Carmen Cipolone Mortgage Loan Officer NMLS 945589

Carmen Cipolone Mortgage Loan Officer NMLS 945589 Carmen Cipolone
Branch Mangager | Mortgage Loan Officer | Real Estate Agent
Individual NMLS #945589
Company NMLS #181106 Looking forward to helping!

NMLS #945589
My number one ☝️ goal as a Real Estate Professional is to make the entire experience as smooth, simple, fun and fast, as possible for my clients! 🐨🏠🎉Over the last 14 years, I’ve successfully utilized my outstanding skill sets, initiative, problem solving abilities and positive approach to accomplish amazing results. During these years, I dealt with various types of financing; thriving

in my ability to simplify real estate and mortgage processes while maintaining high levels of customer service. Conventional, Commercial, VA, FHA, Self Employed, USDA are all areas I specialize in. I am a hard worker, highly ambitious, friendly and self-motivated. I prefer to take the extra step in staying unique and reaching my aspirations. Outside the office, I enjoy playing guitar 🎸 , exercising, camping ⛺️, hiking 🥾 , volunteering, reading 📖 , attending church ⛪️ and spending quality time with my family and friends 👫 . I am highly experienced in residential and commercial real estate. Fix and flips, AirBnbs, rental properties, multi units, manufactured, modular, new builds are all areas I have worked in extensively. Facebook: Instagram: Twitter:

The Simpleloan Group Powered By Groves Capital, Inc. NMLS 1678775

VantageScore® can generate a score with as little as 1 month of credit history. Your on-time rent, utility and even phon...
06/15/2026

VantageScore® can generate a score with as little as 1 month of credit history. Your on-time rent, utility and even phone bill payments could help build your score. Call me to learn more!

Comment if this is you. I can help you reach your goals!
06/11/2026

Comment if this is you. I can help you reach your goals!

I'm always up to date on the latest loan options AND lingo. Message me if you're ready to learn more!
06/09/2026

I'm always up to date on the latest loan options AND lingo. Message me if you're ready to learn more!

If you need help paying off your credit card or other debt, a cash-out refinance* might be right for you. Give me call t...
05/21/2026

If you need help paying off your credit card or other debt, a cash-out refinance* might be right for you. Give me call to see how you could tap into your home's equity.

Did you know you could put as little as 3% down* on your dream home? Call me today to chat about your options!
05/19/2026

Did you know you could put as little as 3% down* on your dream home? Call me today to chat about your options!

When you work with a mortgage broker like me, you could save $10,662* over the life of your loan and feel like a winner....
05/14/2026

When you work with a mortgage broker like me, you could save $10,662* over the life of your loan and feel like a winner. Reach out to learn more!

05/13/2026

Another smooth closing 🔥

This refinance was submitted on 5/11 and Clear to Close came back in just 2 days.

Fast doesn’t matter if the loan isn’t structured correctly.

My goal is both:
✅ Speed
✅ Communication
✅ Strategy
✅ A smooth closing experience

Whether you’re buying your first home, refinancing, investing, or using your VA benefits, having the right loan structure and lender matters.

If you’ve been wondering:
• Should I buy now or wait?
• Can I lower my payment?
• Can I pull cash out?
• What credit score do I really need?
• How much home can I qualify for?

Send me a message. I’ll give you honest feedback and a game plan.

📩 DM me “PLAN” or “PREAPPROVED”
📍Licensed in 13 states
🇺🇸 VA • Conventional • FHA • DSCR • Jumbo

A 40-year mortgage* spreads your principal and interest payments across 40 years, which could mean a potentially lower m...
05/12/2026

A 40-year mortgage* spreads your principal and interest payments across 40 years, which could mean a potentially lower monthly payment. Message me to see if this option is right for you!

When is the best time of year to buy a home? It depends! If you want fresh listings, you should be looking now. If you a...
05/11/2026

When is the best time of year to buy a home?

It depends! If you want fresh listings, you should be looking now. If you are flexible and looking for a great deal, you're more likely to find one after Labor Day.

Address

Indian Harbour Beach, FL
92707

Telephone

+15707641494

Website

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