What are the opening hours?

Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Heidi Richey-Planet Home Lending

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Huntsville, AL
Heidi Richey-Planet Home Lending

Heidi Richey | NMLS ID # 1167696

Huntsville, AL 35801 | Branch NMLS ID # 1798848 We know a home isn’t just where you live.

It’s midnight snacks and lazy weekend mornings. It’s memories of the past and planning for the future. And it’s the biggest investment of your life. At Planet Home Lending, we want to make sure you get the right home loan for your financial goals. Whether it’s a purchase or refinance, cash-out or remodel, we offer great loan products, excellent service, and a dedication to your needs that doesn’t

end at closing. That’s what we mean when we say, “We’ll get you home.“

Heidi Richey | NMLS ID # 1167696
927 Merchants Walk Suite C, Huntsville, AL 35801 | Branch NMLS ID # 1798848
Planet Home Lending, LLC NMLS ID # 17022
Equal Housing Lenderwww.nmlsconsumeraccess.org
Privacy Policy: https://planethomelending.com/privacy-policy
Social Media Disclaimer: https://planethomelending.com/social-media-disclaimer
Licensing Information: https://planethomelending.com/licensing/

09/01/2026

Do you feel priced out of the housing market? A Renovation Purchase loan might be an affordable way into homeownership. This allows you to take that fixer-upper in your dream neighborhood and cover the purchase and repairs in one loan. Once you find the home, a contractor puts together a bid and scope of work, and we get the house appraised as if the renovations are already done! Once you close, the funds go directly to your contractor so work can start.

https://myoc.io/HeidiRichey

08/28/2026

New credit makes a smaller, but still significant impact on your overall credit score. Too many new applications that require hard inquiries can ding you, but they typically only impact your score for one year.
https://myoc.io/HeidiRichey

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

08/26/2026

Found "the one" but your current home hasn't sold yet? With Planet Home's Buy Now. Sell Later. program, you can make a strong, non-contingent offer on your next home. Then you can sell your current one on your own timeline, not the market's. No more losing out to a cash buyer. No more missing out on homes you love. Just one more thing less thing standing between you and moving day.
https://myoc.io/HeidiRichey

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

08/24/2026

Showing the credit bureaus that you can handle different types of credit makes up 10% of your total score. It's best to have a mix of revolving accounts, such as credit cards, and installment accounts, like car loans.
https://myoc.io/HeidiRichey

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

08/21/2026

Which home style are you? Swipe through and tally your answers. Then tell me your result in the comments!
https://myoc.io/HeidiRichey

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

08/19/2026

Pick an emoji, we'll match you with a loan!
Planet has a loan for your unique situation. Reach out to me today to find yours!
https://myoc.io/HeidiRichey

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

08/17/2026

How long you've had open credit makes up 15% of your total score.
Older accounts in good standing act as your financial resume.
https://myoc.io/HeidiRichey

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

08/14/2026

Amortization describes how mortgage payments are applied over time.

Early in the loan:
➡ More of the payment goes toward interest
Later in the loan:
➡ More goes toward paying down the loan balance

Making extra payments toward principal may reduce the loan balance faster.

Interested in seeing an amortization example? Comment “AMORTIZATION.”
https://myoc.io/HeidiRichey

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

08/12/2026

"A condo for graduation? It's possible! It's a FHA loan feature more people have never heard of: parents or other family members can cosign as a non-occupant co-borrower and help a child qualify for a home.
Instead of paying rent for four years, you could be building equity. When they graduate, keep it as a rental, sell it, or let them keep living there.
Message me for details and I'll break down how it works!"
https://myoc.io/HeidiRichey

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

08/11/2026

Are you looking to use your home's equity to reach other financial goals, like maybe paying for college tuition? A Home Equity Line of Credit (HELOC) or a home equity loan may be a good option for you. It's your money, already sitting in your home, ready to be put to work when you need it most.
https://myoc.io/HeidiRichey

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

Address

7027 Old Madison Pike NW Ste 108 Off C2
Huntsville, AL
35806

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Telephone

+12564262733

Website

https://planethomelending.com/mortgage-loan-officers/alabama/huntsville/heidi-richey/

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