Terry Healy The Legacy Home Group of Direct Mortgage Loans

Terry Healy The Legacy Home Group of Direct Mortgage Loans Terry Healy
Loan Originator | NMLS #659227
Corporate NMLS #832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

Terry Healy - NMLS #659227, Licensed in MD. Corporate NMLS #832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

Direct Mortgage Loans (DML) is a privately owned and operated licensed direct mortgage lender located in Hunt Valley, Maryland. Our company focus is centered upon industry best practices, responsible lending, and courteous service. Our mission drives us to be committed to pro

viding outstanding mortgage solutions and creating lifelong relationships with our clients and each other. Our vision is to be the mortgage industry leader in innovation and customer experience, by retaining the values of effective proactive, and respectful communication that fosters teamwork, transparency, and accountability to our clients, partners, and each other. A solution-focused positive attitude drives extraordinary results!

πŸ“’ Big FHA Loan Limit News for 2026!  HUD has announced the new 2026 FHA loan limits, and they're higher-creating more op...
02/24/2026

πŸ“’ Big FHA Loan Limit News for 2026!

HUD has announced the new 2026 FHA loan limits, and they're higher-creating more opportunity for buyers across the country. Loan limits vary by county.

🏑 One-Unit Homes

* Low-cost areas: up to $541,287

* High-cost areas: up to $1,249,125

Interested in a multi-unit property? Ask your loan officer about multi-unit FHA limits in your area.

⏰ Important timing note:

These new limits apply to FHA case numbers assigned on or after January 1, 2026.

Wondering what the FHA limit is in your county or how this could impact your home goals? Let's connect.





*Loan limits for 2025 as outlined by HUD and FHFA.

Eligibility and approval is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral and underwriting requirements. Direct Mortgage Loans, LLC is licensed in Maryland. Direct Mortgage Loans, LLC NMLS ID # is 832799 (http://www.nmlsconsumeraccess.com ). Direct Mortgage Loans, LLC office is located at 11011 McCormick Rd Ste 400, Hunt Valley, MD 21031.

Weekend plans? If house hunting is on your list, I'm here to help! Available all weekend for your home financing needs-d...
02/21/2026

Weekend plans? If house hunting is on your list, I'm here to help!

Available all weekend for your home financing needs-don't hesitate to reach out!

Struggling with high-interest credit card debt? A debt consolidation refinance could help you simplify your payments and...
02/18/2026

Struggling with high-interest credit card debt? A debt consolidation refinance could help you simplify your payments and potentially save on interest by rolling multiple debts into your mortgage. But is it the right choice for you?

In our latest blog, we break down:

βœ” What a debt consolidation refinance is
βœ” How the process works
βœ” Key benefits and what to consider before making a move
βœ” Tips for managing finances afterward

Tap to read the full article and make an informed choice!
Read here: http://bit.ly/4bxUjon

*By refinancing your existing loan, total finance charges may be higher over the life of your loan.

Eligibility and approval is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral and underwriting requirements. Direct Mortgage Loans, LLC is licensed in Maryland. Direct Mortgage Loans, LLC NMLS ID # is 832799 (http://www.nmlsconsumeraccess.com ). Direct Mortgage Loans, LLC office is located at 11011 McCormick Rd Ste 400, Hunt Valley, MD 21031.

If buying this spring is on your radar, starting the conversation early can help you move forward with confidence and fe...
02/16/2026

If buying this spring is on your radar, starting the conversation early can help you move forward with confidence and fewer surprises.

Leadership starts with service, integrity, and dedication- values we aim to reflect every day.
02/16/2026

Leadership starts with service, integrity, and dedication- values we aim to reflect every day.

Homeownership doesn't wait for "business hours," and neither do I. Whether it's the weekend or after hours, I'm here to ...
02/14/2026

Homeownership doesn't wait for "business hours," and neither do I. Whether it's the weekend or after hours, I'm here to help with all your mortgage needs!

Send me a DM or give me a call anytime-I'm just a message away!

Helping our clients, partners, and teammates succeed is what we love most. Thanks for letting us be part of your journey...
02/14/2026

Helping our clients, partners, and teammates succeed is what we love most. Thanks for letting us be part of your journey- today and every day. πŸ’•

Contact me this weekend!Whether you're looking for a pre-approval letter or more information about your loan options, I'...
02/07/2026

Contact me this weekend!

Whether you're looking for a pre-approval letter or more information about your loan options, I'm here to help!

Plus, I'm offering a FREE mortgage consultation!

A little prep now can go a long way during tax season. Staying organized helps you feel ready and confident when it's ti...
02/05/2026

A little prep now can go a long way during tax season. Staying organized helps you feel ready and confident when it's time to file.

While others relax, we're here helping dreams come true! πŸ’ΌπŸ‘ Working the weekend so you can start the week closer to your...
01/31/2026

While others relax, we're here helping dreams come true! πŸ’ΌπŸ‘ Working the weekend so you can start the week closer to your home goals.

Thinking about refinancing your mortgage? Don't forget- it's more than just getting a new interest rate. In our latest b...
01/26/2026

Thinking about refinancing your mortgage? Don't forget- it's more than just getting a new interest rate.

In our latest blog post we break down all the common fees- from appraisal and title search to origination and attorney charges- so you can budget with confidence before you refinance. πŸ πŸ’°

πŸ‘‰http://bit.ly/4q1c9nL



By refinancing your existing loan, total finance charges may be higher over the life of your loan.

Eligibility and approval is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral and underwriting requirements. Direct Mortgage Loans, LLC is licensed in Maryland. Direct Mortgage Loans, LLC NMLS ID # is 832799 (http://www.nmlsconsumeraccess.com ). Direct Mortgage Loans, LLC office is located at 11011 McCormick Rd Ste 400, Hunt Valley, MD 21031.

Address

11011 McCormick Road #400
Hunt Valley, MD
21031

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