11/02/2026
November is Military Families Month, and we want to recognize everyone who has served and the families who serve alongside them.
If you're a veteran, active duty service member, or a member of the National Guard or Reserve, your VA loan benefit is one of the strongest mortgage options available. Here's why:
No down payment required in most cases.
No monthly mortgage insurance.
Competitive interest rates.
Flexible credit guidelines compared to many other loan types.
A VA funding fee applies for most borrowers, though some are exempt, including many veterans who receive VA disability compensation. We can tell you exactly what applies to you.
The benefit can also be used more than once, so if you've used it before, you may still have entitlement left.
If you've earned it, let's put it to work. Reach out and we'll walk you through your options.
📞 (256) 572-0343
✉️ [email protected]
🌐 JoshBarnesLoans.com
