Dowling & O'Neil Insurance Agency

05/01/2020

Our very own sales producer, Michael Duffley inspires others and shares his positive energy with every step. Way to go Mike! Thank you for reminding us all that behind every cloud there is light waiting to shine!

Mike Duffley walks a lot, a 5K everyday to be exact. And, he's grateful.

04/02/2020

As we've learned over the past few weeks, information and circumstances related to the COVID-19 pandemic are changing rapidly. During times like these, we know that our clients are looking for answers about how to stabilize their business, and Dowling & O'Neil is here to continue to support you with additional resources as they become available.

To facilitate this effort, we've put together a simplified resource guide for the Paycheck Protection Program which is part of the recently passed CARES Act. This guide provides direct links to the SBA for necessary applications, eligibility requirements, fact sheets, and a registration link to our newest webinar:"CARES Act 2020 and the Paycheck Protection Program-Learn How to Access Your Share of the $2.2 Trillion" where you can learn more about the Act, and how you can access some of the $340 billion in forgivable loans that are available to help businesses defray payroll, benefit costs, and operating expenses.

We at Dowling & O'Neil extend our sincerest hope that you, your families, and your employees are healthy and safe.

Paycheck Protection Program https://www.hilbgroup.com/paycheck-protection-program-ppp/
Sign Up for the webinar:
https://register.gotowebinar.com/rt/4820872909613810444
COVID-19 Information Center
https://www.hilbgroup.com/coronavirus/

The recent outbreak of the coronavirus (COVID-19) presents a potentially serious risk to the safety and welfare of employees and the financial health of companies. With employers facing the prospect of temporary business closures and employees who need time off unexpectedly, COVID-19 presents numero...

03/25/2020

FREE WEBINAR
FAMILIES FIRST CORONAVIRUS RELIEF ACT-Discussion and Options for Businesses
During these difficult times facing our country, we are here to provide information and guidance relative to the newly enacted Families First Coronavirus Relief Act and how your business may best utilize various provisions of this legislation.
Please join us on one of the six available dates and times. Please click on the link below to register.
https://attendee.gotowebinar.com/rt/1570006253224220940?source=New+England

During these difficult times facing our country, we are here to provide information and guidance relative to the newly enacted Families First Coronavirus Relief Act and how your business may best utilize various provisions of this new legislation.   From understanding furloughs and layoffs to benef...

03/13/2020

At Dowling & O’Neil, we are serious about safety. We are dedicated to the safety of our clients and our own employees and their families. We have the systems in place to run D&O remotely if needed and it is our expectation that it will be business as usual. The phones will be answered, claims will be adjusted and policy transactions will continue.
While we have not declared a no-visitor policy at this time, we ask that whenever possible you postpone your visit or e-mail or call your account representative.
We thank you for your understanding and flexibility in allowing us to continue to serve your insurance needs.

03/10/2020

Please vote for us, if our service always exceeds your expectations.

Vote Now!

03/03/2020

When we partner together with the leading specialists in our industry the possibilities are endless. Let us introduce you to D&O’s newest sales team member-Michael Duffley.
Michael has over a decade of experience in the insurance industry covering all aspects from homeowners to complex business policies. He will take the time to understand the risks you are facing thoroughly before developing an insurance program as unique as you are.
Contact Michael today 508.957.4237

02/27/2020

We recognize that our associates are our greatest asset and we promote a culture of high-performance that encourages career and professional development. As our associates grow professionally, we will grow as a company. We love celebrating success of our employees. Congratulations to Kathy MacRoberts for achieving TWO designations: ANFI (Associate in National Flood Insurance) & AINS (Associate in General Insurance). Way to go Kathy!

02/25/2020

A Personal Umbrella Policy will provide protection for the possibility of a judgment in excess of your present liability limits, which may arise out of the use or ownership of your home and autos, and for the personal activities of the members of your household. An umbrella policy is an inexpensive way to protect your assets especially for high risks such as: swimming pools, inexperienced operators, pet liability, tenants to name just a few.

02/21/2020

Massachusetts law prohibits operators of motor vehicles and bicycles from using any electronic device, including mobile telephones, unless the device is used in hands-free mode.

The “hands-free” law is effective as of February 23, 2020.

Penalty for violating the hands-free law:

1st offense – $100 fine.

2nd offense – $250 fine, plus mandatory completion of a distracted driving educational program.

3rd and subsequent offenses – $500 fine, plus insurance surcharge and mandatory completion of distracted driving educational program.

What does this mean for you?

Drivers who are 18 and over

Can only use electronic devices and mobile phones in hands-free mode and are only permitted to touch devices to activate hands-free mode.

Not permitted to hold or support any electronic device/phone.

Cannot touch phone except to activate the hands-free mode and can only enable when the device is installed or properly mounted to the windshield, dashboard, or center console in a manner that does not impede the operation of the motor vehicle.

Not allowed to touch device for texting, emailing, apps, video, or internet use.

Activation of GPS navigation is permitted when the device is installed or properly mounted.

Handheld use is allowed only if the vehicle is both stationary and not located in a public travel lane, but is not allowed at red lights or stop signs.

Voice to text and communication to electronic devices is legal only when device is properly mounted; use of headphone (one ear) is permitted.

Drivers who are under 18

Are not allowed to use any electronic devices. All phone use while driving is illegal, including use in hands-free mode.

Operators may use a cell phone to call 911 to report an emergency. If possible, safely pull over and stop before calling 911.

02/18/2020

Your home, furnishings and possessions are some of your most valuable assets. As experts in the coverage available, Dowling & O'Neil will find the most appropriate protection.

02/14/2020

Congratulations are in order! We are very pleased to announce that our team has gained an additional flood expert. Emily Montgomery has successfully obtained the ANFI designation (Associate in National Flood Insurance) offered by the Institutes. Now our agency has a team of nationally recognized flood experts! Emily works in our commercial lines department. With her newly acquired designation, she will ensure that your business - it’s building, the physical contents and assets - are protected from the damages that could result from a flood event. Emily will explain the various types of coverage available and arrange the most suitable coverage for you.