Atlantic Financial Federal Credit Union

Atlantic Financial Federal Credit Union A Division of Freedom Federal Credit Union At AFFCU We’re Committed to Delivering a Banking Experience That Revolves Around You.

Rather than become just another customer, we invite you to become a MEMBER (and partial owner) of Atlantic Financial Federal Credit Union. We’re committed to offering you unparalleled, one-on-one service, backed by financial solutions that address your evolving needs. Headquartered in Hunt Valley, MD, AFFCU is a full-service financial institution serving financial needs of consumers throughout the

greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, and Harford County, Maryland. Originally chartered April 1, 1950, as Baltimore Telephone Federal Credit Union, a few things have changed since our very first days. While our name has obviously changed to Atlantic Financial Federal Credit Union and our field of membership has expanded, the most fundamental aspects have not and will never change. We've always been a non-profit, full-service financial institution that serves various employee groups and their family members in the Baltimore area. Our commitment to our strategic vision and mission remains steadfast:

Our Vision: To be our members' financial institution of choice. Our Mission: To enrich our members' lives through consistent, exceptional service. We fulfill this mission every day following our

“S.T.R.O.N.G.” core values:
Service
Trust
Reliable
Open-Minded
Nimble
Genuine

As a not-for-profit institution, you as a member and partial credit union owner are at the center of everything we do. Rather than pocket profits, they're returned to you in the form of higher rates on deposits, lower rates on loans, and convenient, budget-friendly account management tools. Join AFFCU and be a part of something better, where banking revolves around you. Atlantic Financial Federal Credit Union – Where You Matter

Federally Insured By NCUA

Atlantic Financial Federal Credit Union is merging with Freedom Federal Credit Union! In preparation for our merger comp...
12/31/2025

Atlantic Financial Federal Credit Union is merging with Freedom Federal Credit Union! In preparation for our merger completion, AFFCU services, including debit cards, will be unavailable December 31, 2025 through January 1, 2026. Please plan ahead for cash and account needs. Atlantic members’ Freedom membership begins January 2, 2026.

For additional information, please visit freedomfcu.org/merger

Happy New Year’s Eve! Cheers to a bright year ahead!Our Hunt Valley and Pikesville branches will be closed today. All ot...
12/31/2025

Happy New Year’s Eve! Cheers to a bright year ahead!

Our Hunt Valley and Pikesville branches will be closed today. All other branches will be open until 1:00 PM. Enjoy the holiday!

The Atlantic Financial FCU social media pages will be retired this week, but your access to updates isn’t going anywhere...
12/29/2025

The Atlantic Financial FCU social media pages will be retired this week, but your access to updates isn’t going anywhere.

Follow us and stay connected:

Instagram:
Facebook: https://www.facebook.com/FreedomFCU/
TikTok:
X:

Our Hunt Valley and Pikesville branches will be closed on New Year's Eve as we ring in the New Year.As a reminder, we ar...
12/28/2025

Our Hunt Valley and Pikesville branches will be closed on New Year's Eve as we ring in the New Year.

As a reminder, we are in the final stages of our transition to Freedom Federal Credit Union. Due to a system upgrade, members will experience temporary service interruptions beginning the morning of December 31, 2025 and extending through January 1, 2026. During this time, debit card use will be unavailable, as will online and
mobile banking.

Please plan ahead for any transactions before December 31, 2025. Once services are restored on January 2, 2026, members will be fully transitioned to Freedom Federal Credit Union.

Finance Tip Friday: Mistakes don’t last forever. Most negative marks fall off your credit report after seven years, mean...
12/26/2025

Finance Tip Friday: Mistakes don’t last forever. Most negative marks fall off your credit report after seven years, meaning you can rebuild your credit over time with good habits.

We hope your day is filled with joy, laughter, and meaningful moments.In observance, our branches will be closed today.
12/25/2025

We hope your day is filled with joy, laughter, and meaningful moments.

In observance, our branches will be closed today.

Merry Christmas Eve!Wishing you a joyful and peaceful celebration with those you love! In observance, we will be closing...
12/24/2025

Merry Christmas Eve!

Wishing you a joyful and peaceful celebration with those you love! In observance, we will be closing our branches at 1:00 p.m.

We’re sunsetting the Atlantic Financial FCU pages at the end of this year, but the connection doesn’t stop!Find us here:...
12/22/2025

We’re sunsetting the Atlantic Financial FCU pages at the end of this year, but the connection doesn’t stop!

Find us here:

Instagram:
Facebook: https://www.facebook.com/FreedomFCU/
TikTok:
X:

All AFFCU branches, products, and services will be offline, including debit cards, from December 31, 2025, to January 1,...
12/19/2025

All AFFCU branches, products, and services will be offline, including debit cards, from December 31, 2025, to January 1, 2026.

As of January 2, 2026, we will officially be Freedom Federal Credit Union, and all accounts can be accessed through Freedomfcu.org

We've made a list and checked it twice! Have you looked through your welcome guide checklist to make sure you're ready f...
12/18/2025

We've made a list and checked it twice! Have you looked through your welcome guide checklist to make sure you're ready for our transition to Freedom at the end of the month?

View the welcome guide at freedomfcu.org/merger

The Atlantic Financial FCU pages will be retired at the end of the year.Make sure you’re following Freedom Federal Credi...
12/17/2025

The Atlantic Financial FCU pages will be retired at the end of the year.

Make sure you’re following Freedom Federal Credit Union to stay connected:

Instagram:
Facebook: https://www.facebook.com/FreedomFCU/
TikTok:
X:

Atlantic Financial Federal Credit Union is merging with Freedom Federal Credit Union!In preparation for our merger compl...
12/17/2025

Atlantic Financial Federal Credit Union is merging with Freedom Federal Credit Union!

In preparation for our merger completion, AFFCU services, including debit cards, will be unavailable December 31, 2025 through January 1, 2026. Please plan ahead for cash and account needs. Atlantic members’ Freedom membership begins January 2, 2026.

For additional information, please visit freedomfcu.org/merger.

Address

40 Schilling Road
Hunt Valley, MD
21031

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 6pm
Saturday 9am - 1pm

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