Loans By Ivan - Loan Officer Ivan Vranjes

Loans By Ivan - Loan Officer Ivan Vranjes Loan Officer
DRE: 02152626
NMLS: 2108323 C2 Financial Corp. C2 NMLS 135622 | C2 CA DRE 1821025

06/06/2026

This is why the rates are up right now and the market is looking at rate hikes by the fed. Economy is doing well and job market is strong.

🏦 MARKET PULSE — May 28, 2026Today’s economic data paints a concerning picture for housing affordability. 1/ The persona...
05/28/2026

🏦 MARKET PULSE — May 28, 2026

Today’s economic data paints a concerning picture for housing affordability.

1/ The personal saving rate just hit its lowest level since June 2022. Americans are spending — but the financial cushion is shrinking fast.

2/ The Atlanta Fed’s GDPNow model cut its Q2 growth estimate to 3.8%, down from 4.3%. Growth is still positive, but momentum is fading.

3/ New home sales missed badly in April — 622K actual vs. 665K expected. Demand is softening, but supply constraints keep prices elevated.

4/ Core PCE inflation held at 3.3% annually. Still well above the Fed’s 2% target — and bond markets are already pricing in a more stubborn inflation story.

5/ Fed Governor Cook made it clear this morning: rate hikes are still on the table if inflation lingers.

Bottom line: Don’t hold your breath for mortgage rate relief in 2026. The data doesn’t support it.

Here’s the straight snapshot for today, May 8, 2026:Today’s rates (national averages):Freddie Mac’s official May 8 weekl...
05/08/2026

Here’s the straight snapshot for today, May 8, 2026:
Today’s rates (national averages):
Freddie Mac’s official May 8 weekly report puts the 30-year fixed at 6.37%.  The 30-year refi rate is 6.54% and the 15-year refi is 5.58%. 
NerdWallet’s afternoon update shows the 30-year at 6.26% APR, the 15-year at 5.69% APR, and the 5-year ARM at 6.5% APR — all up slightly from yesterday. 
The day’s story: Upward pressure is coming from the 10-year Treasury yield rising to 4.414%, plus WTI crude oil jumping to $95.11/barrel — both stoking inflation concerns. 
Next week’s inflation reading from the Bureau of Labor Statistics could be a catalyst for rates to move lower — that’s the next big thing to watch. 
The next Fed meeting is June 16–17 — no cuts expected before then.
In short: rates are essentially flat to slightly up today, stuck in the 6.2–6.5% range depending on the lender and loan type. Not much movement, but the direction of pressure is still upward for now.

12/17/2025

🏡 Is real estate a good investment?
Short answer: Yes — when done right.

Real estate offers long-term appreciation, monthly cash flow, tax advantages, and protection against inflation. It’s one of the few investments where you can build wealth while others help pay down your asset.

The key?
📍 Buy in the right location
📊 Run the numbers
⏳ Think long-term

Wealth isn’t built overnight — it’s built one smart property at a time.

12/08/2025

I’m a creep

2025 is almost over and it was a good one  #2025
12/08/2025

2025 is almost over and it was a good one #2025

Now that you’ve verified what home you’re looking for, let me help you make it a reality! Message me to learn more.
12/03/2025

Now that you’ve verified what home you’re looking for, let me help you make it a reality! Message me to learn more.

Looking to lower your monthly mortgage payments? 🏡✨A 40-Year Interest-Only Mortgage could be the solution.✔️ Lower month...
12/03/2025

Looking to lower your monthly mortgage payments? 🏡✨
A 40-Year Interest-Only Mortgage could be the solution.

✔️ Lower monthly payments
✔️ Increased flexibility
✔️ Ideal for long-term financial planning

If you’re exploring options or want to see how this could work for you, reach out today! 📩

11/28/2025

Decode the emojis for an exclusive savings opportunity!

Wishing you a Happy Thanksgiving! Reach out if you're shopping for a new home — I can help.
11/18/2025

Wishing you a Happy Thanksgiving! Reach out if you're shopping for a new home — I can help.

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Huntington Beach, CA
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