WG Financial Group

09/01/2026

Huntsville Office: We are seeking a highly motivated licensed individual who is Reliable, Operates with integrity, Gets Stuff Done, has the Heart of a Servant and is Truthful. If you know this person, please have them reach out.

The Associate Advisor’s primary responsibility is to provide a cohesive illustration of the proposed plan as designated per client-specific needs/goals. The client’s goals/needs are at the forefront of this position’s responsibilities, as it is important to accurately capture information regarding the client’s current state and future goals concerning their financial picture. This role is essential to the interim steps leading from a Prospect’s Discovery Meeting to Client Implementation.

The following job duties/responsibilities:

-Prioritize daily tasks and issues related to case design and retirement planning.
-Operate with a proactive approach to advisors & clients.
-Complete internal/external servicing requests concerning case design
-Maintain CRM and update database with all applicable notes/steps related to case design
-Generate and provide various reports to Advisors-
-Assist with the development of client case designs
-Assist Advisors with pre-appointment preparation
-Gather account values and complete review summary for upcoming appointments.
-Build plans in Money Guide Pro

PREFERRED SKILLS

-Prior experience working in the financial industry
-Life insurance and/or securities license like series 65
-Detail-oriented; Process-driven
-Highly organized with strong follow-through
-Excellent time management skills
-Demonstrates persistence to achieve high-quality work and provide superior service to both internal and external clients
-Problem-solving-ability to find a solution without supervision
-Ability to work independently
-Must be a team player committed to our common goal

08/25/2026

https://www.facebook.com/share/p/1F2LQJrQTH/

No Cost to Attend

08/13/2026

08/01/2026

https://www.waff.com/2026/07/31/new-bipartisan-bill-aims-secure-social-securitys-long-term-future/

The bipartisan bill would bypass standard congressional delays and filibusters, forcing immediate action on a 50-year solvency plan.

07/31/2026

Nathan Trotter, our Huntsville intern, leaves us today to finish his senior year at college. We’ll see him back next July!

07/31/2026

WAFF 48 clip from this morning.

Hoping Congress can get their act together and protect our retirees!

(Note- a lot was cut from the interview) 😁

07/30/2026

Just finished a Zoom interview on Social Security with WAFF 48 in Huntsville. Should air tomorrow morning in the 6a hour.

07/28/2026

For your kids and grandkids:

This is the value we offer at our firm, we care about your entire family. This is what I call the Tax Free Triple Play.

-Section 530A Account
-529 plan
-Roth IRA

Section 530A Account, a.k.a. Trump Account
Kids born between 1/1/2025 and 12/31/2028 are eligible for $1,000 of seed money from the government.
Any child under the age of 18 is eligible for the $5,000 annual contribution. You cannot contribute in the year the child turns 18. Contributions are not tax deductible for the donor.

Step One: Section 530A Account
Open a 530A account at trumpaccounts.gov.
Max out each year. Current amount is $5,000 per year and it’s set to index to inflation in 2028.
If you do this and your child is eligible for the seed money, a fully maxed out Trump Account would have close to $191,000 by age 18, with an assumed 8% rate of return.
At age 18, the account becomes an IRA. At that point, consider a Roth conversion while in a low tax bracket. This conversion could take place over a few years to ensure a low tax bracket.
The original deposit amounts of $5,000 per year will not be taxed during the conversion, roughly $90,000.
Note: Taxes will need to be paid from an outside source.

Step 2: 529 Plan
When your child is born, open a 529 plan.
Seed it with $5,000.
Contribute $300 per month for the next 17 years.
Assuming an 8% rate of return, the balance in the 529 plan will be roughly $140,000.
At the age of 18, your child, the beneficiary of the 529, can Roth convert with no tax $35,000 of the 529.
That leaves about $105,000 to help pay for college. If you want more, put more in the 529.
Note: You can only Roth convert up to the contribution amount for each year totaling $35,000. For example, the contribution amount for someone under age 50 in 2026 is $7,500. Therefore, you could only convert $7,500 this year, and up to the contribution amount in subsequent years, taking around 5 years to complete. Max total conversion amount can only be $35,000.
Note: If you live in a state like AL, the person making the 529 plan contribution receives a state tax deduction. See your specific state for tax law eligibility.

Step 3: Roth IRA
When the child is eligible to work, open a Custodial Roth IRA.
If they start working at the age of 15, they can make a $7,500 contribution to a Roth IRA as long as they have at least $7,500 in earned income, job income.
Note: To make a Roth IRA contribution, you need earned income. The age doesn’t matter as long as the income is earned income.
Assumptions at age 25 with an 8% rate of return:

Trump Account conversion of $191,000 to Roth and held until age 25:
~$327,340

529 plan Roth conversions over a 5-year period and held until age 25:
~$52,277

Roth IRA contributions maxed out from 15 y/o to age 25:
~$108,649

Potential Tax-Free Roth money for your grandkid by age 25:

~$488,267

Age 50 with no further contributions:

~$3,343,885

Parents and grandparents, look at stacking these together so you don’t miss an opportunity to set your grandkids, or kids, up for future success with a few dollars and the power of compounding.

(Numbers are estimates based on a few assumptions noted above. The key point here is time and compounding, while stacking these three together.)

Tax Free Triple Play

07/28/2026

Emily: Cris, you sure about that?

07/28/2026

Cris, we need to fix one of your 53 hairs on your head- it's standing up.