Carmen Cipolone Mortgage Loan Officer NMLS 945589

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Carmen Cipolone Mortgage Loan Officer NMLS 945589 Carmen Cipolone
Branch Mangager | Mortgage Loan Officer | Real Estate Agent
Individual NMLS #945589
Company NMLS #181106 Looking forward to helping!

NMLS #945589
My number one ☝️ goal as a Real Estate Professional is to make the entire experience as smooth, simple, fun and fast, as possible for my clients! 🐨🏠🎉Over the last 14 years, I’ve successfully utilized my outstanding skill sets, initiative, problem solving abilities and positive approach to accomplish amazing results. During these years, I dealt with various types of financing; thriving in my ability to simplify real estate and mortgage processes while maintaining high levels of customer service. Conventional, Commercial, VA, FHA, Self Employed, USDA are all areas I specialize in. I am a hard worker, highly ambitious, friendly and self-motivated. I prefer to take the extra step in staying unique and reaching my aspirations. Outside the office, I enjoy playing guitar 🎸 , exercising, camping ⛺️, hiking 🥾 , volunteering, reading 📖 , attending church ⛪️ and spending quality time with my family and friends 👫 . I am highly experienced in residential and commercial real estate. Fix and flips, AirBnbs, rental properties, multi units, manufactured, modular, new builds are all areas I have worked in extensively. Facebook: Instagram: Twitter:

The Simpleloan Group Powered By Barrett Financial Group, LLC
NMLS 181106

Did you know you could earn rewards for paying your mortgage? With Built-In Rewards, eligible borrowers can earn points ...
09/30/2026

Did you know you could earn rewards for paying your mortgage? With Built-In Rewards, eligible borrowers can earn points for on-time digital mortgage payments and redeem them for groceries, travel, dining and more! Message me to learn more!

Real estate agents: Do you want to give your buyers a more personalized mortgage experience? By partnering with me, I ca...
09/28/2026

Real estate agents: Do you want to give your buyers a more personalized mortgage experience? By partnering with me, I can offer access to a broad range of mortgage products tailored to your buyers' individual needs. Connect with me today to get started.

Your grand home dreams can become a reality! A jumbo home loan provides the tailored financing solution you need for hig...
09/25/2026

Your grand home dreams can become a reality! A jumbo home loan provides the tailored financing solution you need for high-value properties. Connect with me to discover your options!

09/24/2026

🏡 Turn-key living in The Village of Amelia!

📍 305 Mercer Way, The Villages, FL 32162
💰 $269,000
🛏️ 2 bedrooms | 🛁 2 bathrooms | 1,100 sq. ft.

This certified turn-key Laredo Ranch home features an elevated lanai, mature landscaping, an open floor plan, and a low bond balance. It’s between the 6s, close to pools, golf, and recreation, and just minutes from Lake Sumter Landing.

For a tour, contact Danielle DiMaria, Licensed Real Estate Professional with Properties of The Villages:
📱 352-217-2391
✉️ [email protected]

For mortgage questions, contact Carmen Cipolone, Branch Manager and Mortgage Loan Officer:
📱 570-764-1494 | NMLS #945589
✉️ [email protected]
🌐 carmensimpleloan.com

Price, status, and listing details may change. Please verify with the listing representative.

Veterans: You've earned your VA home loan benefits — let's make sure you're maximizing them! If you have an existing VA ...
09/23/2026

Veterans: You've earned your VA home loan benefits — let's make sure you're maximizing them! If you have an existing VA mortgage, a VA IRRRL could help you secure a potentially lower rate or payment. Connect with me to learn more!

Dreaming of owning a home but worried about the down payment? Don't let that hold you back! I have access to a variety o...
09/21/2026

Dreaming of owning a home but worried about the down payment? Don't let that hold you back! I have access to a variety of down payment assistance programs designed to help make homeownership more affordable. Reach out today to see if you qualify!

Real estate agents: Looking for a competitive edge to help your clients navigate current market conditions? You could us...
09/18/2026

Real estate agents: Looking for a competitive edge to help your clients navigate current market conditions? You could use your agent credits to lower your client's interest rate with a temporary rate buydown! Call me today to learn how.

09/17/2026

If you can comfortably afford the payment and the numbers make sense, don’t wait for the “perfect” rate.

In many markets, buyers have more negotiating power right now — price reductions, seller concessions, and less competition.

Everybody wants to buy when rates are low and the market is hot. Real wealth is often built when everyone else is hesitant.

Buy the right investment.
Let the tenant help pay it down.
Build equity.
Refinance later if rates improve.

You don’t get wealthy waiting for perfect conditions. You get wealthy buying good assets when the opportunity is there.
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09/16/2026

Big news for buyers heading into 2027 🏡📈

Expected conforming loan limits are moving higher, which could mean more purchasing power without having to jump into a jumbo loan.

Expected 2027 limits:
• 1-unit: $847,440
• 2-unit: $1,085,059
• 3-unit: $1,311,535
• 4-unit: $1,630,005

For buyers in higher price ranges, investors looking at 2–4 unit properties, and homeowners considering a refinance, this could open up some additional options.

These are expected early 2027 limits and are subject to final confirmation.

Want to know what this could mean for your buying power or next investment? DM me “2027” and I’ll run the numbers.

Carmen Cipolone
NMLS #945589
The SimpleLoan Group powered by Barrett Financial Group, LLC

Building a home doesn't have to mean two separate loans. Streamline your financing with a one-time close new constructio...
09/16/2026

Building a home doesn't have to mean two separate loans. Streamline your financing with a one-time close new construction loan — just one process from start to finish. Message me today to get started.

Address

Indian Harbour Beach, FL
92707

Telephone

+15707641494

Website

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