rate.
🏠 Home prices, which remain high, matter too when it comes to the housing market.

Mortgage rates are ticking up, even after the Federal Reserve has started cutting interest rates. Here's why, and where rates — and home sales — could go from here.

10/10/2024

Happy to be partnered with Intend Indiana and Edna Martin Christian Center again to assist with Homeownership 101. This free, 4-part class will teach you everything you need to know about being a homeowner!

07/05/2024

I am so pleased to congratulate these borrowers on purchasing their homes, constructed by Near North Development Corporation. These are my favorite kinds of deals to do because it's truly a community effort to pool as many resources as possible for our buyers to improve affordability and making lasting changes in a neighborhood. These are the first closings I've had with Near North but I look forward to a future where Merchants can continue to support their efforts in the community. Here's to many more!