Josh Gamiere - Mortgage Advisor

Josh Gamiere - Mortgage Advisor We are here to serve you with all of your mortgage needs. FHA, USDA, VA, Conventional Loans. NMLS: 1824798
Branch NMLS: 32416 Ready to take the next step?

Home Loans Made Human

No matter if you’re buying, selling, refinancing, or building your dream home; it’s important to work with an experienced and knowledgeable team. As an expert Personal Mortgage Advisor, I have the knowledge and resources you need in order to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your

family is my ultimate goal. Use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan. As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to helping you into the home of your dreams!

Life, liberty, and the pursuit of happiness. The Declaration of Independence grants us these rights. This 4th of July an...
07/04/2024

Life, liberty, and the pursuit of happiness. The Declaration of Independence grants us these rights. This 4th of July and beyond, may you enjoy these liberties and pursue the happiness and independence of becoming a homeowner.

From all of us at Nations Lending – have a happy and safe Independence Day!

Happy Birthday America!

It’s 10-straight years and 12 times overall for Nations Lending being honored as a Top Workplace in Northeast Ohio! The ...
06/21/2024

It’s 10-straight years and 12 times overall for Nations Lending being honored as a Top Workplace in Northeast Ohio! The 2024 recognition is sponsored by the Cleveland Plain Dealer and Cleveland.com.

“No matter what your job or responsibilities are as a Nations employee – all of you continue to step-up big time and overcome adversity to help us continue to best serve our borrowers in every community – no matter what the challenges and circumstances in our industry. While our footprint in the mortgage space spans the entire country, our roots will forever be planted in the Cleveland area, making this recognition even more special. You are the reason the Nations family continues to grow stronger. Jeremy (Sopko, CEO) and I are appreciative of all you do.” – President Bill Osborne.

💰 Considering a Cash-Out Refinance?Unlock your home's equity for upgrades. You may save big on interest payments with po...
06/18/2024

💰 Considering a Cash-Out Refinance?
Unlock your home's equity for upgrades. You may save big on interest payments with possible lower interest rates compared to credit cards.

Tap into your home's potential and simplify your finances with a cash-out refinance! 🏠

This just in from Nations Lending…FHA borrowers who receive gift funds toward their loans now have some more options to ...
06/14/2024

This just in from Nations Lending…

FHA borrowers who receive gift funds toward their loans now have some more options to document that money from a donor.

Effective immediately -- the borrower only needs to provide one, simple form of documented proof of the gift funds – either before closing or at the time of closing.

Don’t wait another day – give us a call and let’s make those gift funds work for you!

Newsflash from Nations Lending…A BIG win for VA buyers as options have been expanded!Just announced: VA borrowers will s...
06/12/2024

Newsflash from Nations Lending…

A BIG win for VA buyers as options have been expanded!

Just announced: VA borrowers will soon be permitted to pay the buyer’s portion of the real estate agent’s commission on the home sale.

This potentially keeps more VA borrowers in the house hunt for properties with multiple bids.

Information directly from the VA reveals there are some restrictions to the area where the Veteran is purchasing.

In the coming weeks Nations will have a better understanding of those restrictions and will announce updates prior to August 10th.

💰Thinking about a Cashout Refinance?Wave goodbye to high-interest debts! Consolidate into one possibly lower-interest pa...
06/06/2024

💰Thinking about a Cashout Refinance?
Wave goodbye to high-interest debts! Consolidate into one possibly lower-interest payment. Save on interest and manage debts smarter.

Unlock your home's potential and streamline your finances with a Cashout Refinance! 🏠

Nations Lending is honored to be ranked for the 9th straight year on the most prestigious list of residential lenders fr...
06/03/2024

Nations Lending is honored to be ranked for the 9th straight year on the most prestigious list of residential lenders from Scotsman Guide – recognition as a Top Mortgage Lender in America for 2024.

“Being honored with a place on the Scotsman Guide list for another year continues to fuel our daily passion to be the best in our industry. This recognition is only possible because of the tireless work of our dedicated sales partners, and collaboration from all our shared services teams. Despite the challenges in our industry in 2023, all of you brought your best every day, implementing rapidly changing technology and innovative ideas, and worked together to serve our customers in every community. Thank you for making Nations Lending a top mortgage lender!” - CEO Jeremy Sopko.

View full rankings here: https://www.scotsmanguide.com/rankings/top-mortgage-lenders/2024-top-overall-lenders/

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our nation. Their courage and s...
05/27/2024

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our nation. Their courage and sacrifice remind us of the true meaning of freedom. This Memorial Day, Nations Lending pays tribute to our fallen heroes. As we reflect on their service, let's also cherish the freedoms they protected. Wishing everyone a safe and meaningful Memorial Day.

Unlock the hidden potential in your home with a Cashout Refinance! Turn your home equity into cash for renovations, debt...
05/24/2024

Unlock the hidden potential in your home with a Cashout Refinance! Turn your home equity into cash for renovations, debt consolidation, or other financial goals. Discover a new way to make your home work for you today.

BREAKING NEWS from Nations Lending: Did you hear?Area Median Income (AMI) limits are going up in just a few days – possi...
05/09/2024

BREAKING NEWS from Nations Lending: Did you hear?

Area Median Income (AMI) limits are going up in just a few days – possibly giving you that extra purchase power you need to retaliate against rising home prices.

Whether you’re a first-time homebuyer or looking for that next great home – this is an opportunity you must unlock.

Give me a call and let’s take a look at these new possibilities together and determine if we can help give you the keys to your dream home.

We are proud to be included as a Top 50 Mortgage Company in America for 2023 -- published by Mortgage Executive Magazine...
05/02/2024

We are proud to be included as a Top 50 Mortgage Company in America for 2023 -- published by Mortgage Executive Magazine.

It’s the 7th year in a row for Nations Lending on this list, ranked #34.

“This recognition is more inspiring proof we continue to go above and beyond to serve our customers and our communities across the country with passion. This honor is only made possible because of all of you – working together to make the American dream a reality for so many families – by always looking to improve, and always willing to move the needle forward with new and innovative ideas. Bill (Osborne, Nations Lending President) and I applaud each and every one of you. Making the Mortgage Executive Magazine list for top mortgage companies is as humbling as it is awesome. Thank you and congratulations!” – Jeremy Sopko, CEO

View rankings here: mastermindsummit.com/wp-content/uploads/magazine/mem2024-spring/mobile/index.html?doc=A0C3F32008972A04201F343D42638CA4 #{"docid":"9990688E295A10A0F9221942FE81A4D9","page":32}

Whether you're dreaming of a kitchen remodel, aiming to consolidate debt, or eyeing lucrative investment opportunities, ...
04/12/2024

Whether you're dreaming of a kitchen remodel, aiming to consolidate debt, or eyeing lucrative investment opportunities, a Cashout Refinance could be the key to achieving your goals. Explore the possibilities with a Cashout Refinance and unlock the full potential of your home. Reach out today to learn more about your options.

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4 SUMMIT PARK Drive SUITE 200
Independence, OH
44131

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