Nancy Rosenfeld at Atlantic Coast Mortgage

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Huntersville, NC
Nancy Rosenfeld at Atlantic Coast Mortgage

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Nancy Rosenfeld, VP, Branch Manager & Sr. Nancy Rosenfeld | VP, Branch Manager & Sr. Mortgages are not one size-fits-all.

Loan Officer - NMLS 1249322

Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS 643114
(www.nmlsconsumeraccess.org) Loan Officer - NMLS ID 1249322

I believe there are flexible mortgage options that can be customized to you, not just a one-size-fits-all product. Based in Huntersville, North Carolina (and proudly serving the greater Charlotte area and the Lake Norman region) I provide personalized guidance to help you explore mortgage options that fit your unique goals and financial situation. By partnering with Atlantic Coast Mortgage, a trusted local lender offering a wide range of loan programs — including first-time homebuyer, conventional, FHA, VA, and refinance options — you’ll have the support and resources to find a loan that’s right for you. From our first conversation, I work to get to know you personally—your needs, your family’s needs, and your goals. My commitment is to help you find a mortgage solution that supports your goals now and, in the future, whether you’re buying your first home or planning for long-term growth. I’ve been in the mortgage industry since 2012. I grew up in Hobe Sound, Florida, and now live in Huntersville, NC with my husband and our sons. I believe home is a place where you can be yourself, build memories with family and pets, and enjoy meaningful time with friends. At Atlantic Coast Mortgage, we believe a closed loan is just the beginning of our journey together. Throughout the life of your loan, my team and I will monitor your home investment, keep our eyes open for cost-saving opportunities, and help you plan for future home purchases or refinances. Most importantly, we’ll provide you the tools and knowledge you need to leverage your home investment and make it work in your favor. In my spare time I love spending time with my family, boating on Lake Norman, cheering on the Charlotte 49ers at football games, and traveling to new places. Let’s explore your mortgage options together—when you’re ready, I’m here to help you get started.

10/16/2026

TRICK or TRUTH?
Think you need 20% down to buy a home? That's just a spooky mortgage myth! 👻
The TRUTH? Some loan programs allow qualified buyers to put down as little as 3%! 🔑
Don't let outdated information scare you away from homeownership. Let's explore your options and find a path that works for you!

10/13/2026

A lower mortgage payment today could make a BIG difference tomorrow!
With temporary buydown options, you could enjoy lower monthly payments during the first few years of homeownership, giving you a little extra breathing room as you settle in.
More flexibility. Less pressure. A smoother start.
Curious which option might work for you? Let's explore the possibilities together!

10/08/2026

Think you need 20% down to buy a home? Think again.
There are a lot of homebuying myths out there, and believing the wrong one can slow you down before you even get started. From down payment misconceptions to pre-approval confusion, having the right information matters.
If you have questions about buying a home, let’s talk through your options and create a plan that works for you.

10/06/2026

Seller-paid closing costs could help you keep more cash in your pocket at closing.
How much a seller may contribute depends on your loan program and down payment. Let’s talk through your options before you make an offer.

10/01/2026

Fall can bring a different kind of opportunity for homebuyers.
With more homes to choose from, less competition, and potentially more room to negotiate, it may be worth taking another look at the market this season.
If buying a home is on your radar, let’s talk through your options and see what makes sense for you.

09/28/2026

Buying a home comes with a lot of moving pieces, but staying in the loop shouldn’t be one of them.
From application to closing, you’ll have quick, clear updates along the way so you always know where things stand.
Ready to start your homebuying journey? Let’s connect.

09/24/2026

Owning a home can mean more than just having a place to live.
It can be an opportunity to build long-term value, create a space that truly feels like yours, and put down roots in a community you love.
If homeownership is one of your goals, I’d be happy to help you explore your options and see what may make sense for you.

09/21/2026

A little breathing room at the start can make a big difference.

With our ACM Advantage+ 2-1 Buydown Program, qualified buyers can start with an interest rate 2% lower during the first year and 1% lower during the second year before moving to the full note rate.

It can be a helpful option for buyers who want to ease into their mortgage payment while settling into their new home.

Have questions about how a 2-1 buydown works? I’d be happy to walk you through it.

09/18/2026

More possibilities for homebuyers in 2026.

We’re excited to share that ACM’s conforming loan limit is increasing to $845k starting today!

This higher limit may give more homebuyers the opportunity to explore conventional financing at higher loan amounts and consider homes that may have previously required jumbo financing.

Thinking about buying a home or planning your next move?

Reach out today!

09/15/2026

A lot of things happen behind the scenes during a home purchase or sale, and the appraisal is an important part of the process.

As appraisal reporting becomes more detailed and data-driven, accurate information about the property is more important than ever. Including things like recent renovations, finished spaces, unique property features, concessions, and other details that help provide a clear and accurate picture of the home.

The good news? You don’t have to figure this information out on your own. I'm here to help you understand what to expect, answer questions along the way, and guide you through the financing process with confidence. Let's connect.

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Fannie Mae & Freddie Mac UAD 3.6 appraisal reporting update. Required for new appraisal reports submitted beginning November 2, 2026.

This is an advertisement, not a commitment to lend. Eligibility for all applicants cannot be guaranteed. Advertised programs, guidelines, rates, and fees are subject to change without prior notification. Contact a loan officer to explore financing options.

Address

10115 Kincey Avenue
Huntersville, NC
28078

Telephone

+13366013860

Website

http://acmllc.com/nancy-rosenfeld

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