Larry S. Helms & Associates Insurance Services

Larry S. Helms & Associates Insurance Services We're here for you! Auto, Commercial, Equestrian, Health, Homeowners, Life, Motorcycle, and may more. Call us for your Insurance needs.

Yes, it's still shorts weather. Yes, the days are still longer. Yes, it is still Summer. But, it's also a great time to ...
09/03/2026

Yes, it's still shorts weather. Yes, the days are still longer. Yes, it is still Summer. But, it's also a great time to start planning for Winter and cold, wet weather.

Check the Roof - Leaks can eventually damage the wood sheathing and rafters below your shingles, leading to expensive repairs at a time when they’re difficult to make. If you suspect your roof has loose, damaged, or missing shingles, have a licensed roofing contractor do an inspection and make repairs before the first snow.

Clean and Inspect Gutters - Clogged gutters can cause water to back up and then freeze once temperatures drop.

Sources: consumerreports.org/home-garden/home-maintenance-repairs/tips-to-get-your-house-ready-for-wintera1063886384/, consumerreports.org/home-garden/home-maintenance-repairs/fall-chores-you-shouldnt-ignore-a2374095408/, bankrate.com/insurance/homeowners-insurance/prepare-for-winter-weather/, and kiplinger.com/slideshow/real-estate/t029- s001-12-ways-to-prepare-your-home-for-winter/index.html

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Insurance can be confusing. Let us help you find the right insurance for your needs.

Larry S Hels & Associates Insurance Services
704-893-2793 | www.larryhelms.com

Time to look towards cooler weather. Check your insurance coverage!The period right before winter is usually a good time...
09/01/2026

Time to look towards cooler weather. Check your insurance coverage!

The period right before winter is usually a good time to talk to your home insurance company to review your coverage. If you have done renovations recently that could add value to your home, make sure the added value is covered by your policy in case anything happens during the season. You may also want to confirm how your policy would cover potential winter damage, like ice dams, fires or damage from tree branches. Each type of home insurance covers different losses. Understanding how your policy would potentially cover damage before it happens could help you spot potential gaps in coverage.

Source: bankrate.com

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Insurance can be confusing. Let us help you find the right insurance for your needs.

Larry S Hels & Associates Insurance Services
704-893-2793 | www.larryhelms.com

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questio...
08/28/2026

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questions are answered now, before you need it.

Make sure your young driver is as distraction free as possible.

Distractions to think about:

Sight-seeing while driving

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Insurance can be confusing. Let us help you find the right insurance for your needs.

Larry S Hels & Associates Insurance Services
704-893-2793 | www.larryhelms.com

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questio...
08/26/2026

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questions are answered now, before you need it.

Make sure your young driver is as distraction free as possible.

Distractions to think about:

Grooming - fixing hair or makeup

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Insurance can be confusing. Let us help you find the right insurance for your needs.

Larry S Hels & Associates Insurance Services
704-893-2793 | www.larryhelms.com

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questio...
08/24/2026

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questions are answered now, before you need it.

Make sure your young driver is as distraction free as possible.

Distractions to think about:

Drowsiness

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Insurance can be confusing. Let us help you find the right insurance for your needs.

Larry S Hels & Associates Insurance Services
704-893-2793 | www.larryhelms.com

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questio...
08/21/2026

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questions are answered now, before you need it.

Make sure your young driver is as distraction free as possible.

Distractions to think about:

Pets in the car

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Insurance can be confusing. Let us help you find the right insurance for your needs.

Larry S Hels & Associates Insurance Services
704-893-2793 | www.larryhelms.com

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questio...
08/19/2026

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questions are answered now, before you need it.

Make sure your young driver is as distraction free as possible.

Distractions to think about:

Passengers

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Insurance can be confusing. Let us help you find the right insurance for your needs.

Larry S Hels & Associates Insurance Services
704-893-2793 | www.larryhelms.com

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questio...
08/17/2026

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questions are answered now, before you need it.

Make sure your young driver is as distraction free as possible.

Distractions to think about:

Eating and drinking

+++++++
Insurance can be confusing. Let us help you find the right insurance for your needs.

Larry S Hels & Associates Insurance Services
704-893-2793 | www.larryhelms.com

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questio...
08/14/2026

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questions are answered now, before you need it.

Make sure your young driver is as distraction free as possible.

Distractions to think about:

PHONE - calls, texts, taking photos/videos, social media, etc.

+++++++
Insurance can be confusing. Let us help you find the right insurance for your needs.

Larry S Hels & Associates Insurance Services
704-893-2793 | www.larryhelms.com

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questio...
08/12/2026

Parents: Are You Prepared? Is your high school or college student going back to school? Make sure your insurance questions are answered now, before you need it.

High School

One of the main insurance needs most high school parents deal with is auto. The teens still live at home and are young enough to be on the parent's health insurance policies. So below are some tips for safe driving for your high school teen.

Ask your agent about discounts for your student driver.

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Insurance can be confusing. Let us help you find the right insurance for your needs.

Larry S Hels & Associates Insurance Services
704-893-2793 | www.larryhelms.com

Address

4389 Indian Trail Fairview Road A, Indian Trail
Indian Trail, NC
28079

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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