Morris Insurance Services

Morris Insurance Services Morris Insurance Services, located in Hurricane and St.Albans WV, provides auto insurance, home insurance, business insurance, and life insurance.
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Coverage cannot be bound via social media. You must talk to an agent directly to alter your policy. Morris Insurance Services is an independent agency serving customers in Putnam County, as well as Charleston and Huntington, WV. TJ Morris founded Morris Insurance Services in 1998 with the belief that he could provide quality insurance products with knowledgeable and friendly service. Morris Insura

nce Services is independently owned and operated. Our agents work with Erie Insurance, as well as other major insurance companies to provide our clients with the best solutions with auto, home, life and commercial insurance. With more than 71 years' combine experience, our team of professionals understand your insurance needs and find products that fit those needs, as well as your budget.

Today, our team wanted to share some key information about a life insurance policy issue we’ve seen over the years: insu...
08/27/2026

Today, our team wanted to share some key information about a life insurance policy issue we’ve seen over the years: insufficient coverage. Many people establish life insurance policies, then ignore them for years — even though their income has increased, and they’ve assumed greater financial responsibilities (such as getting married, having children, or taking on a mortgage).

Life insurance is designed to replace your income. If your paycheck supports your household, regardless of what that looks like, your coverage should reflect that responsibility. Swipe for key details on how to estimate your current life insurance needs and when it makes sense to review your policies.

If it’s been a while since you last reviewed your coverage, or if your income has changed significantly since we last spoke, our team would be happy to help you take a closer look and ensure everything still aligns with your current situation.

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a mome...
08/13/2026

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a moment to share some practical road safety reminders for this time of year.

The return to school brings one of the most significant changes in daily traffic patterns of the entire year. A few moments of extra caution can make an enormous difference. Swipe for a few traffic safety considerations for both motorists and parents of young children to keep in mind as back-to-school season approaches.

By staying alert, following the rules, and looking out for the most vulnerable people on our roads, we can all play a role in keeping the roads safe this school year.

Please feel free to share this with anyone in your network who might benefit from these reminders. And if you ever have questions or need assistance, we are always here to help leverage our expertise for your benefit.

08/07/2026

📞 Phone System Update *** phones are now working feel free to reach us at 304-757-5477 or 304-722-6443

We are currently experiencing an issue with our phone system, and our phones are temporarily unavailable.

While our phones are down, you can reach our office by TEXT ONLY at 304-355-0581, by email, or through Facebook Messenger.

Please note that coverage cannot be bound, changed, or canceled by text or Facebook Messenger without confirmation from our office.

We apologize for the inconvenience and appreciate your patience while the issue is being resolved. We will provide an update as soon as our phone service is restored.

Thank you for your understanding!
— Morris Insurance Services

Do you know the difference between term life and whole life insurance? If not, you are not alone — it is one of the most...
08/06/2026

Do you know the difference between term life and whole life insurance? If not, you are not alone — it is one of the most common questions people have when exploring life insurance for the first time. Swipe for a quick breakdown to help you understand how the two compare.

The right choice depends on your budget, your goals, and what you need your life insurance to do for your family. Have questions? Give us a call, and we are happy to help you find the right fit.

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on y...
07/28/2026

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on your property, is your current homeowners coverage prepared to respond?

Swipe to see some insurance considerations to keep in mind before you host a party this summer.

If you are planning to host this summer, now is the time to review your coverage and identify any gaps. Give us a call today. We’re here to help make sure you’re ready to welcome guests to your home this summer.

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related...
07/23/2026

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related claims tied to how you hire, manage, and support employees.

EPLI is designed to help protect your business against certain workplace-related claims, including wrongful termination, discrimination, harassment, retaliation, and decisions regarding hiring and promotions. These claims can be time-consuming, costly, and disruptive, regardless of a company’s size. Additionally:

✅ A single claim can lead to significant legal expenses, even if no wrongdoing is found.
✅ Leadership time and attention may be pulled away from running the business to handle a legal proceeding.
✅ Claims can involve not only employees, but also customers, vendors, or other third parties, depending on the situation.
✅ Situations can escalate quickly, especially when there are differing perspectives or limited documentation.

EPLI can help provide a financial backstop so one issue doesn’t disrupt your day-to-day operations or long-term plans.

If you would like to talk through adding EPLI coverage to your current portfolio or simply review your existing coverage, our team would be happy to connect and answer any questions you may have. Give us a call today, and we can get started.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an ...
07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

We’re incredibly grateful for the trust our clients and community place in us. Reviews like this mean so much to our tea...
07/15/2026

We’re incredibly grateful for the trust our clients and community place in us. Reviews like this mean so much to our team:

“Morris Insurance Services is ALWAYS my #1 referral for insurance services! When it comes to customer service, communication, honesty, etc… they are superior! Big thank you to Amanda Kemper for always taking my calls and always willing to help my clients!”

Helping people feel confident about their coverage is what we’re here for, and Amanda works hard every day to make that happen.

Thank you for the kind words and for recommending Morris Insurance Services! If we can help you or someone you know, visit morrisinsuranceservices.com or give us a call at 304-757-5477.

🇺🇸 Happy Fourth of July from all of us at Morris Insurance Services! 🇺🇸As we celebrate the freedoms we're blessed to enj...
07/03/2026

🇺🇸 Happy Fourth of July from all of us at Morris Insurance Services! 🇺🇸

As we celebrate the freedoms we're blessed to enjoy and the communities we're proud to call home, our office will be closed July 3-July 5 for the Independence Day holiday so our team can spend time with family and friends.

From backyard cookouts and hometown parades to fireworks lighting up the West Virginia sky, we hope your holiday weekend is filled with laughter, gratitude, and memories that last a lifetime.

Please have a safe and happy Fourth of July! We look forward to serving you when we return to the office on Monday.

In our line of work, we often see the outcomes of poor safety measures. With that in mind, we want to share a few key sa...
07/02/2026

In our line of work, we often see the outcomes of poor safety measures. With that in mind, we want to share a few key safety reminders for the July 4th weekend.

We wish each of you a safe and happy Independence Day! Please note that our office will be closed on Friday, July 3rd, in observance of the holiday and will reopen on Monday, July 6th.

Address

3353 Teays Valley Road
Hurricane, WV
25526

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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