09/13/2020
HOW TO TELL IF YOU ARE COVERED BY YOUR HOMEOWNERS INSURANCE FOR A MANDATORY FIRE EVACUATION
If you have access to your policy, look for the words “Civil Authority Prohibits Use” under the section that deals with Additional Living Expense. If not, you can call your agent or call your insurance company directly.
If you aren't able to get an answer, play it safe and keep ALL YOUR RECEIPTS!! Some insurance carriers waive the deductible when filing a claim due to mandatory evacuation which is covered under Coverage D, "Loss of Use" / "Additional living expense" in your policy.
Many major insurance companies have issued a moratorium on Homeowners and Renters Insurance policies in the State of Oregon and Washington.
Please feel free to contact us at 503-838-1155, or at [email protected] with any questions.