08/04/2025
The 2025 Hometown Heroes Program officially launches August 18th with a fresh $50 million allocation to support Florida’s workforce heroes. This is a golden opportunity for us to help more first-time buyers step into homeownership.
🔑 Program Highlights
-Eligible Occupations: One occupying borrower must be currently full-time employed in an approved profession
-First-Time Homebuyer Requirement:
All borrowers must be first-time homebuyers (no ownership interest in a principal residence within the last 3 years).
Veterans are exempt from the first-time homebuyer rule.
-Loan Types: FHA, VA, USDA, and Conventional programs accepted.
-Credit Score: Minimum 640.
-Down Payment Assistance:
Minimum of $10,000
Up to 5% of the total loan amount, capped at $35,000.
✅ Why This Matters for Your Buyers
-Significant help with down payment & closing costs.
-Broad list of eligible occupations = more opportunities for your clients.
-Perfect timing as interest rates shift and affordability becomes key.
If you’d like more details or have buyers in mind already, let’s connect! We’re here to guide you and your clients through the process so they don’t miss out.
📅 With funding limited, early applications are strongly encouraged once the program opens.
Looking forward to helping more of your buyers become homeowners with this exciting opportunity!
Debbie Greenway, Mortgage Loan Originator, NMLS #376157, [email protected], 321-591-2022
