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Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

FT Home Loans, Inc.

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United States
Huntsville, AL
FT Home Loans, Inc.

FT Home Loans Inc. is an independent mortgage banking company and an equal housing opportunity lender

10/14/2026

We love hearing from borrowers who felt supported throughout their home loan experience! 🏡

Another great review for William Hancock highlights what we want the FT experience to be all about- helpful guidance, good communication, and someone there to help from start to finish.

Thank you for trusting William and FT Home Loans with your mortgage!

10/12/2026

Don’t let the down payment be the reason you don’t ask about buying a home.

There’s no single down payment that works for every buyer. Depending on your qualifications, you may have access to low down payment options, down payment assistance, or even 100% financing through programs such as USDA or VA.

At FT Home Loans, we can look at your individual situation and help you understand which options may be available to you.

10/09/2026

For qualified Native American homebuyers, there may be a home loan option worth knowing about. 🏡

The HUD Section 184 Indian Home Loan Guarantee Program is specifically designed to expand access to homeownership for eligible Native American and Alaska Native borrowers and can offer lower down payment requirements than many buyers may expect.

Whether you’re purchasing your first home or making your next move, our team can help you understand the program, eligibility requirements, and what your options could look like.

10/07/2026

Got a mortgage estimate? Before you sign, let’s take a look at it. 👀

Closing costs are an important part of the overall cost of your home loan, so make sure you’re asking questions and reviewing your estimates, not just comparing interest rates or monthly payments.

If you already have an estimate in hand, send it to FT Home Loans for a FREE review. We’ll help you break down the numbers, understand the costs, and know what questions you may want to ask.

The more you understand about your loan, the better prepared you’ll be to make the decision that works for you.

10/06/2026

Another great review, and another reason we’re proud to have Jimsie Looper on the FirstTrust team! 🏡

Buying or refinancing a home comes with plenty of questions, and having a loan officer who takes the time to guide you through the process can make all the difference.

Thank you to our borrower for trusting Jimsie and FT Home Loans and for taking the time to share your experience!

10/01/2026

There’s nothing better than hearing that one of our loan officers made the homebuying process a little easier. 🏡

We’re proud to have Hunter Strong on the FirstTrust team, helping borrowers understand their options, answering questions along the way, and keeping things moving from application to closing.

Thank you for the kind words and for trusting Hunter and FT Home Loans with your home financing!

09/30/2026

Buying a home doesn’t always mean having a huge down payment saved first. 🏡

There are a variety of down payment options available, and for qualified buyers, there may also be down payment assistance programs that can help make homeownership more attainable.

And depending on the loan program, you may have options that require little or even no down payment, including USDA and VA financing for eligible borrowers.

Don’t count yourself out based on what you think you need to have saved. Talk with us first, and let’s look at the options available to you.

09/28/2026

Your next rental property could do more than generate income- it could help you qualify for financing.

A DSCR loan looks at the rental income a property is expected to generate compared to its projected mortgage payment, rather than relying on your personal income to qualify. Effectively - your personal income does not factor in!

For real estate investors, that can mean greater flexibility when purchasing another rental and growing an investment portfolio.

🏡 Have your eye on an investment property? Talk with FirstTrust Home Loans about whether DSCR financing could work for you.

09/21/2026

🏡 Your current home could help you get into your next one.

If you’ve built equity in your home, a HELOC may be a useful bridge to your next purchase, giving you access to funds that could help with a down payment or other costs associated with buying your next home.

And if your plan is to keep your current home and turn it into a rental property, you may be able to make that move without selling first.

There’s more than one way to get from the home you have to the home you want. Talk with our mortgage team to see what options may work for you.

09/16/2026

Thinking about buying a home? 🏡 Start by running the numbers.

Our mortgage app includes a built-in mortgage calculator that makes it easy to explore different home prices, down payments, and estimated monthly payments, all right from your phone.

And when you're ready to take the next step, everything you need to connect with your loan officer is right there, too.

📲 Download the app, crunch the numbers, and see what could work for you.

Address

3501 Merchants Walk
Huntsville, AL
35801

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://myfthomeloans.com/

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