01/15/2024
Do you know how your credit score is calculated? LETS GET INTO THE DETAILS😰
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1. Payment History - payment history is 35% of your credit card score, having late payments reporting is a 🚩 to the creditors and/or credit bureaus.
2. Credit Utilization - credit utilization is 30% of your credit score. You want your utilization to be under 30% at ALL TIMES and especially before the statement date. 10% utilization will give you the BEST scoring🤭
Those two are the MOST IMPORTANT as they make up majority of your credit scoring.
NOW, moving forward ➡️
3. Credit age - length of credit history makes up 15% of your credit score. 5 years is considered FAIR, 7+ years of history is considered GREAT.
4. Credit mix - how many different accounts you have reporting, makes up 10% of your credit score.
5. New credit - the amount of new accounts opened, makes up 10% of your credit score. 3-6 months of age, CREDITORS don’t like to see multiple new accounts opened, they look for AGED history.
Start your credit repair today, $500 for 5 months OR $150 down and $80 monthly💸 Biweekly/Monthly check ins! KLARNA, AFTERPAY & AFFIRM ACCEPTED.
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Guaranteed to see results within 30-50 days🔥
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Contact us TODAY:
📞(240) 898-7949
🌐 https://linktr.ee/jluxefinancialsolutions
📩 [email protected]
