Tosh Pence - Guild Mortgage

10/13/2026

Thinking about moving? 🏡 Before you start scrolling through listings, it helps to know what the move could actually look like for you financially.

Your next monthly payment, what happens with your current home, and your ideal moving timeline all play a part in building the right plan. Whether you're ready to move now or simply exploring your options, you don't have to figure it all out on your own.

Let’s talk through the numbers, your goals, and the options available so you can make your next move with confidence.

📲 Reach out to start building your game plan. [email protected]

Send a message to learn more

10/12/2026

One house? Let's talk. 🏡
Twenty houses? Now you've really got my attention. 😂

Whether you're buying your first home, upgrading to your dream home, refinancing, or building your real estate investment portfolio, there's no one-size-fits-all approach to mortgage financing.

The housing market can feel overwhelming, but you don't have to figure it all out on your own. From first-time homebuyer programs to investment property financing, I'm here to help you explore your options, understand the numbers, and make informed decisions.

💬 What's your next real estate goal? Buying your first home, upgrading, or investing? Drop it in the comments!

10/08/2026

Good communication and follow-through shouldn't be the exception in the mortgage business. They should be the standard.

Whether I'm working with a homebuyer or a real estate agent, my goal is the same: provide clear answers, stay accessible, and get the job done right.

I appreciate Elizabeth for trusting me with her home financing and Megan for recognizing the work my team and I put into making the lending process as smooth as possible.

At Guild Mortgage, we take pride in delivering the kind of service that clients and real estate partners can count on.

If you're buying a home or you're an agent looking for a reliable mortgage partner, let's connect.

10/06/2026

Buying a home is a big deal, and who you choose to work with matters. 🏡

There’s a reason Guild Mortgage is ranked #2 in the industry for real estate agent loyalty. Agents want a lending partner they can trust with their clients, and buyers deserve a mortgage team that communicates clearly, follows through, and helps keep the process moving from application to closing.

Whether you’re a homebuyer looking for guidance or a real estate agent looking for a reliable lending partner, my team and I are here to make the mortgage process feel a little easier and a lot more personal.

Ready to buy, or have a client who is? Let’s connect. 🔑

10/02/2026

5.0 star review received on Experience.com for Tosh Pence by Elizabeth F - He was always available to answer questions and to ease my mind when worried

Click to see all 434 reviews of Guild Mortgage - Tosh Pence, Branch Manager | NMLS # 1585560

10/02/2026

5.0 star review received on Experience.com for Tosh Pence by Megan S - Fast. Efficient. Knowledgeable. The Guild team worked diligently to assist throughout the entire lending process. We (buyer/agent) were extremely impressed with the communication, service, and care that we received.

Click to see all 434 reviews of Guild Mortgage - Tosh Pence, Branch Manager | NMLS # 1585560

10/01/2026

5.0 star review received on Experience.com for Tosh Pence by Matthew G - Working with Tosh and his team was the easiest part of the entire home buyiing process.

Click to see all 434 reviews of Guild Mortgage - Tosh Pence, Branch Manager | NMLS # 1585560

09/11/2026

5.0 star review received on Experience.com for Tosh Pence by Heather B - Tosh was always on top of things and answered all the questions and concerns we had throughout the buying process. He got us a competitive rate. He communicated with us the entire time and we were never left guessing what was next.

Click to see all 430 reviews of Guild Mortgage - Tosh Pence, Branch Manager | NMLS # 1585560

09/10/2026

5.0 star review received on Experience.com for Tosh Pence by Susan E - You closed us much sooner than our close date and the process was very efficient. I've closed properties as much as 1 week ahead of time but never 2 weeks ahead. It was amazing you were able to get it done!

Click to see all 430 reviews of Guild Mortgage - Tosh Pence, Branch Manager | NMLS # 1585560

09/04/2026

5.0 star review received on Experience.com for Tosh Pence by Timothy C - Closed on time with zero issues!

Click to see all 427 reviews of Guild Mortgage - Tosh Pence, Branch Manager | NMLS # 1585560