08/03/2026
The builder offered my clients $20,000 to use their lender. I told them to run the numbers with me first — and even giving up the incentive, my rate and fees still came out ahead.
Self-employed buyers, a bank statement loan, a home that had to sell to fund the next one, and a new-build on a timeline. A lot of moving parts. We went in non-contingent, coordinated both escrows, and closed the sale and the purchase within 5 days of each other.
Most of this job isn't the rate. It's being the person who's already been through the hard version of this and can tell you what's actually worth worrying about.
If that's the kind of deal you're staring down, let's talk.
📞 714-793-0775
Santino DeFendis · DeFendis Financial · NMLS #1718170
Equal Housing Opportunity. This is not a commitment to lend. All loans subject to credit and property approval.