Prime Realty & Lending

03/13/2026

https://www.mortgagenewsdaily.com/share/news?1=1&aid=69b45694dd16dc5fdc8e7ab8&lid=0&at=Mortgage%20Rates%20Surge%20to%207-Month%20Highs

A Mortgage News Daily Article has been shared with you.

02/16/2026

VA Loans are not just 0% down loans. There are other benefits many may not know about;
1. VA loans are assumable.
2. VA loans are reusable.
3. Even if you used it, there may be bonus entitlement left to buy another property as long as your income allows it.
4. You may buy up to 4 units if you live in one, using the rent of the other 3 units to qualify for the loan. Use this to build your real estate portfolio.
5. The VA funding fee (1.25% - 3.3%) may be waived if you have a service-connected disability rating of 10% or more.
6. The VA provides foreclosure avoidance assistance.
7. Some states offer full property tax exemption if a veteran is 100% disabled and other states may offer partial exemption.
8. Seller credit can be up to 4% to pay for closing costs.
9. The 4% seller credit may be used to pay off debt if it's not fully used for closing costs. Only the VA loan program offers this feature.
10. The VA funding fee and closing costs can be financed.
11. No minimum credit score.
12. No loan limit.
13. VA renovation loans allow from $50,000 - $75,000 for the veteran to finance the purchase or refinance and the repair costs of a home into a single loan based on the "As Completed" Value.
14. Veterans can refinance the loan (VA IRRRL) without having to meet the credit, income or appraisal requirements again.
15. VA loans can be used for the construction of a primary home.
16. VA supplemental loans like the VA Energy Efficient Mortgage allow for up to $6000 in additional financing for minor energy-related improvements.
If you have any VA Loan questions, please contact us. We are VA Loan specialists!

Phone: (714) 683-3107
VA Lender ID: 9033120000

10/08/2025

973 Azalea Drive
Costa Mesa, California
South Coast Metro District

4 Bedrooms - 3 Baths - 3 Car Garage - Swimming Pool
2465 SF on 6324 SF Lot
Offered at $1,998,000

Stunning 4-bedroom, 3-bathroom residence perfectly situated in one of Costa Mesa’s most desirable neighborhoods — just minutes from South Coast Plaza, world-class dining, and the best of Orange County’s lifestyle.
This beautifully maintained home offers the perfect blend of comfort, functionality, and California elegance. Step inside to discover a bright, open floor plan with spacious living areas, a modern kitchen, and well-appointed bedrooms — ideal for both entertaining and everyday living.
The backyard is a true retreat featuring a large sparkling pool, lush manicured landscaping, and a covered patio perfect for outdoor gatherings or quiet relaxation. The three-car garage provides ample parking and storage, completing this exceptional property.
Please visit www.PrimeRELending.com or contact us at (714) 683-3107 for more information.

10/01/2025

Prime Mixed-Use, Residential/Commercial Property (Zoned SP-14)

19321 Beach Blvd.
Huntington Beach, California
Offered at: $1,349,999

Multiple ADUs or up to 8 Unit Multi-Family allowed.
Near corner of Beach Blvd & Yorktown Ave.

Per HB planning office, this is still a residential property hence Buyer may qualify for a Conventional 30 year fixed residential loan.

Currently a 3 Bedroom / 2 Bathroom / 2 Car Garage
1488 SF on 6992 SF Lot

Experience the perfect blend of business and coastal living with this exceptional, recently renovated, mixed-use residential/commercial property near the corner of Yorktown and Beach Boulevard. Offering high-visibility frontage on Beach Blvd with over 60,000 cars passing daily, this property ensures maximum exposure for your business in one of Huntington Beach’s most desirable corridors. Zoned SP14, the property features 3 bedrooms and 2 bathrooms, providing a stylish and comfortable living space alongside your business operations. Its flexible layout makes it ideal for a live/work setup, boutique office, professional services, or as a dual-income investment property. The lot is deep with plenty of space for multiple ADUs or a rebuild into a multi-family building. Street parking is allowed in front of the property along Beach Blvd, providing ample parking spaces. Located just minutes from the iconic Huntington Beach shoreline, this property offers the convenience of city living with the charm of the coast. This is a rare opportunity to own a turnkey mixed-use property in one of West Huntington Beach’s high-demand areas, perfectly suited for both investment and personal use.

Please visit www.PrimeRELending.com or contact us at (714) 683-3107 for more information.

09/05/2025

Interest rates are heading down as markets anticipate a September Fed rate cut due to today’s weak employment report. More below:

A Mortgage News Daily Article has been shared with you.

07/25/2025

Great Renovation Flip - SOLD 8/25/2025
15551 Sunburst Lane
Huntington Beach, California
4 Bedrooms 3 Baths
Oversize Finished 3 Car Garage
Completely renovated from ceiling to floor.
New driveway, new 200 amp electrical panel, new A/C, water heater, new kitchen with stainless appliances, new bathrooms and so much more.
Offered at $1,949,000
Open House this Saturday 11-3pm and Sunday from 12-3pm.
Come see us and tour this amazing property with lake and park views.

Listed by: Prime Realty & Lending
www.PrimeRELending.com

04/25/2025

HELOCs and Bridge Loans are available at Prime Realty & Lending!

So you want to buy a house but already own. These are your options. Many current homeowners would like to sell their home and trade up or down but aren’t sure how in this competitive Real Estate market. If you’re not feeling stuck because of a 2% pandemic era interest rate and resulting payment ...

04/19/2025

Villa Balboa Penthouse Suite
Newport Beach, California

2 Main Bedrooms + Bonus Room
2 Bathrooms, 1748 SF
2 garage parking spaces, 2 balconies
Offered at: $1,350,000
MLS #: PW25085130

The penthouse offer vaulted ceilings and skylights that fill the suite with natural lighting. This is one of the most spacious and desirable layouts in the sought after Villa Balboa gated community located near Pacific Coast Highway and Superior Avenue; across from the Balboa Peninsula. Villa Balboa offers resort style amenities featuring 2 large pools with jacuzzis, pickleball-tennis courts, and clubhouses.

Please visit www.PrimeRELending.com or contact us at (714) 683-3107 if you have any questions.

04/06/2025

Huntington Beach, California
4 Bedrooms - 3 Baths - 3 Car Garage
Offered at: $1,555,100
MLS #: PW25068640
www.PrimeRELending.com

11/19/2024

We would like to congratulate our client, US Army Major Theo Simion and his family on the purchase of a beautiful downtown San Diego property in the Marina District. The Marina District is one of San Diego's most exclusive neighborhoods in downtown by the San Diego Bay. The Marina District features some of downtown's best boutiques, cafes and restaurants.
Prime Realty & Lending represented Maj. Simion in the real estate purchase and also provided a low interest rate VA loan. Our Military and First Responder Appreciation Program provided a well deserved credit to cover the title, escrow, appraisal, and other closing costs to show our appreciation for his service. 🇺🇸

09/19/2024

We believe this is a good time to show that although the Feds did a rate cut of .50%, it does not have a direct effect on mortgage rates. In fact, since the Fed rate cut yesterday, mortgage interest rates actually moved up a little higher due to the rise in US 10 Year Treasury yields. However in the longer term, we do believe mortgage rates will eventually come down as treasury yields subside.

We publish daily coverage of mortgage rate movement and have done so for nearly 20 years now.  It's a great place to quickly check in on rate trends and to get a sense of what's true and what matters.  If you'd been checking in at any point in the past few days/weeks, y...