Josh Lewis - Certified Mortgage Consultant

11/21/2023

Great episode of the The Educated HomeBuyer Podcast this week as we were joined by Barry Habib answering the question of "What's Next For Home Prices and Interest Rates."

Check it out if you're in the market or share it with friends and family who are.

The Future Of The 2024 Housing Market Will Largely Depend On What Happens To Mortgage Rates and Housing Affordability. Will The Housing Market Crash in 2024?...

09/19/2023

Check out this week's podcast episode where Jeb and I discuss whether the 2017 Tax Cuts and Jobs Act completely eliminated the tax benefits of home ownership.

Hey there, homeowners and potential buyers! We've just released a brand new episode, and it's all about tax benefits of owning a home versus renting. 🤓🏠

In this episode, Jeb and Josh dive into the nitty-gritty details of the tax benefits that come along with homeownership and how they've evolved over time, especially after the Tax Cuts and Jobs Act of 2017. Here are 5 key takeaways that you'll learn:

🔑 1. The primary tax benefits of owning a home are the mortgage interest deduction and the property tax deduction.
🔑 2. The 2017 tax cuts increased the standard deduction, making it more beneficial for some to take the standard deduction instead of itemizing deductions.
🔑 3. Higher interest rates may still provide a benefit for itemizing deductions if your interest payments exceed the standard deduction amount.
🔑 4. Tax benefits can vary based on factors such as tax filing status, mortgage size, interest rate, property taxes, income, and state income tax rate.
🔑 5. It's important to consider personal circumstances and consult with professionals to determine if buying a home and the associated tax benefits are the right fit for you.

And here's a fun fact from the episode: Did you know that back in 1996, you could buy a three-bedroom house in Anaheim, California for around $130,000? 🏡✨ Ah, those were the days!

So, if you're curious about whether owning a home offers tax benefits and want to know how the tax landscape has changed since 2017, check out the latest episode of The Educated Homebuyer! 🎬📺

Don't forget to hit that like button, comment with your thoughts, and make sure to subscribe so you never miss out on future episodes. 👍🗣️

And if you want to dive even deeper into these topics, sign up for Josh's newsletter! 📧

Alright, that's it for now! Happy watching, and remember to focus on becoming the type of person who can become a successful homeowner, regardless of the potential tax benefits. 🌟🏠

09/27/2021

The son of one of our VIP clients recently had a skateboarding accident that is requiring PT to get him up and walking. BuyWise was happy to make a donation on his behalf. If anyone would like to contribute to Rudy's recovery, you can use the link below!

Hello, My name is Jenifer and Rudy is my son. Rudy was on his friends skateboard and… Jenifer Carl needs your support for Please help Rudy to walk again.

01/13/2021

Do you have questions about the housing market 2021? Are you a buyer, seller or real estate investor that has questions about the real estate market? In this LIVE broadcast, we will address any questions you have about buying a home, selling a home, mortgage, interest rates, mortgage forbearance, foreclosures, evictions and give you a real estate market update LIVE!