09/08/2026
MYTH: “Life insurance is probably too expensive for me.”
REALITY: You might be surprised.
Healthy adults ages 18–30 overestimated the median cost of a $250,000, 20-year level term policy by approximately 10–12x in a recent study.
That's not a small misunderstanding.
And it raises a bigger question:
How many financial decisions do we postpone because of what we assume something costs rather than what it actually costs?
Education comes before strategy.
Source: 2025 Insurance Barometer Study, LIMRA & Life Happens.