McCarty Insurance

McCarty Insurance Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from McCarty Insurance, Insurance Agent, 455 Constitution Way, Idaho Falls, ID.

For many contractors, equipment is one of the most valuable parts of the business. That is why it is essential to unders...
06/05/2026

For many contractors, equipment is one of the most valuable parts of the business. That is why it is essential to understand how that equipment is protected as it moves from one jobsite to another.

Equipment floater insurance is a specialized form of inland marine coverage that focuses specifically on contractor-owned equipment.

This includes items such as excavators, loaders, generators, and other machinery that regularly travel between job sites.

Because these assets are both valuable and exposed to a range of risks, equipment floater policies are designed to cover losses from events like theft, vandalism, fire, and certain weather-related damage. This ensures that critical equipment can be repaired or replaced quickly, helping to minimize downtime and project delays.

The right approach often depends on the types of contractor-owned equipment your business relies on, how frequently those assets are transported, and the exposures they face throughout day-to-day operations.

If you would like to discuss whether your current policy provides the right level of protection for your equipment, feel free to reach out.

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check ...
06/03/2026

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check to ensure your summer adventures don’t come with an expensive surprise. Swipe to see which coverages are best for some common summer rides.

Not sure you’re fully covered ahead of this summer? Call our office today. We’re here to help you enjoy a stress-free, adventure-filled summer!

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can cons...
06/01/2026

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can consider adding to your to-do list this season. Proactive maintenance and targeted upgrades can improve comfort and property value while reducing energy costs and even insurance claims.

Swipe for a few key home prep tips to consider this summer.

Preparing now can help protect your home, reduce insurance exposure, and improve long-term value. If you need recommendations for trusted local service providers, want tailored advice on prioritizing improvements that provide a strong return on investment (ROI), or just have a question, feel free to reach out. We’re here to help!

Classic cars are not just vehicles — they are investments, passion projects, and pieces of history. That is why insuring...
05/27/2026

Classic cars are not just vehicles — they are investments, passion projects, and pieces of history. That is why insuring them requires a different approach than standard auto coverage.

From agreed value policies to specialized usage considerations and restoration coverage, classic car insurance is designed to reflect the true value and unique risks of these vehicles.

For retail agents, placing this type of coverage can come with added complexity. That is where working with MGAs, like our team, can make a difference. We are here to help navigate specialty markets, identify the right carriers, and structure coverage that aligns with your client’s needs.

If you have a classic car placement you’re working on this summer and would like assistance or a second set of eyes on a risk, don’t hesitate to give our team a call.

If you own a vintage, antique, or collector vehicle, then you might be wondering what sort of auto policy you’ll need to...
05/24/2026

If you own a vintage, antique, or collector vehicle, then you might be wondering what sort of auto policy you’ll need to protect your investment. A regular auto policy will not adequately protect your investment, meaning that dedicated classic car coverage is needed to protect your vehicle. Swipe for more details.

If you’re looking to purchase classic car coverage for a vehicle or if you’d like to layer on helpful extras to an existing policy, don’t hesitate to reach out. We are here to help make sure your investment is fully protected.

As crews ramp up for spring starts, it’s important that construction projects are properly protected. Swipe to see a qui...
04/09/2026

As crews ramp up for spring starts, it’s important that construction projects are properly protected. Swipe to see a quick rundown of core construction coverages, what they do, and why skipping them can put the project and your balance sheet at risk.

Want to review your current coverage or explore additional policy needs? Call our office today.

80's Hairband fans. We are giving away 4 Tickets to the Hairball Concert on April 4th. Enjoy a night of tributes to the ...
04/02/2026

80's Hairband fans. We are giving away 4 Tickets to the Hairball Concert on April 4th. Enjoy a night of tributes to the great Hairbands of the 80's. Just comment and share and let us know your favorite 80's Rock band. Winner will be announced at 4:00 pm April 3rd.

Additional info about the show can be found here: https://mountainamericacenter.com/hairball/

Hairball - Balls to the Wall Tour
Saturday, April 4 at the Mountain America Center
Opener is a local band called the High Desert Heathens
Doors open at 6 PM
Show starts at 7 PM

Spring is a season for fresh starts, and your home is no exception. Staying ahead of routine maintenance can help preven...
04/01/2026

Spring is a season for fresh starts, and your home is no exception. Staying ahead of routine maintenance can help prevent costly repairs and protect your investment. Swipe through for a few must-do items to add to your spring prep checklist ↩️

If we can be of help this spring or if you would like recommendations of local service providers for your regular spring maintenance, feel free to reach out. We’re here to help.

As we transition into fall, deer are more active, especially during dawn and dusk. With that in mind, it’s important to ...
03/11/2026

As we transition into fall, deer are more active, especially during dawn and dusk. With that in mind, it’s important to be extra vigilant on the roads throughout the season.

Here are some tips to keep you safe:

1️⃣ Drive slowly, and stay alert. Reduce your speed, especially in rural and wooded areas.
2️⃣ Always scan the shoulders for deer. At night, watch for the reflection of deer eyes in your headlights.
3️⃣ If driving at dawn or dusk, use your high beams when appropriate to increase visibility.
4️⃣ It may be tempting, but try to avoid swerving. If a deer appears, it's much safer to immediately brake and hit the deer than to swerve and risk a more serious accident.
5️⃣ Keep an eye out for more deer. Where there’s one, there are usually more.

If you have an incident with a deer and need guidance on filing a claim, we are always here to help. Stay safe and drive carefully this season.

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455 Constitution Way
Idaho Falls, ID
83402

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