Taylor Weiner Team- PRMG Home Loans, NMLS #263090

Taylor Weiner Team- PRMG Home Loans, NMLS #263090 Committed to Providing You The Ultimate Mortgage Experience, whether you're refinancing or buying a

09/19/2024

Step #4 of Refinancing a mortgage is to shop around to compare rates, terms, and products. 🛒 🖥️

Many mortgage lenders, like PRMG, offer rate quotes and list product information online for potential and current homeowners to view. This can be overwhelming, so we encourage you to take your time to shop around and compare before honing in on PRMG as your favorite and preferred vendor!

Get started with PRMG today!
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Are you finding these tips helpful? Share your feedback with us. 👀

09/18/2024

Today is the conclusion of a Federal Reserve meeting! 🚨 If you are curious about how this affects you and your homebuying goals, contact your PRMG representative to learn more.

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Prepping for retirement can be stressful! If you own a home, applying for a reverse mortgage or HECM - Home Equity Conve...
09/10/2024

Prepping for retirement can be stressful! If you own a home, applying for a reverse mortgage or HECM - Home Equity Conversion Mortgage, can enhance your retirement!

Here's how:
✨ Increase Your Quality of Life
💵 Offer Immediate Financial Assistance
📝 Serve As Part of a Comprehensive Financial Plan

Make the most of your retirement! Connect with your local PRMG representative to learn more!
📧 [email protected]

Protecting homes while protecting ourselves! Today, we celebrate National Mortgage PPE (Personal Protective Equipment) D...
09/09/2024

Protecting homes while protecting ourselves! Today, we celebrate National Mortgage PPE (Personal Protective Equipment) Day, honoring the commitment to safety and well-being in the mortgage industry. Let's continue to prioritize health and safety for our clients and team members alike. 🏡🛡️

09/05/2024

Hearing the news that your offer for your dream home has been accepted is so exciting! Now its time to close and prepare to start paying your monthly mortgage payment. 💵

Here are four things that typically make up your mortgage payment so you are aware of what you are paying for!

Have questions? Reach out to our PRMG team today!
📧 [email protected]

Have you heard of a merged credit report? 📄A merged credit report combines consumer credit report information from multi...
09/03/2024

Have you heard of a merged credit report? 📄

A merged credit report combines consumer credit report information from multiple credit bureaus. These are commonly used in mortgage lending, where lenders have to make decisions about large loans. 🏡💰

There are three kinds of merged credit reports:
• Automated merged credit reports: Combine credit reports from multiple repositories into a single report.
• Joint merged credit reports: Include credit data from more than one applicant's credit repositories.
• Tri-merge credit reports: Also known as 3-in-1 or three-bureau reports, these combine information from the three major credit bureaus in the United States: Experian, Equifax, and TransUnion. Tri-merge reports can provide a comprehensive view of an individual's or business' credit history, including credit accounts, payment history, outstanding debts, and negative items. Lenders often order tri-merge reports to get a better picture of an applicant's creditworthiness, especially when the applicant is applying for a large loan.

Connect with your local PRMG team representative today to learn more!
📧 [email protected]

If you are looking to buy a home this year, do you know the steps that go into the home buying process? 🏠PRMG has the en...
08/29/2024

If you are looking to buy a home this year, do you know the steps that go into the home buying process? 🏠

PRMG has the entire process covered so you can make sure you can buy a home like a pro! 🤓

Any questions? Reach out to our PRMG team to walk you through the home buying process in more detail.
📫 [email protected]

Happy 109th birthday to the United States Marine Corps Reserve! Thank you for your service and sacrifice in defending ou...
08/29/2024

Happy 109th birthday to the United States Marine Corps Reserve! Thank you for your service and sacrifice in defending our nation.

Let us return the favor by helping you achieve your homeownership goals!

Learn more about VA Loans at https://prmg.net/va-home-loans/

Today is National Mortgage E-Close Day! This day highlights the benefits of electronic closing (e-closing) technology in...
08/28/2024

Today is National Mortgage E-Close Day! This day highlights the benefits of electronic closing (e-closing) technology in the mortgage industry. E-closing streamlines the closing process by allowing borrowers to review and sign documents digitally, reducing paperwork and increasing efficiency. ✨

Celebrating this day recognizes the convenience, accuracy, and time-saving advantages that e-closing brings to borrowers and lenders alike, revolutionizing the closing experience.

Today, we are defining the fundamentals of a home mortgage! 🤓🏡Let's start with the loan term — if you're not paying 100%...
08/27/2024

Today, we are defining the fundamentals of a home mortgage! 🤓🏡

Let's start with the loan term — if you're not paying 100% cash for a home, you'll need a home loan! A loan term defines the number of years it will take to pay off a loan by using the payment amount, repayment schedule and total interest over the life of the loan. Most mortgages have a loan term of 15 to 30 years.

In addition to the loan term, the Loan-to-value ratio (LTV) is a metric that compares the loan amount to the value of the property. A borrower's LTV can be determined by dividing the mortgage balance by the appraised value of the property. A higher down payment will result in a lower LTV and determine if the borrower must pay private mortgage insurance (PMI).

Connect with our team to learn more!
📫 [email protected]

Did you know that about 66% of the population owns a dog? That makes dogs the most popular home pet! Finding a place to ...
08/26/2024

Did you know that about 66% of the population owns a dog? That makes dogs the most popular home pet! Finding a place to call home for your pet is just as important as finding a place for your human family! 🐾

Celebrate National Dog Day by connecting with PRMG today to find the best home loan solutions for you and your furry friend! Is it a bigger backyard for fetch or more indoor space to roam?

🐕 Post a picture of you and your dog today and use the hashtag

When buying a home, one of the biggest decisions to make is whether you will seek out a 15 year mortgage or a 30 year mo...
08/23/2024

When buying a home, one of the biggest decisions to make is whether you will seek out a 15 year mortgage or a 30 year mortgage. 🏠💰

There are pros and cons to both, depending on what you want your homeownership journey to look like. Luckily, we have gone ahead and highlighted a few key facts about each mortgage option to help you out! 🙌

PRMG is here to guide you in your home-buying journey, reach out today.

📧 [email protected]

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16400 Pacific Coast Highway Suite 208
Huntington Beach, CA
92649

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