Tosh Pence - Guild Mortgage

Tosh Pence - Guild Mortgage Offering the BEST mortgage lending with great rates and exceptional customer care. NMLS 1585560 NMLS #1585560

Florida - Producing Branch Manager

06/03/2026

Honored to be named a Top Producer for May 👏
A strong reminder that consistency and commitment always deliver.
Excited to build on this momentum in the months ahead.

Grateful for amazing clients like this. 🙏Helping people get into their homes - especially when it feels like a long shot...
05/26/2026

Grateful for amazing clients like this. 🙏

Helping people get into their homes - especially when it feels like a long shot - is what it’s all about for me.

If you’re thinking about buying, I’m here to help every step of the way. Reach out anytime! ➡️ [email protected]

Behind every great client experience is a team that truly cares - and is always working to get better.Last week at our S...
05/21/2026

Behind every great client experience is a team that truly cares - and is always working to get better.

Last week at our Sales Rally, we had the opportunity to learn from some of the best in our company. Grateful for the insights, the shared ideas, and the chance to grow alongside such an incredible group 🙌

Excited to bring it all back and continue showing up for our clients in the best way possible.

With builder-paid rate buydown, eligible builders may contribute up to 9% toward a permanent rate buydown for new constr...
05/18/2026

With builder-paid rate buydown, eligible builders may contribute up to 9% toward a permanent rate buydown for new construction investment property purchases.

This means:
âś” Lower monthly payments
âś” Potentially below-market rates

So you can start maximizing your cash flow sooner.

Today we celebrate the moms who do it all - often quietly, always lovingly.Your strength, care, and endless devotion don...
05/10/2026

Today we celebrate the moms who do it all - often quietly, always lovingly.

Your strength, care, and endless devotion don’t go unnoticed. Happy Mother’s Day to all the amazing moms and mother figures who make a difference every single day!

Starting May 1, the VA is updating its Minimum Property Requirements (MPRs) for new appraisal orders - making the proces...
05/07/2026

Starting May 1, the VA is updating its Minimum Property Requirements (MPRs) for new appraisal orders - making the process more efficient while continuing to protect Veterans, agents, and sellers.

What’s changing:
• No cosmetic repairs required
• No peeling paint rules for homes built after 1978
• No radon testing requirements
• Non-vented heaters allowed in mild climates
• No separate rules for sheds or outbuildings

A simpler appraisal process, with the same core protections in place. Let’s talk about what this means for you.

Buying a home doesn’t have to feel confusing 🏠That’s where we come in.We translate the numbers, explain your options, an...
05/04/2026

Buying a home doesn’t have to feel confusing 🏠
That’s where we come in.

We translate the numbers, explain your options, and help you plan - whether you’re ready to buy now or just starting to think about it.

No buzzwords. No pressure. Just guidance you can trust.
Swipe through 👆

đź“© Contact me anytime with questions!

We’re proud to share some exciting news 🎉Guild Mortgage has been named one of Mortgage Executive Magazine’s 2025 Top 50 ...
04/27/2026

We’re proud to share some exciting news 🎉

Guild Mortgage has been named one of Mortgage Executive Magazine’s 2025 Top 50 Mortgage Companies.

This recognition reflects our continued commitment to serving our customers, partners, and communities - and to delivering on .

Invest with an edge.The Silver Capital Plus Program from Guild offers more leverage, more opportunity, and even more pow...
04/24/2026

Invest with an edge.

The Silver Capital Plus Program from Guild offers more leverage, more opportunity, and even more power for eligible real estate investors.

Looking to expand your investment strategy with confidence? Let’s connect. 📩

Address

436 5th Avenue
Indialantic, FL
32903

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