Teresa Schmitt Loans - FirstBank Mortgage NMLS# 470438

Teresa Schmitt Loans - FirstBank Mortgage NMLS# 470438 Looking for the approachable lender with integrity, knowledge & a company with resources and a desir Call me!

Looking for the lender with integrity, knowledge, expertise and a company with resources and a desire to get our customers to a "Better Place"?

5.0 star review received on Experience.com for Teresa Schmitt by Beth H - Communication is always clear and timely with ...
05/26/2026

5.0 star review received on Experience.com for Teresa Schmitt by Beth H - Communication is always clear and timely with Teresa and Holly. They are my first lender choice to recommend.

Click to see all 729 reviews of Teresa Schmitt, Mortgage Banker | NMLS # 470438

5.0 star review received on Experience.com for Teresa Schmitt by Deron D - Took extra time fpr quick pre approval letter...
05/22/2026

5.0 star review received on Experience.com for Teresa Schmitt by Deron D - Took extra time fpr quick pre approval letters on multiple houses. Made sure we get a competitive rate up to the very last moment possible.

Click to see all 727 reviews of Teresa Schmitt, Mortgage Banker | NMLS # 470438

5.0 star review received on Experience.com for Teresa Schmitt by Herbert B - Teresa was always on top of things and kept...
05/14/2026

5.0 star review received on Experience.com for Teresa Schmitt by Herbert B - Teresa was always on top of things and kept us updated. A real professional!

Click to see all 726 reviews of Teresa Schmitt, Mortgage Banker | NMLS # 470438

5.0 star review received on Experience.com for Teresa Schmitt by Robert K - Ease of  whole  process
05/07/2026

5.0 star review received on Experience.com for Teresa Schmitt by Robert K - Ease of whole process

Click to see all 725 reviews of Teresa Schmitt, Mortgage Banker | NMLS # 470438

Condo financing is changing in 2026—and it’s a mix of good news and new challenges.Some buyers will see faster approvals...
05/07/2026

Condo financing is changing in 2026—and it’s a mix of good news and new challenges.

Some buyers will see faster approvals and more opportunities… while others may face stricter reviews and higher HOA requirements.

The key? Knowing what to look for before you buy.

If you’re thinking about a condo this year, let’s talk through it so there are no surprises.
https://myoc.io/teresaschmitt

5.0 star review received on Experience.com for Teresa Schmitt by Jeremy K - Teresa was on it as soon as I asked for anyt...
04/27/2026

5.0 star review received on Experience.com for Teresa Schmitt by Jeremy K - Teresa was on it as soon as I asked for anything and did a great job walking me through the entire process.

Click to see all 724 reviews of Teresa Schmitt, Mortgage Banker | NMLS # 470438

Trying to line everything up perfectly creates pressure.There are options that allow for more flexibility than most peop...
04/16/2026

Trying to line everything up perfectly creates pressure.

There are options that allow for more flexibility than most people realize. Ask us for details.
https://myoc.io/teresaschmitt

5.0 star review received on Experience.com for Teresa Schmitt by Jillian W - Teresa was  a  godsend!
04/10/2026

5.0 star review received on Experience.com for Teresa Schmitt by Jillian W - Teresa was a godsend!

Click to see all 723 reviews of Teresa Schmitt, Mortgage Banker | NMLS # 470438

5.0 star review received on Experience.com for Teresa Schmitt by Shawn O - This was an amazing experience! Teresa and he...
03/27/2026

5.0 star review received on Experience.com for Teresa Schmitt by Shawn O - This was an amazing experience! Teresa and her team were very knowledable, responsive, supportive and friendly. They guided me thgrough the whoile process in a very timely manner, coordinated with the VA. They kept me informed, and always were there to answer my questions. This was one of the best customer experiences I have ever had. Thank you!!!

Click to see all 721 reviews of Teresa Schmitt, Mortgage Banker | NMLS # 470438

5.0 star review received on Experience.com for Teresa Schmitt by Elizabeth P - We had a great experience working with Te...
03/11/2026

5.0 star review received on Experience.com for Teresa Schmitt by Elizabeth P - We had a great experience working with Teresa. She answered all of our questions (and we had a lot!) and kept us informed throughout every step of the process, which made everything feel much less stressful. This was our second time working with her, and once again she was fantastic. She’s always professional, responsive (even after normal work hours!), and truly cares about making the process smooth. We highly recommend Teresa and her team!

Click to see all 720 reviews of Teresa Schmitt, Mortgage Banker | NMLS # 470438

Address

720 Gallatin Street Suite 150
Huntsville, AL
35801

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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