07/10/2026
“Should I wait?”
It’s one of the most common questions we’re hearing right now.
The Texas market looks very different than it did just a couple of years ago. Buyers have more negotiating power, more inventory to choose from, and more opportunities to save money.
Here’s a real example:
A $400,000 home is reduced by $15,000, and the seller agrees to pay $10,000 toward closing costs and a rate buydown.
That’s a $25,000 swing that simply wasn’t common during the competitive market a few years ago.
Could interest rates come down? Absolutely. But when they do, more buyers typically enter the market, competition increases, and home prices often follow.
You can refinance your interest rate.
You can’t refinance the price you paid for your home.
Every situation is different. That’s why we don’t make predictions. We run the numbers, explain your options, and help you decide what makes the most financial sense for your family.
If you’ve been waiting, let’s have a conversation. The real numbers may surprise you.
