Zephyrus Financial Services

Zephyrus Financial Services Zephyrus Financial Services was founded on integrity. We are intentionally different from other firms. This information is not intended as tax or legal advice.

Zephyrus Financial Services is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment servic

es are offered. Advisory services are only offered by Investment Adviser Representatives. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Investment Services LLC nor any of its representatives may give legal or tax advice. Cetera Investment Services LLC exclusively provides investment products and services through its representatives. Although Cetera does not provide tax or legal advice, or supervise tax, accounting or legal services, Cetera representatives may offer these services through their independent outside business.

Please join us in celebrating Eli Santelman, Financial Advisor & Director of Marketing at Zephyrus Financial Services, o...
06/02/2026

Please join us in celebrating Eli Santelman, Financial Advisor & Director of Marketing at Zephyrus Financial Services, on his one-year anniversary with the firm!

In just one year, Eli has made a meaningful impact on the Zephyrus brand through his creativity, leadership, and high-performing mindset. His work has helped elevate our marketing, strengthen our message, and better share the mission that guides our firm: helping clients dream, plan, and invest with confidence.

This milestone is even more impressive as Eli has completed all of his financial exams, a major accomplishment that reflects his discipline, drive, and commitment to growing within the financial services industry.

Eli, thank you for the energy, excellence, and dedication you bring to Zephyrus. We’re grateful to have you on the team and excited for what’s ahead.

Congratulations on one year!

“What if they don’t go to college?” It’s one of the biggest questions families have when thinking about a 529 plan. The ...
05/29/2026

“What if they don’t go to college?”

It’s one of the biggest questions families have when thinking about a 529 plan.

The good news: a 529 may offer more flexibility than many people realize.

Funds can generally be used for qualified education expenses, which may include college, certain trade schools, apprenticeship programs, and student loan repayment. There may also be an option to move unused 529 assets into a Roth IRA for the beneficiary, subject to rules, limits, and eligibility requirements.

Every family’s path looks different. A 529 can be one way to help create more options for the future.

Zephyrus Financial Services can help you think through how education planning fits into your family’s bigger financial picture.

A great reminder from the Minnesota Twins game: success takes more than one good swing. ⚾Whether you’re on the field or ...
05/26/2026

A great reminder from the Minnesota Twins game: success takes more than one good swing. ⚾

Whether you’re on the field or planning for the future, it helps to have preparation, patience, and the right team around you.

Professional athletes often face unique financial decisions, but you don’t have to be a professional athlete to deserve thoughtful, personalized guidance.

At Zephyrus Financial Services, we believe every client should feel like they have a team in their corner, helping them plan for what comes next.

Go Twins!

In honor of 𝗠𝗲𝗻𝘁𝗮𝗹 𝗛𝗲𝗮𝗹𝘁𝗵 𝗔𝘄𝗮𝗿𝗲𝗻𝗲𝘀𝘀 𝗠𝗼𝗻𝘁𝗵, Zephyrus Financial Services recognizes the connection between financial welln...
05/20/2026

In honor of 𝗠𝗲𝗻𝘁𝗮𝗹 𝗛𝗲𝗮𝗹𝘁𝗵 𝗔𝘄𝗮𝗿𝗲𝗻𝗲𝘀𝘀 𝗠𝗼𝗻𝘁𝗵, Zephyrus Financial Services recognizes the connection between financial wellness and overall well-being, and our team is here to help.

Financial planning is 𝘯𝘰𝘵 just about numbers. It is about helping people feel 𝘮𝘰𝘳𝘦 informed, 𝘮𝘰𝘳𝘦 prepared, and 𝘮𝘰𝘳𝘦 confident about what comes next.

This month, we encourage you to check in with yourself, support the people around you, and remember that asking for help is a sign of strength.

𝗠𝗼𝘁𝗵𝗲𝗿’𝘀 𝗗𝗮𝘆 may be over, but the conversations it inspires shouldn’t be. 💐To moms and mother figures who protect, guide...
05/12/2026

𝗠𝗼𝘁𝗵𝗲𝗿’𝘀 𝗗𝗮𝘆 may be over, but the conversations it inspires shouldn’t be. 💐

To moms and mother figures who protect, guide, and sacrifice: thank you. 🙏

Supporting those who support us starts with 𝘁𝗵𝗼𝘂𝗴𝗵𝘁𝗳𝘂𝗹 financial planning.

Because legacy isn’t just about wealth.

It’s about impact. It's about ensuring:
• Your family is protected in unexpected times 📉
• Your children benefit from education savings 🎓
• Your wishes are clear with estate plans 🏠
• Loved ones are cared for beyond your lifetime ⌛

Financial planning is ultimately an act of 𝗹𝗼𝘃𝗲.

If you haven't already, take the next step: start a conversation, consult with a financial advisor, or review your own plans to ensure those you love are well taken care of.

𝗠𝗮𝘆 𝗗𝗮𝘆 is a reminder that hard work deserves more than a paycheck; it deserves a plan.In today’s market, financial conf...
05/06/2026

𝗠𝗮𝘆 𝗗𝗮𝘆 is a reminder that hard work deserves more than a paycheck; it deserves a plan.

In today’s market, financial confidence isn’t built overnight. It’s built through consistent decisions, long-term thinking, and access to the right guidance.

As we recognize the contributions of workers everywhere, here are 3 ways to strengthen your financial foundation in uncertain times:

✔️ 𝗥𝗲𝘃𝗶𝘀𝗶𝘁 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗴𝗼𝗮𝗹𝘀
Market shifts can create distractions. Staying aligned with your long-term priorities matters more than reacting to headlines.

✔️ 𝗕𝘂𝗶𝗹𝗱 𝗳𝗹𝗲𝘅𝗶𝗯𝗶𝗹𝗶𝘁𝘆 𝗶𝗻𝘁𝗼 𝘆𝗼𝘂𝗿 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆
Emergency savings, diversified investments, and risk awareness can help create stability when markets become unpredictable.

✔️ 𝗜𝗻𝘃𝗲𝘀𝘁 𝗶𝗻 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻
The more informed you are, the more confident your decisions become, especially during periods of economic uncertainty.

At 𝗭𝗲𝗽𝗵𝘆𝗿𝘂𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀, we believe financial security starts with opportunity, preparation, and a strategy built around what matters most to you.

What’s one financial goal you’re focusing on this quarter? 👇

Today, we’re celebrating a major milestone at 𝗭𝗲𝗽𝗵𝘆𝗿𝘂𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀: 13 years of leadership from our Director of W...
04/29/2026

Today, we’re celebrating a major milestone at 𝗭𝗲𝗽𝗵𝘆𝗿𝘂𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀: 13 years of leadership from our Director of Wealth Management & Senior Financial Advisor, Timothy Piehl.

In an industry that’s constantly evolving, consistency, integrity, and vision aren’t just nice-to-haves; they’re what build lasting trust. Tim has embodied all three since 𝗱𝗮𝘆 𝗼𝗻𝗲.

Over the past 𝟭𝟯 𝘆𝗲𝗮𝗿𝘀, his leadership has helped shape not only the direction of our firm but also the way we show up for clients, partners, and each other. From navigating market cycles to staying grounded in long-term strategy, his approach has always been centered on doing what’s right, not what’s easy.

Strong leadership isn’t about short-term wins. It’s about building something that lasts.

Grateful to be part of the journey, congrats on 13 years, Tim.

We had an amazing time hosting 𝗣𝗿𝗲𝘁𝘁𝘆 𝗚𝗿𝗲𝗮𝘁 𝗖𝗵𝗲𝗲𝘀𝗲𝗰𝗮𝗸𝗲 at 𝗭𝗲𝗽𝗵𝘆𝗿𝘂𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀 this week 🍰🙌From the over-the-top ...
04/24/2026

We had an amazing time hosting 𝗣𝗿𝗲𝘁𝘁𝘆 𝗚𝗿𝗲𝗮𝘁 𝗖𝗵𝗲𝗲𝘀𝗲𝗰𝗮𝗸𝗲 at 𝗭𝗲𝗽𝗵𝘆𝗿𝘂𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀 this week 🍰🙌

From the over-the-top cake shakes to the incredible cheesecakes, they brought the energy (and the sugar) and made our dessert day a huge hit. 😅

Thank you for stopping by and helping us create a fun experience for our team, clients, and community, we truly appreciate it! 👏

We’re turning Wednesday into a 𝗱𝗲𝘀𝘀𝗲𝗿𝘁 𝗱𝗮𝘆 😏🍰Pretty Great Cake Shakes & Cheesecakes will be at 𝗭𝗲𝗽𝗵𝘆𝗿𝘂𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗲𝗿𝘃𝗶𝗰...
04/20/2026

We’re turning Wednesday into a 𝗱𝗲𝘀𝘀𝗲𝗿𝘁 𝗱𝗮𝘆 😏🍰

Pretty Great Cake Shakes & Cheesecakes will be at 𝗭𝗲𝗽𝗵𝘆𝗿𝘂𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀 serving up over-the-top Cake Shakes, cheesecakes, and more!

📍 96 4th Ave NW, Hutchinson
⏰ 11:00 AM – 5:00 PM

Swing by, grab a treat, and make your day a little sweeter 🎉

As another 𝘁𝗮𝘅 𝘀𝗲𝗮𝘀𝗼𝗻 comes to a close, we continued a great 𝗭𝗲𝗽𝗵𝘆𝗿𝘂𝘀 tradition, taking time to celebrate the hard work ...
04/17/2026

As another 𝘁𝗮𝘅 𝘀𝗲𝗮𝘀𝗼𝗻 comes to a close, we continued a great 𝗭𝗲𝗽𝗵𝘆𝗿𝘂𝘀 tradition, taking time to celebrate the hard work behind it all. 💼

𝗖𝗿𝗼𝘄 𝗥𝗶𝘃𝗲𝗿 𝗪𝗶𝗻𝗲𝗿𝘆 was the perfect place to unwind, reflect and enjoy a well-earned break together. 🍇

Grateful for an incredible team and all that we’ve accomplished. Looking forward to everything ahead in 2026! 🥳

Address

96 4th Avenue NW
Hutchinson, MN
55350

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13202342501

Website

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