Intermountain Wealth Management

Intermountain Wealth Management 'Likes' should not be considered a positive reflection of the investment advisory services offered by Intermountain Wealth Management.

Intermountain Wealth Management (IWM) is a Registered Investment Advisor (RIA). We are a “fee only” advisor and are different from most advisors in the financial industry. As an RIA we are held to a fiduciary standard of care for each client, which is different than many other advisors. We must put the best interests of our clients ahead of our interests. As risk managers, we do not subscribe to a

“buy and hold” philosophy. We believe there are times to increase our investment in stocks and there are times to reduce our stock exposure and move more to bonds and safer conservative investments. When risk is unacceptably high, we take protective action to reduce risk. We use the Hurricane Indicator™ to guide us through the storms of the stock market, helping to avoid potential large losses in client’s accounts. If the storm occurs, we have protected ourselves from the full force of the storm. If the storm doesn’t happen, then we move back into the market.

Your financial plan isn't a "set it and forget it" strategy — life events, market shifts, and tax law changes all requir...
05/19/2026

Your financial plan isn't a "set it and forget it" strategy — life events, market shifts, and tax law changes all require regular adjustments to keep your wealth on track. When did you last sit down with your advisor for a full financial review?

Regular financial reviews ensure your plan stays aligned with life changes, market shifts, and tax updates—keeping your wealth strategy on course.

Your financial plan shouldn't look the same at 25 as it does at 55 — from building an emergency fund in your early caree...
05/07/2026

Your financial plan shouldn't look the same at 25 as it does at 55 — from building an emergency fund in your early career to optimizing withdrawals in retirement, every stage of life calls for a different strategy. Where are you in your financial journey, and does your plan reflect where you're headed?

Learn how tailored financial planning can help you navigate every life stage with confidence and ensure your wealth strategy evolves as your needs change.

05/07/2026
Life throws curveballs like job loss or emergencies, but a solid emergency fund and diversified investments can keep you...
02/03/2026

Life throws curveballs like job loss or emergencies, but a solid emergency fund and diversified investments can keep you steady.
What's one financial step you're taking right now to prepare for the unexpected?

Life is full of surprises—some pleasant, others challenging. While no one can predict the future, financial preparedness is the key to navigating uncertainty with confidence. Whether facing a medical emergency, job loss, economic downturn, or unexpected expenses, having a solid financial strategy ...

Our office will be closed on January 1st 2026Our office hours for 2026 will be:Monday - Thursday 9-5Friday - By Appointm...
12/30/2025

Our office will be closed on January 1st 2026

Our office hours for 2026 will be:
Monday - Thursday 9-5
Friday - By Appointment only

Have a safe and Happy New Year!

RMDs are complete, all wrapped up tidy and neatRetirement accounts funded, checkAll that's left to do is wish you a Merr...
12/23/2025

RMDs are complete, all wrapped up tidy and neat
Retirement accounts funded, check
All that's left to do is wish you a
Merry Christmas from us to you

Our office will be closed on Thursday the 27th and Friday the 28thHave a safe and Happy Thanksgiving!Our office hours wi...
11/25/2025

Our office will be closed on Thursday the 27th and Friday the 28th
Have a safe and Happy Thanksgiving!

Our office hours will be changing in 2026
Our new hours will be:
Monday through Thursday 9-5
Friday – By Appointment only

11/13/2025

2026 IRS increased retirement contribution Limits:

Workplace retirement plans (401(k) 403(b), etc.)
Elective Deferral limit: $24,500 (up from $23,500 in 2025).
Catch-up contribution (age 50+): $8,000 (up from $7,500 in 2025).
Catch-up contribution (age 60-63 $11,250 (unchanged from 2025) for eligible participants, in addition to the standard deferral limit.
Total contribution limit (employee + employer):$72,000 (up from $70,000 in 2025)

Individual Retirement Account (IRAs)
IRA contribution limit $7,500 (up from $7,000 in 2025).
IRA catch up contribution (age 50+): $1,100 (up from $1,000 in 2025).

Other retirement plans
SIMPLE IRA contribution limit: $17,000 (up from $16,500 in 2025).
SIMPLE IRA catch-up contribution $4,000 (up from $3,500 in 2025).

Retirement doesn’t eliminate your tax obligations—traditional account withdrawals, RMDs, Social Security and capital gai...
09/02/2025

Retirement doesn’t eliminate your tax obligations—traditional account withdrawals, RMDs, Social Security and capital gains can all reduce what you actually keep. Start planning now: use retirement income projections, Roth conversions, account diversification, and strategic withdrawal timing to retain more of your nest egg.

Tax strategy isn’t about chasing loopholes or gaming the system. It’s about thoughtful planning, consistent action, and understanding how each financial decision today impacts your future income.With a bit of planning and the right support, you can keep more of your hard-earned money—and feel ...

Address

101 Park Avenue, Suite 204
Idaho Falls, ID
83402

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm

Website

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