Summit Insurance Group Inc

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Summit Insurance Group Inc Independent insurance agency protecting what matters most, from business to personal assets. We are licensed in both North and South Carolina.

Summit Insurance Group has been a leader in the industry since 1995. As a family-run agency, we have always focused on serving our clients. Serving clients means we review your current situation and insurance needs and provide you the best coverage in the industry. As an independent agency, we represent some of the highest rated insurance companies in the industry, allowing us the flexibility to best fit your insurance needs. We are open Monday-Friday, 8:30am-5pm, and weekends by appointment. We encourage our clients to call or visit our office if they have insurance related questions or concerns. When you do contact us, you will be speaking to a licensed insurance agent. Our office has more than 100 years of combined insurance industry experience. We serve the Huntersville, Lake Norman, Charlotte area of North Carolina with all areas of insurance coverage.

10/15/2026

Cybersecurity Awareness Month — here's how scammers use insurance to get to you. 1) The fake claim call: someone says there's a problem with your policy or claim and asks you to verify your info. Hang up and call us directly. 2) The storm chaser: a door-to-door contractor pressures you to sign an “assignment of benefits” that hands them your insurance claim. The NC Department of Insurance says never sign one unless you fully understand it. 3) The too-good-to-be-true quote: a cheap policy from a company you can't verify. If it doesn't check out, it isn't coverage. When in doubt, call us first.

It feels like fall, but hurricane season runs through November 30 — and the Carolinas have seen October storms before. H...
10/14/2026

It feels like fall, but hurricane season runs through November 30 — and the Carolinas have seen October storms before. Hurricane Hazel made landfall as a Category 4 near the NC/SC border on October 15, 1954, and remains one of the strongest hurricanes ever to hit the Carolinas. Quick reminder: standard homeowners policies don't cover flood. That's a separate policy, and NFIP flood policies typically have a 30-day waiting period. If you've been putting off that conversation, let's have it before next season.

The first cold mornings are here, and so are the space heaters. Heating equipment is a leading cause of home fires in th...
10/12/2026

The first cold mornings are here, and so are the space heaters. Heating equipment is a leading cause of home fires in the winter months, with December through February the peak. Keep anything that can burn — blankets, curtains, furniture, laundry — at least three feet away. Plug heaters directly into the wall, never an extension cord or power strip. And turn them off when you leave the room or go to bed. Stay warm without making a call to us.

After a fire, one of the hardest parts of a claim is remembering everything you owned — down to the kitchen drawers. Her...
10/11/2026

After a fire, one of the hardest parts of a claim is remembering everything you owned — down to the kitchen drawers. Here's the fix, and it takes 20 minutes: walk through your home with your phone recording video. Open closets and cabinets, narrate the big-ticket items, and snap photos of receipts and serial numbers. Save it to the cloud, not just your phone. When you need it, it can make your claim faster and more complete.

10/11/2026

Fire Prevention Week, sixty seconds, three steps. 1) Walk your home and find two ways out of every room — a door and a window. 2) Pick one meeting spot outside, like a mailbox or a neighbor's tree, so you can count heads fast. 3) Practice it at least twice a year, including once in the dark, and make sure the kids know to get out and stay out. Once the smoke alarm sounds, you may have less than two minutes to escape. The plan is what buys you time.

Myth or Fact: If my house burns down, my policy pays to replace everything brand new. It depends — and the difference is...
10/07/2026

Myth or Fact: If my house burns down, my policy pays to replace everything brand new. It depends — and the difference is huge. Replacement cost coverage pays what it costs to buy new today. Actual cash value pays what your stuff was worth after depreciation — so that eight-year-old couch might be worth very little on paper. Both options exist on homeowners and renters policies. Know which one you have before you ever need to use it.

It's Fire Prevention Week, and the easiest job on the list takes about ten minutes: press the test button on every smoke...
10/05/2026

It's Fire Prevention Week, and the easiest job on the list takes about ten minutes: press the test button on every smoke alarm in your home. You want one inside every bedroom, outside each sleeping area, and on every level. Test them monthly, and replace any alarm that's 10 years past the manufacture date printed on the back. Bonus: some carriers offer a discount for monitored smoke and fire alarms. Ask us whether yours does.

That's September: Life Insurance Awareness Month start to finish, National Preparedness Month, fall maintenance, school ...
09/30/2026

That's September: Life Insurance Awareness Month start to finish, National Preparedness Month, fall maintenance, school zones, the valuables your policy quietly caps, and a few myths retired for good. October brings Fire Prevention Week, the tail end of storm season, and the first real holiday planning. New address, new vehicle, new addition to the family? Tell us now and we'll have you squared away before the year closes.

09/29/2026

Some colleagues offer advice, some are a little more extreme

09/29/2026

October's the window — do these before November gets loud. 1) Traveling for the holidays? Confirm whether your auto policy covers a rental car, and check whether your credit card's coverage is primary or secondary. 2) Hosting? Take five minutes on your homeowners liability limit before a house full of people. 3) Buying big-ticket gifts or jewelry? Anything valuable should be scheduled on your policy before it's under the tree, not after.

Address

14314 Statesville Road
Huntersville, NC
28078

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 4:30pm

Telephone

+17046592141

Website

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