RCM&D Founded in 1885, RCM&D ranks among the top independent insurance advisory firms in the United States in 2025.

RCM&D is ranked among the top independent insurance advisory firms in the United States. Our specialized teams provide strategic solutions and consulting for risk management, insurance and employee benefits. Leveraging more than 140 years of experience and strong local, national and global reach, we partner with you to meet all of your business objectives. Established in 2020 through the strategic

merger of Oswald Companies and RCM&D, Unison Risk Advisors™ (URA) is a high growth, privately held and majority employee-owned insurance brokerage and risk management firm. URA is comprised of a total of seven platform companies and their subsidiaries; including the addition of NSI Insurance Group in 2023, Enders Insurance and Avondale Insurance Associates in 2024, and Hatcher Insurance and Gibson Insurance Agency, Inc. Through Avondale, URA offers wholesale-produced excess and surplus lines underwriting management across property and general liability classes.

RCM&D is proud to partner with LifeSpan Network to deliver tailored Workers' Compensation and Liability Insurance soluti...
06/15/2026

RCM&D is proud to partner with LifeSpan Network to deliver tailored Workers' Compensation and Liability Insurance solutions for organizations. Read the full announcement here: https://www.rcmd.com/news/lifespan-network-announces-official-lps-partnership-with-rcmd-to-deliver-workers-compensation-and-liability-insurance-solutions

Lifespan Network is proud to announce an official partnership between Lifespan Products and Services (LPS) and RCM&D, a leading independent risk management, insurance, and employee benefits consulting firm. Through this partnership, RCM&D will provide exclusive Workers’ Compensation and Liability Insurance Programs designed to support providers across the aging services continuum!

“After working with LifeSpan and its members for many years, we are energized by this strengthened partnership,” said Jim Ma**er, SVP Senior Risk Advisor of RCM&aD. “We look forward to continuing to provide quality and innovative solutions for workers’ compensation and liability to help aging services’ facilities protect their workforce, operations, and mission.”

Read the official press release here: https://www.lifespan-network.org/2026/06/11/for-immediate-release-lifespan-network-announces-official-lps-partnership-with-rcmd-to-deliver-workers-compensation-and-liability-insurance-solutions/

Welcome to RCM&D’s Summer Interns! 👋 We’re thrilled to have you on board and look forward to the energy you’ll bring as ...
06/15/2026

Welcome to RCM&D’s Summer Interns! 👋

We’re thrilled to have you on board and look forward to the energy you’ll bring as you gain hands-on experience, connect with our teams and make a meaningful impact across the organization.

The Philly team enjoyed some   at Topgolf with friendly competition and great conversations! It was the perfect opportun...
06/12/2026

The Philly team enjoyed some at Topgolf with friendly competition and great conversations! It was the perfect opportunity to step away from the office, strengthen connections and enjoy time together as a team. Thanks to everyone who joined us and helped make it such a fun and successful event. ⛳

Last week, members of our team attended Blind Industries and Services of Maryland's (BISM) Bull & Oyster Roast, celebrat...
06/11/2026

Last week, members of our team attended Blind Industries and Services of Maryland's (BISM) Bull & Oyster Roast, celebrating 40 years of their Independence Training and Rehabilitation (ITR) program.

For four decades, the program has empowered thousands of individuals who are blind or have low vision to build skills, live independently and pursue meaningful careers. We're proud to support BISM's mission, both as a 2026 RCM&D beneficiary and as an organization making a lasting impact in our community.

06/10/2026

Choosing between a single-family office and multi-family office is a risk decision. Learn how complexity, governance, and liability shape the right structure.

⛵ For 31 years, the RCM&D   has brought together clients, colleagues and   members to support nonprofits doing incredibl...
06/09/2026

⛵ For 31 years, the RCM&D has brought together clients, colleagues and members to support nonprofits doing incredible work across the Mid-Atlantic, raising more than $1.6 million for over 80 organizations along the way.

We're proud to announce this year's six beneficiaries: Abilities Network, Ashley Addiction Treatment, Blind Industries and Services of Maryland, Children's Hospital of Philadelphia, Henrico CASA - Court Appointed Special Advocates for Children and Pikesville Armory.

➡️ Read the full announcement and learn more about the beneficiaries: https://www.rcmd.com/news/rcmd-announces-beneficiaries-for-31st-annual-regatta-continuing-a-tradition-of-community-impact

Congratulations to our team members marking work anniversaries this month! Thank you for your continued dedication and i...
06/08/2026

Congratulations to our team members marking work anniversaries this month! Thank you for your continued dedication and impact. 👏

06/04/2026

Market volatility draws attention, but everyday personal risk can quietly undermine long-term wealth. Learn where insurance gaps often appear and how a structured personal risk approach can help.

Can you customize   without creating   risk? Learn when and how differentiation is allowed in our June 18 webinar at 3 p...
06/04/2026

Can you customize without creating risk? Learn when and how differentiation is allowed in our June 18 webinar at 3 p.m., covering nondiscrimination testing and protections for employees.

Register now: https://www.rcmd.com/events/nondiscrimination-rules

06/03/2026

Heat stress presents a growing risk for many industries, especially for employees working outdoors or in high‑temperature environments. As one of the leading weather‑related risks facing U.S. workers, effective planning plays an important role in programs. Join us on June 17th for a webinar on practical strategies to help reduce heat‑related illness, support employee well‑being and align with evolving guidance.

✅ Save your spot: https://unisonriskadvisors.com/events/understanding-heat-stress-in-the-workplace

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Hunt Valley, MD
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