RCM&D Founded in 1885, RCM&D ranks among the top independent insurance advisory firms in the United States in 2025.

RCM&D is ranked among the top independent insurance advisory firms in the United States. Our specialized teams provide strategic solutions and consulting for risk management, insurance and employee benefits. Leveraging more than 140 years of experience and strong local, national and global reach, we partner with you to meet all of your business objectives. Established in 2020 through the strategic

merger of Oswald Companies and RCM&D, Unison Risk Advisors™ (URA) is a high growth, privately held and majority employee-owned insurance brokerage and risk management firm. URA is comprised of a total of seven platform companies and their subsidiaries; including the addition of NSI Insurance Group in 2023, Enders Insurance and Avondale Insurance Associates in 2024, and Hatcher Insurance and Gibson Insurance Agency, Inc. Through Avondale, URA offers wholesale-produced excess and surplus lines underwriting management across property and general liability classes.

Can you customize   without creating   risk? Learn when and how differentiation is allowed in our June 18 webinar at 3 p...
06/04/2026

Can you customize without creating risk? Learn when and how differentiation is allowed in our June 18 webinar at 3 p.m., covering nondiscrimination testing and protections for employees.

Register now: https://www.rcmd.com/events/nondiscrimination-rules

06/03/2026

Heat stress presents a growing risk for many industries, especially for employees working outdoors or in high‑temperature environments. As one of the leading weather‑related risks facing U.S. workers, effective planning plays an important role in programs. Join us on June 17th for a webinar on practical strategies to help reduce heat‑related illness, support employee well‑being and align with evolving guidance.

✅ Save your spot: https://unisonriskadvisors.com/events/understanding-heat-stress-in-the-workplace

06/03/2026

Discover how comprehensive family-planning benefits, including fertility, adoption and maternity support, drive better outcomes and lower costs for employers.

Congratulations to RCM&D’s Cyber Practice Leader, Valentino Papa, on being named a 2026 Rising Star by Risk & Insurance!...
06/02/2026

Congratulations to RCM&D’s Cyber Practice Leader, Valentino Papa, on being named a 2026 Rising Star by Risk & Insurance! 🌟

Val was recognized as one of 116 Power Broker® winners and finalists under the age of 40 for his experience and dedication in the space. His deep knowledge of cyber liability and risk assessment helps our clients navigate an ever-evolving threat landscape, and we're proud to have him leading our cyber practice every day.

➡️Read the full feature: https://riskandinsurance.com/the-brokers-many-hats-meet-the-2026-rising-stars/

Happy Birthday to our employees celebrating in June! We appreciate you all and look forward to another year of success, ...
06/01/2026

Happy Birthday to our employees celebrating in June! We appreciate you all and look forward to another year of success, together! 🎂

Please join us in welcoming the newest additions to the RCM&D team. We’re excited to have them on board and look forward...
05/28/2026

Please join us in welcoming the newest additions to the RCM&D team. We’re excited to have them on board and look forward to what’s ahead! 🎊

05/27/2026

Rising benefits costs? Learn how healthcare captives offer cost control, stability, and flexibility beyond traditional insurance models.

05/26/2026

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4 North Park Drive, Suite 500
Hunt Valley, MD
21030

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