Anthem Advisors

06/01/2026

One thing I've noticed over the years is that most people don't need a completely new financial plan halfway through the year.

What they need is a reminder of why they created the plan in the first place.

Life has a way of distracting us. Markets move. Headlines change. Family circumstances evolve. Before long, we're spending more time reacting than thinking.

A mid-year review gives you a chance to slow down and ask whether your decisions are still aligned with the future you're working toward.

That's especially important if retirement is getting closer. The goal isn't just to arrive at retirement with enough money. The goal is to arrive there with confidence, clarity, and a sense that you've stewarded what you've been given well.

05/27/2026

Cavett Cooper (CEO & Sr. Financial Advisor)

I’ve spent some time out of the office over the past few weeks, and as I look back on the incredible places the road has taken me over the last few weeks, "grateful" just barely begins to describe how I’m feeling. Leading Anthem Advisors is an honor and privilege every day, but getting to step away to sharpen my vision, connect with incredible peers, and dig deep into what it means to lead with purpose is a whole different level of blessing.

Three recent experiences have left a lasting mark on my heart and mind, and I wanted to share a few quick reflections:

The OneAscent Summit Club: It was a true privilege to join the annual award trip celebrating the top 7 OneAscent firms. Being recognized among this group, advisors who consistently exemplify excellence in growth, service, and Kingdom impact, is incredibly humbling.

A special thank you to Anthem’s incredible clients: This recognition is a direct reflection of your trust and partnership. Without you allowing us to walk alongside you on your financial journey, this award trip wouldn't be possible. Thank you for letting us serve you.

The Champions Mastermind at Kingdom Advisors HQ: Spending time at headquarters for this CKA mastermind group was exactly what was needed as I work through and clarify the vision for Anthem.

To my mastermind peers: Thank you for your incredible insight, sharp wisdom, and constant encouragement during our time at Champions. Iron truly sharpens iron, and I am better for the time spent collaborating with you all.
Hosting a Journey of Generosity (J.O.G.): To cap it all off, I had the deep privilege of hosting a J.O.G. at The Vision Ministry, beautifully led by an exemplary Generous Giving facilitator.

To the brave and generous participants: Thank you for stepping into that room with such open hearts and vulnerability. Your willingness to dive deep into what radical stewardship looks like was profoundly inspiring and a beautiful reminder of what matters most.

As I step back into the daily rhythm at Anthem Advisors, my cup is completely full. Growth, excellence, alignment, and generosity aren't just business metrics; they are the heartbeat of what we do. I’m returning to the team and to our clients completely sharpened and energized, with a clear vision and immense gratitude for the community we are building together.

The best is yet to come!

05/26/2026

In this week’s Anthem Angle, Davis Mobley discusses how rising inflation concerns and “bond vigilantes” are pressuring interest rates while also highlighting the importance of thoughtful retirement distribution strategies and tax-efficient withdrawal planning.

05/22/2026

Spent yesterday volunteering at the Food Bank of North Alabama. Thankful for the chance to serve our community.

05/18/2026

What does peace of mind actually cost when it comes to your financial life?

There was a couple I sat with recently who, on paper, were doing really well. They had a strong income, pensions building in the background, and meaningful savings set aside. Nothing was obviously out of place. Still, he kept coming back to one thing. He wanted the house paid off.

I understand that instinct. There is something about being debt free that feels like control, like things are finally settled. So I asked him what paying off the house would actually give him, and he did not hesitate. Peace of mind.

What made the conversation more interesting, though, was something he had shared earlier. He wanted the option to step away from work in the next ten to fifteen years, not because he had to, but because he could. That is where the tension began to surface.

At a 2.9 percent mortgage rate, this was not just a mortgage conversation. It was a tradeoff between eliminating a payment and building enough flexibility to make work optional. Instead of forcing a decision one way or the other, we reframed it. The goal was not to choose between the two, but to pursue both with intention. That meant continuing to pay the house down while also investing consistently and building toward the next phase of life.

Because being debt free and being free to choose what comes next are not always the same thing.

This is where stewardship comes into focus. It is not simply about eliminating debt as quickly as possible. It is about asking what this money is meant to do and aligning decisions accordingly. When you begin to see money as something entrusted to you rather than something you simply own, your perspective shifts. You start making decisions that are not just safe, but thoughtful and aligned with a larger purpose.

In the end, the goal is not just to be debt free. It is to be free to live the life you feel called to. Pressing into the tension, for the sake of freedom.

05/15/2026

I’ve had a number of conversations lately that keep circling back to the same idea, just from different angles. The difference between seeing your wealth as something you own versus something you’ve been entrusted with.

It sounds subtle, but it plays out very practically. One way to surface it is to take a real decision you’re facing right now and slow it down just enough to examine it. Maybe it’s how much to give. Maybe it’s a large purchase. Maybe it’s how aggressively to invest at this stage.

Instead of jumping straight to the answer, sit with the question underneath it. What outcome am I actually trying to produce with this decision? And does that outcome line up with what I believe this money is for?

Most people haven’t taken the time to connect those dots directly. And when they do, the decision tends to feel clearer. Not always easier, but clearer in a way that feels more grounded. That’s usually where stewardship moves from an idea into something lived out.

05/13/2026

Market uncertainty often leads to one key question: “Should I be doing something different right now?”

It’s a reasonable question. But uncertainty itself is not unusual—it’s a consistent part of investing.

What tends to make the biggest difference over time is how we respond:

• Staying focused on long-term goals

• Avoiding reactive decisions

• Keeping a plan aligned with what matters most

In periods like this, clarity often comes not from changing direction, but from revisiting the purpose behind your plan.

We shared a few thoughts on how to navigate uncertainty with a steady approach in our latest article.

Investing in uncertain markets can be challenging, yet staying the course offers potential rewards. Learn how a long-term strategy can benefit investors.

05/11/2026

In this week’s Anthem Angle, Davis Mobley discusses the market’s sharp turnaround following easing Middle East tensions and highlights how thoughtful RMD planning can help retirees avoid higher Medicare premium surcharges later in life.

05/08/2026

There was a couple I sat with recently who are in a season a lot of people say they want, but don’t always know how to move into.

They’re both still working, just not the way they used to. He’s working about three days a week, and she’s working part time, too. Strangely, at one point he said, “I don’t feel the least bit retired.” And I remember thinking… that actually makes sense. Because what’s happened here isn’t really retirement, it’s just that the pressure has come off!

They didn’t have to shut everything down to get freedom. They just built enough margin, over time, to start doing things differently. And I think this is where many people get stuck. It feels like you either keep going at the same pace, or you stop completely. And most people don’t really want either one.
But when you step into a season of transition, even just part time, the conversation(s) change(s).

Now, we’re not sitting there saying, “Okay, we need to turn Social Security on as soon as we can.” We can slow it down a little and ask, do we even need it yet? What happens if we wait a few years? And that’s really the shift. He’s still working. He’s still engaged. He just doesn’t have to do it the same way.
And when that’s true, you’re not making decisions because you have to… you’re making them because you choose to.

Financial clarity that creates space to live with purpose.

05/04/2026

There’s a point I see people reach, usually somewhere in their late 50s or early 60s, where the questions start to change.

Up until then, most of the focus has been on building. Saving, investing, staying disciplined. And a lot of the people I sit with have done that part really well.

Then the conversation shifts. It turns into something more like… how does this actually turn into income I can live on without second guessing every decision?

One of the simplest ways to see whether that’s been thought through clearly is to walk through your income plan out loud. Not in general terms, but specifically.

Where does your income come from first? What accounts are you drawing from early on, and which ones are being preserved? What changes if the market isn’t cooperating in the first few years?

If those answers feel a little unclear, that’s usually where the uneasiness is coming from. At this stage, you’re not just managing a portfolio. You’re managing a sequence of decisions that will affect how long that portfolio lasts and how freely you can live. Clarity there tends to bring a different kind of confidence.